MISXBSPB
Market cap1.72bUSD
Jun 17, Last price
374.97RUB
Name
Bank Sankt-Peterburg PAO
Chart & Performance
P/E
3.77
P/S
2.36
EPS
99.49
Div Yield, %
0.89%
Shrs. gr., 5y
0.19%
Rev. gr., 5y
19.26%
Revenues
75.63b
+92.35%
Net income
47.32b
+337.01%
CFO
28.80b
+16.39%
Dividend
May 06, 202423.37 RUB/sh
Earnings
Mar 04, 2025
Profile
"Bank "Saint-Petersburg" Public Joint-Stock Company, a universal bank, provides a range of banking products and services to individuals and corporates in Russia. Its Corporate Banking division offers payment and settlement services; corporate lending; cash and settlement, business cards, acquiring, and payroll services for small and medium enterprises; and documentary operations and international trade finance services, as well as develops services for Exim companies. The company's Retail Banking division offers deposit services; payments and transfers solutions; self-employed programs; and mortgage and consumer loans, as well as issues bank cards and provides resident ID card services. Its Private Banking division provides financial and non-financial products and services to wealthy customers and their families. The company's Digital Banking division offers payment systems; online banking services for retail customers and corporate clients; and Internet banking services through i.bspb.ru, as well as mobile banking applications. As of January 1, 2022, it operates 3 branches in North-West region of Russia, 1 branch in Moscow, and 1 branch in Novosibirsk; 53 additional and operational offices and 2 representative offices in Rostov- on-Don and Krasnodar; and 789 ATMs and payment kiosks. The company was founded in 1990 and is headquartered in Saint Petersburg, Russia.
Valuation
Title RUB in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
| Income | |||||||||
Revenues | 75,628,000 | ||||||||
Cost of revenue | 23,614,000 | ||||||||
Unusual Expense (Income) | |||||||||
NOPBT | 52,014,000 | ||||||||
NOPBT Margin | 68.78% | ||||||||
Operating Taxes | 13,900,000 | ||||||||
Tax Rate | 26.72% | ||||||||
NOPAT | 38,114,000 | ||||||||
Net income | 47,315,000 | ||||||||
Dividends | |||||||||
Dividend yield | |||||||||
Proceeds from repurchase of equity | |||||||||
BB yield | |||||||||
| Debt | |||||||||
Debt current | |||||||||
Long-term debt | 6,138,000 | ||||||||
Deferred revenue | |||||||||
Other long-term liabilities | (6,138,000) | ||||||||
Net debt | (140,319,000) | (168,369,000) | |||||||
| Cash flow | |||||||||
Cash from operating activities | |||||||||
CAPEX | |||||||||
Cash from investing activities | |||||||||
Cash from financing activities | |||||||||
FCF | |||||||||
| Balance | |||||||||
Cash | 101,656,000 | 86,759,000 | |||||||
Long term investments | 38,663,000 | 87,748,000 | |||||||
Excess cash | 136,537,600 | 174,507,000 | |||||||
Stockholders' equity | 150,024,000 | 120,731,000 | |||||||
Invested Capital | 920,764,400 | 716,194,000 | |||||||
ROIC | 4.14% | ||||||||
ROCE | 4.92% | ||||||||
| EV | |||||||||
Common stock shares outstanding | 448,970 | ||||||||
Price | 215.57 | 100.02 | |||||||
Market cap | 96,784,517 | ||||||||
EV | (43,534,483) | ||||||||
EBITDA | 52,014,000 | ||||||||
EV/EBITDA | |||||||||
Interest | 31,713,000 | ||||||||
Interest/NOPBT | 60.97% | ||||||||