Loading...
BVMF
MERC4
Market cap28mUSD
May 08, Last price  
9.50BRL
Name

Creditaqui Financeira SA - Credito Financiamento e Investimento

Chart & Performance

D1W1MN
P/E
6.39
P/S
1.91
EPS
1.49
Div Yield, %
5.57%
Shrs. gr., 5y
17.88%
Rev. gr., 5y
-0.61%
Revenues
84m
+150.10%
34,186,00053,313,00066,618,00038,341,00063,186,000138,685,000150,468,000196,476,000142,162,000244,929,000142,117,00086,529,00053,507,00049,970,00050,630,00033,563,00083,941,000
Net income
25m
+807.91%
7,054,0004,550,00025,107,0009,161,00016,788,00020,514,0001,776,000-12,605,000635,00031,279,00025,280,00017,991,0008,755,00013,210,000-5,844,0002,768,00025,131,000
CFO
-327m
L
8,464,000-4,080,0006,663,00013,688,0003,178,00024,617,000-54,618,000-6,951,000-10,992,0008,453,00015,615,00091,904,000-79,070,000-30,950,000-2,658,00032,174,000-326,950,000
Dividend
Jan 31, 20240.52941 BRL/sh

Profile

Mercantil do Brasil Financeira S.A. provides direct consumer credit and payroll credit services in Brazil. The company was founded in 1943 and is based in Belo Horizonte, Brazil. Mercantil do Brasil Financeira S.A. is a subsidiary of Banco Mercantil do Brasil S.A.
URL
https://mercantildobrasil.com.br/
IPO date
Jan 28, 2008
Employees
Domiciled in
BR
Incorporated in
BR

Valuation

Title
BRL in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
83,941
150.10%
33,563
-33.71%
50,630
1.32%
Cost of revenue
21,060
1,487
14,138
Unusual Expense (Income)
NOPBT
62,881
32,076
36,492
NOPBT Margin
74.91%
95.57%
72.08%
Operating Taxes
14,628
(556)
(2,612)
Tax Rate
23.26%
NOPAT
48,253
32,632
39,104
Net income
25,131
807.91%
2,768
-147.36%
(5,844)
-144.24%
Dividends
(9,155)
(3,244)
(3,444)
Dividend yield
2.61%
Proceeds from repurchase of equity
321,569
BB yield
Debt
Debt current
Long-term debt
Deferred revenue
Other long-term liabilities
33,571
39,764
Net debt
(349,683)
(38,020)
(8,864)
Cash flow
Cash from operating activities
(326,950)
32,174
(2,658)
CAPEX
(11,016)
Cash from investing activities
(645)
Cash from financing activities
312,414
(17,976)
(3,444)
FCF
45,144
47,187
43,738
Balance
Cash
16,727
20,483
1,198
Long term investments
332,956
17,537
7,666
Excess cash
345,486
36,342
6,332
Stockholders' equity
307,299
76,380
135,106
Invested Capital
535,015
239,424
284,382
ROIC
12.46%
12.46%
13.98%
ROCE
7.47%
11.63%
12.55%
EV
Common stock shares outstanding
40,995
18,010
18,010
Price
7.34
 
Market cap
132,193
 
EV
182,088
EBITDA
62,881
32,076
36,492
EV/EBITDA
4.99
Interest
20,718
566
4,587
Interest/NOPBT
32.95%
1.76%
12.57%