National Bank of Canada

Chart & Performance

D1W1MN

Profile

National Bank of Canada provides various financial products and services to retail, commercial, corporate, and institutional clients in Canada and internationally. It operates through four segments: Personal and Commercial, Wealth Management, Financial Markets, and U.S. Specialty Finance and International. The Personal and Commercial segment offers personal banking services, including transaction solutions, mortgage loans and home equity lines of credit, consumer loans, payment solutions, and savings and investment solutions; various insurance products; and commercial banking services comprise credit, and deposit and investment solutions, as well as international trade, foreign exchange transactions, payroll, cash management, insurance, electronic transactions, and complimentary services. The Wealth Management segment comprises investment solutions, trust services, banking services, lending services, and other wealth management solutions. The Financial Markets segment offers corporate banking, advisory, and capital markets services; and project financing, debt, and equity underwriting; advisory services in the areas of mergers and acquisitions, and financing. The U.S. Specialty Finance and International segment provides specialty finance products; financial products and services to individuals and businesses in Cambodia; and investment solutions, guaranteed investment certificates, mutual funds, notes, structured products, and monetization. It provides its services through a network of 384 branches and 927 banking machines. National Bank of Canada was founded in 1859 and is based in Montreal, Canada.

URL

https://www.nbc.ca/

IPO date

Mar 17, 1980

Employees

28,901

Domiciled in

Incorporated in

Valuation

Order:

Title CAD in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title CAD in thousands, except ratios and share amounts	2024‑10	2023‑10	2022‑10	2021‑10	2020‑10	2019‑10	2018‑10	2017‑10	2016‑10	2015‑10
Income
Revenues	11,407,000 16.72%	9,773,000 1.60%	9,619,000 8.03%
Cost of revenue	3,725,000	4,742,000	3,284,000
Unusual Expense (Income)
NOPBT	7,682,000	5,031,000	6,335,000
NOPBT Margin	67.34%	51.48%	65.86%
Operating Taxes	961,000	637,000	894,000
Tax Rate	12.51%	12.66%	14.11%
NOPAT	6,721,000	4,394,000	5,441,000
Net income	3,817,000 14.38%	3,337,000 -1.39%	3,384,000 7.77%
Dividends	(1,640,000)	(1,503,000)	(1,325,000)
Dividend yield	3.60%	5.12%	4.19%
Proceeds from repurchase of equity	153,000	88,000	(192,000)
BB yield	-0.34%	-0.30%	0.61%
Debt
Debt current	32,801,000	20,881,000	17,071,000
Long-term debt	42,454,000	33,148,000	29,458,000
Deferred revenue
Other long-term liabilities	(42,051,000)	149,284,000	(7,474,000)
Net debt	(105,699,000)	(106,975,000)	(99,671,000)
Cash flow
Cash from operating activities	4,652,000	(5,129,000)	(1,922,000)
CAPEX	(703,000)	(352,000)	(670,000)
Cash from investing activities	(7,336,000)	(80,000)	(1,456,000)
Cash from financing activities	(1,097,000)	19,512,000	(381,000)
FCF	(180,351,000)	180,103,000	4,800,000
Balance
Cash	35,749,000	39,137,000	36,341,000
Long term investments	145,205,000	121,867,000	109,859,000
Excess cash	180,383,650	160,515,350	145,719,050
Stockholders' equity	23,965,000	22,110,000	20,190,000
Invested Capital	470,993,000	202,037,000	400,540,000
ROIC	2.00%	1.46%	1.44%
ROCE	1.55%	2.24%	1.51%
EV
Common stock shares outstanding	342,839	340,768	340,837
Price	132.80 54.02%	86.22 -7.05%	92.76 -9.47%
Market cap	45,529,019 54.96%	29,381,017 -7.07%	31,616,040 -9.47%
EV	(58,519,981)	(75,941,983)	(66,402,960)
EBITDA	8,196,000	5,555,000	6,816,000
EV/EBITDA
Interest	17,032,000	13,191,000	4,274,000
Interest/NOPBT	221.71%	262.19%	67.47%