XASXBEN
Market cap4.52bUSD
Dec 20, Last price
12.77AUD
1D
-3.84%
1Q
4.50%
Jan 2017
0.47%
Name
Bendigo and Adelaide Bank Ltd
Chart & Performance
Profile
Bendigo and Adelaide Bank Limited provides banking and financial products and services to retail customers and small to medium sized businesses in Australia. The company operates through Consumer, Business and Agribusiness, and Corporate segments. It offers a range of products and services, including personal and business banking, financial planning, commercial mortgages and unsecured loans, investment products, insurance, and superannuation. The company also provides retail banking products and services; home loans for the mortgage broker and mortgage manager market; rural bank products and services; wealth management services; investments and funds management services, commercial loans, access to funeral bonds, estates and trusts management services, and corporate trustee and custodial services; and banking products and services to agribusiness participants. It operates 139 Bendigo Bank, 314 Community Bank, 13 Delphi Bank, 16 Alliance Bank, and 4 private franchise branches, as well as 191 rural bank points. The company was founded in 1858 and is headquartered in Bendigo, Australia.
IPO date
Dec 19, 1985
Employees
4,726
Domiciled in
AU
Incorporated in
AU
Valuation
Title AUD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2024‑06 | 2023‑06 | 2022‑06 | 2021‑06 | 2020‑06 | 2019‑06 | 2018‑06 | 2017‑06 | 2016‑06 | 2015‑06 | |
Income | ||||||||||
Revenues | 1,861,000 -48.90% | 3,642,000 83.05% | 1,989,600 -5.84% | |||||||
Cost of revenue | (2,256,900) | 75,600 | 55,200 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 4,117,900 | 3,566,400 | 1,934,400 | |||||||
NOPBT Margin | 221.27% | 97.92% | 97.23% | |||||||
Operating Taxes | 252,200 | 227,800 | 213,300 | |||||||
Tax Rate | 6.12% | 6.39% | 11.03% | |||||||
NOPAT | 3,865,700 | 3,338,600 | 1,721,100 | |||||||
Net income | 545,000 9.66% | 497,000 1.82% | 488,100 -6.85% | |||||||
Dividends | (351,000) | (290,700) | (213,700) | |||||||
Dividend yield | 4.61% | 5.11% | 3.63% | |||||||
Proceeds from repurchase of equity | (331,900) | 600 | (8,100) | |||||||
BB yield | 4.36% | -0.01% | 0.14% | |||||||
Debt | ||||||||||
Debt current | 4,264,900 | 1,969,600 | ||||||||
Long-term debt | 176,200 | 9,250,400 | 11,423,100 | |||||||
Deferred revenue | ||||||||||
Other long-term liabilities | 43,606,000 | 82,494,400 | 27,964,500 | |||||||
Net debt | (12,680,200) | 6,808,400 | 10,160,500 | |||||||
Cash flow | ||||||||||
Cash from operating activities | (7,592,200) | 527,000 | 465,000 | |||||||
CAPEX | (27,200) | (30,600) | (14,500) | |||||||
Cash from investing activities | (52,100) | 1,715,000 | (12,038,700) | |||||||
Cash from financing activities | (411,300) | 2,525,600 | 8,039,600 | |||||||
FCF | 10,317,400 | (5,410,700) | 46,696,100 | |||||||
Balance | ||||||||||
Cash | 1,887,700 | 6,683,900 | 3,157,800 | |||||||
Long term investments | 10,968,700 | 23,000 | 74,400 | |||||||
Excess cash | 12,763,350 | 6,524,800 | 3,132,720 | |||||||
Stockholders' equity | 7,034,000 | 6,850,700 | 6,711,900 | |||||||
Invested Capital | 45,654,100 | 48,805,500 | 44,736,880 | |||||||
ROIC | 8.18% | 7.14% | 2.74% | |||||||
ROCE | 7.82% | 6.45% | 4.04% | |||||||
EV | ||||||||||
Common stock shares outstanding | 662,913 | 661,966 | 649,602 | |||||||
Price | 11.49 33.76% | 8.59 -5.29% | 9.07 -13.54% | |||||||
Market cap | 7,616,865 33.95% | 5,686,292 -3.49% | 5,891,888 -14.53% | |||||||
EV | (5,063,335) | 12,494,692 | 16,052,388 | |||||||
EBITDA | 4,229,700 | 3,669,200 | 2,033,600 | |||||||
EV/EBITDA | 3.41 | 7.89 | ||||||||
Interest | 3,102,600 | 326,400 | 124,800 | |||||||
Interest/NOPBT | 75.34% | 9.15% | 6.45% |