OTCM
ENBP
Market cap94mUSD
May 13, Last price
16.75USD
1D
0.00%
1Q
-0.89%
Jan 2017
-2.62%
Name
ENB Financial Corp
Chart & Performance
Profile
ENB Financial Corp operates as the bank holding company for Ephrata National Bank that provides various financial services to individuals and small-to-medium-sized businesses in Pennsylvania, the United States. The company's deposit products include non-interest bearing and interest-bearing demand deposits, NOW accounts, money market deposit accounts, savings accounts, and time deposits. Its loan portfolio comprises secured and unsecured commercial, real estate, and consumer loans. The company also provides direct deposit and direct payments of funds through electronic funds transfer. In addition, it offers ATM, telephone banking, debit and credit card, safe deposit box, remote deposit capture, and trust and investment advisory services, as well as internet banking services, such as bill pay and wire transfer. As of January 19, 2022, the company operated through 12 full-service locations in Lancaster County, southeastern Lebanon County, and southern Berks County, Pennsylvania. The company was founded in 1881 and is headquartered in Ephrata, Pennsylvania.
IPO date
Oct 27, 1993
Employees
286
Domiciled in
US
Incorporated in
US
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2024‑12 | 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | ||||||||||
Revenues | 74,871 -3.86% | 77,877 24.16% | 62,722 7.31% | |||||||
Cost of revenue | 35,195 | 56,768 | 68,151 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 39,676 | 21,109 | (5,429) | |||||||
NOPBT Margin | 52.99% | 27.11% | ||||||||
Operating Taxes | 3,308 | 2,436 | 2,287 | |||||||
Tax Rate | 8.34% | 11.54% | ||||||||
NOPAT | 36,368 | 18,673 | (7,716) | |||||||
Net income | 15,317 23.77% | 12,375 -15.42% | 14,631 -1.91% | |||||||
Dividends | (3,907) | (3,837) | (3,810) | |||||||
Dividend yield | ||||||||||
Proceeds from repurchase of equity | (353) | 401 | 948 | |||||||
BB yield | ||||||||||
Debt | ||||||||||
Debt current | 60,000 | 16,000 | ||||||||
Long-term debt | 123,538 | 143,108 | 100,130 | |||||||
Deferred revenue | ||||||||||
Other long-term liabilities | (123,538) | 1,740,386 | (81,435) | |||||||
Net debt | (1,127,941) | (815,000) | (988,844) | |||||||
Cash flow | ||||||||||
Cash from operating activities | 15,815 | 30,147 | 21,616 | |||||||
CAPEX | (4,305) | (1,552) | (2,333) | |||||||
Cash from investing activities | (237,881) | (90,316) | (315,809) | |||||||
Cash from financing activities | 201,979 | 111,593 | 173,316 | |||||||
FCF | (23,509) | 69,558 | (252,432) | |||||||
Balance | ||||||||||
Cash | 685,339 | 489,088 | 566,714 | |||||||
Long term investments | 626,140 | 469,020 | 538,260 | |||||||
Excess cash | 1,307,735 | 954,214 | 1,101,838 | |||||||
Stockholders' equity | 128,437 | 116,815 | 94,959 | |||||||
Invested Capital | 2,151,394 | 1,884,009 | 1,779,757 | |||||||
ROIC | 1.80% | 1.02% | ||||||||
ROCE | 1.74% | 1.06% | ||||||||
EV | ||||||||||
Common stock shares outstanding | 5,654 | 5,644 | 5,589 | |||||||
Price | ||||||||||
Market cap | ||||||||||
EV | ||||||||||
EBITDA | 41,765 | 23,113 | (3,800) | |||||||
EV/EBITDA | ||||||||||
Interest | 36,127 | 23,838 | 5,376 | |||||||
Interest/NOPBT | 91.06% | 112.93% |