MISX
BSPB
Market cap2.35bUSD
Mar 04, Last price
390.20RUB
1D
0.96%
1Q
27.43%
Jan 2017
484.13%
IPO
242.31%
Name
Bank Sankt-Peterburg PAO
Chart & Performance
P/E
3.65
P/S
1.92
EPS
106.78
Div Yield, %
5.99%
Shrs. gr., 5y
-0.87%
Rev. gr., 5y
23.83%
Revenues
96.71b
+27.88%
Net income
50.78b
+7.32%
CFO
28.80b
+16.39%
Dividend
May 06, 202423.37 RUB/sh
Profile
"Bank "Saint-Petersburg" Public Joint-Stock Company, a universal bank, provides a range of banking products and services to individuals and corporates in Russia. Its Corporate Banking division offers payment and settlement services; corporate lending; cash and settlement, business cards, acquiring, and payroll services for small and medium enterprises; and documentary operations and international trade finance services, as well as develops services for Exim companies. The company's Retail Banking division offers deposit services; payments and transfers solutions; self-employed programs; and mortgage and consumer loans, as well as issues bank cards and provides resident ID card services. Its Private Banking division provides financial and non-financial products and services to wealthy customers and their families. The company's Digital Banking division offers payment systems; online banking services for retail customers and corporate clients; and Internet banking services through i.bspb.ru, as well as mobile banking applications. As of January 1, 2022, it operates 3 branches in North-West region of Russia, 1 branch in Moscow, and 1 branch in Novosibirsk; 53 additional and operational offices and 2 representative offices in Rostov- on-Don and Krasnodar; and 789 ATMs and payment kiosks. The company was founded in 1990 and is headquartered in Saint Petersburg, Russia.
Valuation
Title RUB in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|---|
| 2024‑12 | 2023‑12 | 2022‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
| Income | |||||||||
Revenues | 96,712,000 27.88% | 75,628,000 | |||||||
Cost of revenue | 3,056,000 | 23,614,000 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 93,656,000 | 52,014,000 | |||||||
NOPBT Margin | 96.84% | 68.78% | |||||||
Operating Taxes | 11,937,000 | 13,900,000 | |||||||
Tax Rate | 12.75% | 26.72% | |||||||
NOPAT | 81,719,000 | 38,114,000 | |||||||
Net income | 50,779,000 7.32% | 47,315,000 | |||||||
Dividends | |||||||||
Dividend yield | |||||||||
Proceeds from repurchase of equity | |||||||||
BB yield | |||||||||
| Debt | |||||||||
Debt current | |||||||||
Long-term debt | 6,138,000 | ||||||||
Deferred revenue | |||||||||
Other long-term liabilities | (6,138,000) | ||||||||
Net debt | (164,118,000) | (140,319,000) | (168,369,000) | ||||||
| Cash flow | |||||||||
Cash from operating activities | |||||||||
CAPEX | |||||||||
Cash from investing activities | |||||||||
Cash from financing activities | |||||||||
FCF | 80,665,000 | ||||||||
| Balance | |||||||||
Cash | 130,399,000 | 101,656,000 | 86,759,000 | ||||||
Long term investments | 33,719,000 | 38,663,000 | 87,748,000 | ||||||
Excess cash | 159,282,400 | 136,537,600 | 174,507,000 | ||||||
Stockholders' equity | 178,235,000 | 150,024,000 | 120,731,000 | ||||||
Invested Capital | 978,149,600 | 920,764,400 | 716,194,000 | ||||||
ROIC | 8.61% | 4.14% | |||||||
ROCE | 8.23% | 4.92% | |||||||
| EV | |||||||||
Common stock shares outstanding | 445,804 | 448,970 | |||||||
Price | 367.00 70.25% | 215.57 | 100.02 | ||||||
Market cap | 163,610,068 69.05% | 96,784,517 | |||||||
EV | (330,932) | (43,534,483) | |||||||
EBITDA | 93,656,000 | 52,014,000 | |||||||
EV/EBITDA | |||||||||
Interest | 81,312,000 | 31,713,000 | |||||||
Interest/NOPBT | 86.82% | 60.97% | |||||||