Loading...
BVMFBPAN4
Market cap674mUSD
Dec 23, Last price  
6.83BRL
1D
-1.16%
1Q
-35.14%
Jan 2017
429.46%
IPO
-31.70%
Name

Banco Pan SA

Chart & Performance

D1W1MN
BVMF:BPAN4 chart
P/E
6.01
P/S
0.41
EPS
1.14
Div Yield, %
7.66%
Shrs. gr., 5y
3.29%
Rev. gr., 5y
16.04%
Revenues
10.11b
+9.10%
1,519,497,0001,803,453,00052,223,0002,706,440,0002,196,226,0002,821,688,0003,045,849,0003,201,063,0003,312,094,0006,224,513,0004,806,154,0005,561,548,0006,474,958,0007,537,236,0009,269,510,00010,112,787,000
Net income
695m
-1.58%
95,575,000174,021,000-133,617,00067,043,000-495,961,000-151,727,0007,823,0008,052,000-237,238,000212,606,000221,515,000515,935,000655,569,000774,576,000706,108,000694,959,000
CFO
-2.49b
L
-760,695,000774,690,000-564,379,000-2,318,882,000-1,909,496,000-557,567,000-1,800,521,0002,072,112,000989,169,000619,871,000532,715,000573,365,000140,772,000-2,089,557,0002,979,317,000-2,487,590,000
Dividend
Dec 28, 20230.21512 BRL/sh
Earnings
Jan 30, 2025

Profile

Banco Pan S.A., together with its subsidiaries, operates as a middle-sized financial institution in Brazil. It provides payroll loans, vehicle financing, and credit cards. The company also offers services in the areas of consortium, insurance, securitization of real estate, and agribusiness receivables. In addition, it provides investment products, such as bank deposit certificates, real estate and agribusiness letters of credit, financial bills, interbank deposits, and Eurobonds. The company distributes its products and services through correspondent banks, authorized dealerships, multi-brand new and used vehicle shops, and real estate partners. It operates through 60 service branches. The company was formerly known as Banco Panamericano S.A. and changed its name to Banco Pan S.A. in August 2014. Banco Pan S.A. is headquartered in São Paulo, Brazil.
URL
https://www.bancopan.com.br/
IPO date
Nov 14, 2007
Employees
Domiciled in
BR
Incorporated in
BR

Valuation

Title
BRL in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
10,112,787
9.10%
9,269,510
22.98%
7,537,236
16.41%
Cost of revenue
2,228,362
2,061,456
1,786,038
Unusual Expense (Income)
NOPBT
7,884,425
7,208,054
5,751,198
NOPBT Margin
77.96%
77.76%
76.30%
Operating Taxes
154,558
161,185
335,143
Tax Rate
1.96%
2.24%
5.83%
NOPAT
7,729,867
7,046,869
5,416,055
Net income
694,959
-1.58%
706,108
-8.84%
774,576
18.15%
Dividends
(320,000)
(296,708)
(254,896)
Dividend yield
2.92%
3.89%
1.98%
Proceeds from repurchase of equity
(23,849)
2,598,457
BB yield
0.22%
-34.07%
Debt
Debt current
Long-term debt
15,150,458
8,054,236
Deferred revenue
Other long-term liabilities
49,849,785
32,916,847
33,610,494
Net debt
(2,806,218)
15,143,515
8,049,040
Cash flow
Cash from operating activities
(2,487,590)
2,979,317
(2,089,557)
CAPEX
(23,998)
(213,901)
(162,199)
Cash from investing activities
2,503,457
(2,240,902)
(3,013,372)
Cash from financing activities
590,593
(735,227)
3,853,943
FCF
6,995,491
7,005,844
5,771,976
Balance
Cash
6,220
6,943
5,196
Long term investments
2,799,998
Excess cash
2,300,579
Stockholders' equity
7,452,525
7,358,948
5,798,852
Invested Capital
54,970,882
55,191,398
47,463,582
ROIC
14.03%
13.73%
12.79%
ROCE
13.77%
13.06%
12.12%
EV
Common stock shares outstanding
1,269,206
1,256,566
1,205,056
Price
8.64
42.34%
6.07
-43.16%
10.68
12.07%
Market cap
10,965,940
43.77%
7,627,356
-40.74%
12,869,998
12.07%
EV
8,163,249
22,772,739
20,919,257
EBITDA
8,166,747
7,441,283
5,853,899
EV/EBITDA
1.00
3.06
3.57
Interest
5,594,201
4,768,739
2,128,512
Interest/NOPBT
70.95%
66.16%
37.01%