Moskovskiy Kreditnyi Bank PAO

Chart & Performance

D1W1MN

P/E

3.95

P/S

2.03

EPS

1.79

Div Yield, %

0.00%

Shrs. gr., 5y

5.35%

Rev. gr., 5y

-5.38%

Revenues

116.71b

+66.96%

Net income

59.78b

+700.56%

CFO

Dividend

Jun 06, 20190.11 RUB/sh

Profile

Credit Bank of Moscow (public joint-stock company) provides various banking products and services in Russia. The company operates through six segments: Corporate Business, Retail Banking, Investment, Treasury, Cash Operations, and Subsidiary Banks. It accepts corporate and retail demand, and term deposit services; and offers banking cards. The company also provides corporate and overdraft lending, cash loans, car loans and mortgages, factoring, financial and operating leasing, letters of credit, guarantees, international finance and foreign trade support, trade finance and documentary operations, cash management and liquidity management, e-commerce tools, and settlement and money transfer services, as well as private banking services. In addition, it offers securities trading and brokerage in securities, repo transactions, hedging operations, structured financing, foreign exchange, investment and asset management, depository, brokerage, mergers and acquisitions advisory, private equity and special situations, and pre-IPO financing services. Further, the company engages in providing interbank lending and borrowings from banks, as well as issuing domestic bonds and promissory notes; and cash handling, calculation, and transportation activities. It operates through 132 branches, 1,008 ATMs, and 6,784 payment terminals. The company was founded in 1992 and is based in Moscow, Russia. Credit Bank of Moscow (public joint-stock company) operates as a subsidiary of Limited Liability Company Concern ROSSIUM.

URL

https://www.mkb.ru/

IPO date

Jun 22, 2015

Employees

Domiciled in

Incorporated in

Valuation

Order:

Title RUB in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title RUB in thousands, except ratios and share amounts	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12	2014‑12
Income
Revenues	116,710,000 66.96%	69,905,000 -2.79%	71,915,000 -12.38%
Cost of revenue	40,270,000	10,934,000	7,973,000
Unusual Expense (Income)
NOPBT	76,440,000	58,971,000	63,942,000
NOPBT Margin	65.50%	84.36%	88.91%
Operating Taxes	13,493,000	986,000	6,296,000
Tax Rate	17.65%	1.67%	9.85%
NOPAT	62,947,000	57,985,000	57,646,000
Net income	59,778,000 700.56%	7,467,000 -71.50%	26,199,000 -12.70%
Dividends
Dividend yield
Proceeds from repurchase of equity			20,892,000
BB yield			-8.26%
Debt
Debt current
Long-term debt	1,462,888,000	190,073,000	262,160,000
Deferred revenue
Other long-term liabilities		995,189,000	(262,160,000)
Net debt	83,850,000	(1,734,661,000)	(1,739,034,000)
Cash flow
Cash from operating activities			682,499,000
CAPEX
Cash from investing activities			16,128,000
Cash from financing activities			148,311,000
FCF	62,185,000	58,532,000	770,443,000
Balance
Cash	1,379,038,000	1,515,143,000	1,624,166,000
Long term investments		409,591,000	377,028,000
Excess cash	1,373,202,500	1,921,238,750	1,997,598,250
Stockholders' equity	270,642,000	222,589,000	205,911,000
Invested Capital	1,540,178,000	3,750,485,000	3,213,624,000
ROIC	2.38%	1.67%	1.73%
ROCE	1.64%	1.48%	1.87%
EV
Common stock shares outstanding	35,371,598	24,890,000	36,900,000
Price	8.02 19.24%	6.72 -1.95%	6.86 11.44%
Market cap	283,503,355 69.45%	167,310,580 -33.87%	252,986,400 23.33%
EV	367,353,355	(1,541,247,420)	(1,486,047,600)
EBITDA	76,440,000	58,971,000	65,865,000
EV/EBITDA	4.81
Interest		235,916,000	102,671,000
Interest/NOPBT		400.05%	160.57%