Loading...
BVMF
BRSR3
Market cap892mUSD
May 15, Last price  
13.45BRL
1D
6.41%
1Q
12.08%
Name

Banco do Estado do Rio Grande do Sul SA

Chart & Performance

D1W1MN
No data to show
P/E
5.73
P/S
0.62
EPS
2.35
Div Yield, %
4.09%
Shrs. gr., 5y
—
Rev. gr., 5y
0.78%
Revenues
8.44b
+32.84%
2,579,283,0002,769,976,0002,207,764,0002,454,259,0002,842,779,0003,246,906,0004,172,652,0004,697,900,0004,817,947,0005,424,755,0006,227,964,0007,121,795,0007,636,275,0007,976,131,0008,118,810,0007,611,423,0007,204,310,0007,190,172,0006,354,936,0008,441,845,000
Net income
916m
+5.23%
351,947,000361,659,000916,381,000590,873,000541,267,000741,464,000904,349,000818,590,000791,614,000691,416,000848,770,000659,689,0001,053,036,0001,048,629,0001,344,418,000727,476,000948,535,000714,934,000870,104,000915,576,000
CFO
16.52b
+172.89%
351,947,000361,659,000321,589,0001,380,041,000909,649,000-2,624,592,000887,108,0001,384,424,000-4,527,122,00037,633,0002,326,377,0003,870,835,0001,424,712,0001,960,376,000-255,240,00011,366,217,0003,663,997,000861,854,0006,055,393,00016,524,439,000
Dividend
Sep 13, 20240.12226 BRL/sh
Earnings
Aug 11, 2025

Profile

Banco do Estado do Rio Grande do Sul S.A., a multiple-service bank, provides a range of banking products and services primarily in Brazil, Miami, and the Grand Cayman. It provides payroll deductible, payroll, consumer, overdraft, real estate, and rural loans, as well as debit and credit cards. The company also offers international and foreign exchange services; personal insurance products, property insurance, capitalization bonds, and supplementary pension plans; and financial agent services. It operates a network of 497 branches, 138 service stations, and 427 electronic stations. The company was incorporated in 1928 and is headquartered in Porto Alegre, Brazil.
URL
http://www.banrisul.com.br/
IPO date
Jul 20, 1977
Employees
Domiciled in
BR
Incorporated in
BR

Valuation

Title
BRL in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
8,441,845
32.84%
6,354,936
-11.62%
7,190,172
-0.20%
Cost of revenue
1,146,997
(219,620)
1,474,212
Unusual Expense (Income)
NOPBT
7,294,848
6,574,556
5,715,960
NOPBT Margin
86.41%
103.46%
79.50%
Operating Taxes
207,465
88,194
(131,094)
Tax Rate
2.84%
1.34%
NOPAT
7,087,383
6,486,362
5,847,054
Net income
915,576
5.23%
870,104
21.70%
714,934
-24.63%
Dividends
(74,926)
(14,827)
(360,495)
Dividend yield
1.80%
0.27%
9.48%
Proceeds from repurchase of equity
BB yield
Debt
Debt current
Long-term debt
133,746
3,902,081
Deferred revenue
Other long-term liabilities
115,801,234
99,833,952
Net debt
(82,422,381)
(68,344,441)
2,323,009
Cash flow
Cash from operating activities
16,524,439
6,055,393
861,854
CAPEX
(176,130)
(155,422)
(220,782)
Cash from investing activities
(19,886,476)
(3,346,778)
(912,046)
Cash from financing activities
(511,205)
4,142,526
(3,128,178)
FCF
7,594,297
5,847,857
5,816,831
Balance
Cash
16,562,637
19,585,898
1,579,072
Long term investments
65,859,744
48,892,289
Excess cash
82,000,289
68,160,440
1,219,563
Stockholders' equity
8,003,706
9,865,773
9,520,306
Invested Capital
139,414,242
115,801,234
112,036,776
ROIC
5.55%
5.69%
5.40%
ROCE
4.95%
5.23%
5.05%
EV
Common stock shares outstanding
408,974
408,974
408,974
Price
10.20
-23.08%
13.26
42.58%
9.30
8.14%
Market cap
4,171,540
-23.08%
5,423,002
42.58%
3,803,463
8.14%
EV
(78,247,135)
(62,914,636)
6,132,706
EBITDA
7,703,825
6,945,377
5,970,177
EV/EBITDA
1.03
Interest
10,896,364
10,245,338
8,323,715
Interest/NOPBT
149.37%
155.83%
145.62%