XNASVABK
Market cap186mUSD
Jan 08, Last price
34.76USD
1D
-1.64%
1Q
-8.91%
Jan 2017
34.47%
Name
Virginia National Bankshares Corp
Chart & Performance
Profile
Virginia National Bankshares Corporation operates as the holding company for Virginia National Bank that provides a range of commercial banking services. The company operates through four segments: Bank, Sturman Wealth Advisors, VNB Trust and Estate Services, and Masonry Capital. It provides checking accounts, demand deposits, NOW accounts, money market deposit accounts, time deposits, certificates of deposit, individual retirement accounts, and other depository services. The company also offers commercial and industrial loans, real estate construction and land loans, commercial real estate loans, and 1-4 family residential mortgages, as well as consumer loans comprising student loans, revolving credit, and other fixed payment loans. In addition, it provides automated teller machines, internet banking, treasury, and cash management services, as well as merchant and debit card services; and wealth and investment advisory, brokerage, insurance, consulting, and related services. Further, the company offers investment management, corporate trustee, trust and estate administration, IRA administration, house investment management, and custody services. It serves individuals, businesses, and charitable organizations. As of December 31, 2021, the company operated sixteen full-service banking facilities in the cities of Charlottesville, Manassas, Richmond, and Winchester, as well as the counties of Albemarle, Fauquier, and Prince William. Virginia National Bankshares Corporation was founded in 1998 and is headquartered in Charlottesville, Virginia.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 56,876 -11.69% | 64,404 16.14% | |||||||
Cost of revenue | 17,708 | 18,995 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 39,168 | 45,409 | |||||||
NOPBT Margin | 68.87% | 70.51% | |||||||
Operating Taxes | 4,010 | 5,108 | |||||||
Tax Rate | 10.24% | 11.25% | |||||||
NOPAT | 35,158 | 40,301 | |||||||
Net income | 19,263 -17.81% | 23,438 132.73% | |||||||
Dividends | (7,074) | (6,392) | |||||||
Dividend yield | 3.83% | 3.26% | |||||||
Proceeds from repurchase of equity | (69,231) | 23 | |||||||
BB yield | 37.48% | -0.01% | |||||||
Debt | |||||||||
Debt current | 6,173 | ||||||||
Long-term debt | 82,967 | 15,759 | |||||||
Deferred revenue | |||||||||
Other long-term liabilities | 1,414,371 | 1,474,184 | |||||||
Net debt | 33,476 | (1,094,531) | |||||||
Cash flow | |||||||||
Cash from operating activities | 13,904 | 22,685 | |||||||
CAPEX | (1,171) | (546) | |||||||
Cash from investing activities | (19,767) | (167,197) | |||||||
Cash from financing activities | (5,883) | (324,192) | |||||||
FCF | 36,559 | 64,697 | |||||||
Balance | |||||||||
Cash | 28,390 | 578,277 | |||||||
Long term investments | 21,101 | 538,186 | |||||||
Excess cash | 46,647 | 1,113,243 | |||||||
Stockholders' equity | 46,995 | 28,072 | |||||||
Invested Capital | 1,599,370 | 1,594,781 | |||||||
ROIC | 2.20% | 2.30% | |||||||
ROCE | 2.38% | 2.80% | |||||||
EV | |||||||||
Common stock shares outstanding | 5,373 | 5,351 | |||||||
Price | 34.38 -6.22% | 36.66 -3.22% | |||||||
Market cap | 184,732 -5.84% | 196,181 10.30% | |||||||
EV | 218,208 | (898,350) | |||||||
EBITDA | 43,937 | 50,494 | |||||||
EV/EBITDA | 4.97 | ||||||||
Interest | 21,021 | 3,184 | |||||||
Interest/NOPBT | 53.67% | 7.01% |