Itau Unibanco Holding SA ON

Chart & Performance

D1W1MN

P/E

8.10

P/S

0.78

EPS

3.38

Div Yield, %

3.86%

Shrs. gr., 5y

0.19%

Rev. gr., 5y

27.04%

Revenues

124.53b

-10.15%

Net income

33.11b

+13.35%

CFO

-2.42b

Dividend

Nov 01, 20240.015 BRL/sh

Earnings

Feb 03, 2025

Profile

Itaú Unibanco Holding S.A. offers a range of financial products and services to individuals and corporate customers in Brazil and internationally. The company operates through three segments: Retail Banking, Wholesale Banking, and Activities with the Market and Corporation. It offers various deposit products, as well as loans and credit cards; investment and commercial banking services; real estate lending services; financing and investment services; and leasing and foreign exchange services. The company also provides property and casualty insurance products covering loss, damage, or liabilities for assets or persons, as well as life insurance products covering death and personal accident; and reinsurance products. It serves retail customers, account and non-account holders, individuals and legal entities, high income clients, microenterprises, and small companies. The company was formerly known as Itaú Unibanco Banco Múltiplo S.A. and changed its name to Itaú Unibanco Holding S.A. in April 2009. The company was incorporated in 1924 and is headquartered in São Paulo, Brazil. Itaú Unibanco Holding S.A. is a subsidiary of IUPAR - Itaú Unibanco Participações S.A.

URL

https://www.itau.com.br/

IPO date

Dec 30, 2002

Employees

Domiciled in

Incorporated in

Valuation

Order:

Title BRL in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title BRL in thousands, except ratios and share amounts	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12	2014‑12
Income
Revenues	124,526,000 -10.15%	138,600,000 13.76%	121,833,000 28.68%
Cost of revenue	(168,304,000)	136,797,000	47,314,000
Unusual Expense (Income)
NOPBT	292,830,000	1,803,000	74,519,000
NOPBT Margin	235.16%	1.30%	61.16%
Operating Taxes	5,823,000	6,796,000	13,847,000
Tax Rate	1.99%	376.93%	18.58%
NOPAT	287,007,000	(4,993,000)	60,672,000
Net income	33,105,000 13.35%	29,207,000 9.14%	26,760,000 77.64%
Dividends	(10,348,000)	(6,706,000)	(6,267,000)
Dividend yield	15.09%	14.44%	17.00%
Proceeds from repurchase of equity	(689,000)	453,000	8,739,000
BB yield	1.00%	-0.98%	-23.70%
Debt
Debt current	187,024,000	148,308,000	104,809,000
Long-term debt	268,112,000	283,583,000	221,734,000
Deferred revenue		2,737,000	3,278,000
Other long-term liabilities	2,079,240,000	(134,428,000)	(219,968,000)
Net debt	(479,757,000)	(609,350,000)	(610,748,000)
Cash flow
Cash from operating activities	(2,421,000)	129,966,000	60,106,000
CAPEX	(3,815,000)	(8,495,000)	(9,081,000)
Cash from investing activities	(31,230,000)	(73,603,000)	(4,841,000)
Cash from financing activities	57,466,000	(31,714,000)	(31,460,000)
FCF	89,877,000	61,683,000	51,132,000
Balance
Cash	40,583,000	331,773,000	324,668,000
Long term investments	894,310,000	709,468,000	612,623,000
Excess cash	928,666,700	1,034,311,000	931,199,350
Stockholders' equity	303,526,000	264,306,000	231,165,000
Invested Capital	2,426,598,000	2,051,843,000	1,831,338,000
ROIC	12.82%		3.33%
ROCE	10.73%	0.08%	3.61%
EV
Common stock shares outstanding	9,866,574	9,858,760	9,831,332
Price	6.95 47.56%	4.71 25.60%	3.75 -87.96%
Market cap	68,572,687 47.68%	46,434,758 25.95%	36,867,497 -87.92%
EV	(402,311,313)	(553,525,242)	(562,268,503)
EBITDA	298,482,000	6,599,000	78,752,000
EV/EBITDA
Interest	158,250,000	138,515,000	69,305,000
Interest/NOPBT	54.04%	7,682.47%	93.00%