BVMF
BRSR6
Market cap956mUSD
May 16, Last price
12.58BRL
1D
-3.23%
1Q
22.14%
Jan 2017
21.90%
Name
Banco do Estado do Rio Grande do Sul SA
Chart & Performance
Profile
Banco do Estado do Rio Grande do Sul S.A., a multiple-service bank, provides a range of banking products and services primarily in Brazil, Miami, and the Grand Cayman. It provides payroll deductible, payroll, consumer, overdraft, real estate, and rural loans, as well as debit and credit cards. The company also offers international and foreign exchange services; personal insurance products, property insurance, capitalization bonds, and supplementary pension plans; and financial agent services. It operates a network of 497 branches, 138 service stations, and 427 electronic stations. The company was incorporated in 1928 and is headquartered in Porto Alegre, Brazil.
Valuation
Title BRL in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2024‑12 | 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | ||||||||||
Revenues | 8,441,845 32.84% | 6,354,936 -11.62% | 7,190,172 -0.20% | |||||||
Cost of revenue | 1,146,997 | (219,620) | 1,474,212 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 7,294,848 | 6,574,556 | 5,715,960 | |||||||
NOPBT Margin | 86.41% | 103.46% | 79.50% | |||||||
Operating Taxes | 207,465 | 88,194 | (131,094) | |||||||
Tax Rate | 2.84% | 1.34% | ||||||||
NOPAT | 7,087,383 | 6,486,362 | 5,847,054 | |||||||
Net income | 915,576 5.23% | 870,104 21.70% | 714,934 -24.63% | |||||||
Dividends | (74,926) | (14,827) | (360,495) | |||||||
Dividend yield | 1.80% | 0.27% | 9.48% | |||||||
Proceeds from repurchase of equity | ||||||||||
BB yield | ||||||||||
Debt | ||||||||||
Debt current | ||||||||||
Long-term debt | 133,746 | 3,902,081 | ||||||||
Deferred revenue | ||||||||||
Other long-term liabilities | 115,801,234 | 99,833,952 | ||||||||
Net debt | (82,422,381) | (68,344,441) | 2,323,009 | |||||||
Cash flow | ||||||||||
Cash from operating activities | 16,524,439 | 6,055,393 | 861,854 | |||||||
CAPEX | (176,130) | (155,422) | (220,782) | |||||||
Cash from investing activities | (19,886,476) | (3,346,778) | (912,046) | |||||||
Cash from financing activities | (511,205) | 4,142,526 | (3,128,178) | |||||||
FCF | 7,594,297 | 5,847,857 | 5,816,831 | |||||||
Balance | ||||||||||
Cash | 16,562,637 | 19,585,898 | 1,579,072 | |||||||
Long term investments | 65,859,744 | 48,892,289 | ||||||||
Excess cash | 82,000,289 | 68,160,440 | 1,219,563 | |||||||
Stockholders' equity | 8,003,706 | 9,865,773 | 9,520,306 | |||||||
Invested Capital | 139,414,242 | 115,801,234 | 112,036,776 | |||||||
ROIC | 5.55% | 5.69% | 5.40% | |||||||
ROCE | 4.95% | 5.23% | 5.05% | |||||||
EV | ||||||||||
Common stock shares outstanding | 408,974 | 408,974 | 408,974 | |||||||
Price | 10.20 -23.08% | 13.26 42.58% | 9.30 8.14% | |||||||
Market cap | 4,171,540 -23.08% | 5,423,002 42.58% | 3,803,463 8.14% | |||||||
EV | (78,247,135) | (62,914,636) | 6,132,706 | |||||||
EBITDA | 7,703,825 | 6,945,377 | 5,970,177 | |||||||
EV/EBITDA | 1.03 | |||||||||
Interest | 10,896,364 | 10,245,338 | 8,323,715 | |||||||
Interest/NOPBT | 149.37% | 155.83% | 145.62% |