Bank of Montreal

Chart & Performance

D1W1MN

Profile

Bank of Montreal provides diversified financial services primarily in North America. The company's personal banking products and services include checking and savings accounts, credit cards, mortgages, and financial and investment advice services; and commercial banking products and services comprise business deposit accounts, commercial credit cards, business loans and commercial mortgages, cash management solutions, foreign exchange, specialized banking programs, treasury and payment solutions, and risk management products for small business and commercial banking customers. It also offers investment and wealth advisory services; digital investing services; financial services and solutions; and investment management, and trust and custody services. In addition, the company provides life insurance, accident and sickness insurance, and annuity products; creditor and travel insurance to bank customers; and reinsurance solutions. Further, it offers client's debt and equity capital-raising services, as well as loan origination and syndication, and treasury management; strategic advice on mergers and acquisitions, restructurings, and recapitalizations, as well as valuation and fairness opinions; and trade finance, risk mitigation, and other operating services. Additionally, the company provides research and access to markets for institutional, corporate, and retail clients; trading solutions that include debt, foreign exchange, interest rate, credit, equity, securitization and commodities; new product development and origination services, as well as risk management advice and services to hedge against fluctuations; and funding and liquidity management services to its clients. It operates through approximately 900 bank branches and 3,300 automated banking machines in Canada and the United States. Bank of Montreal was founded in 1817 and is headquartered in Montreal, Canada.

URL

https://www.bmo.com/

IPO date

Mar 17, 1980

Employees

46,722

Domiciled in

Incorporated in

Valuation

Order:

Title CAD in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title CAD in thousands, except ratios and share amounts	2024‑10	2023‑10	2022‑10	2021‑10	2020‑10	2019‑10	2018‑10	2017‑10	2016‑10	2015‑10
Income
Revenues	32,041,000 10.41%	29,021,000 10.52%	26,259,000 -2.42%
Cost of revenue	11,709,000	10,234,000	8,629,000
Unusual Expense (Income)
NOPBT	20,332,000	18,787,000	17,630,000
NOPBT Margin	63.46%	64.74%	67.14%
Operating Taxes	2,208,000	1,486,000	4,349,000
Tax Rate	10.86%	7.91%	24.67%
NOPAT	18,124,000	17,301,000	13,281,000
Net income	7,318,000 67.65%	4,365,000 -67.76%	13,537,000 74.58%
Dividends	(3,840,000)	(2,703,000)	(2,595,000)
Dividend yield	4.15%	3.63%	3.11%
Proceeds from repurchase of equity	(1,182,000)	3,353,000	1,596,000
BB yield	1.28%	-4.50%	-1.91%
Debt
Debt current	106,837,000	108,536,000	96,072,000
Long-term debt	158,929,000	143,705,000	129,404,000
Deferred revenue
Other long-term liabilities	(155,604,000)	1,076,040,000	(13,667,000)
Net debt	(246,370,000)	(183,164,000)	(165,647,000)
Cash flow
Cash from operating activities	29,030,000	9,591,000	4,957,000
CAPEX	(1,564,000)	(885,000)	(1,448,000)
Cash from investing activities	(24,529,000)	(21,157,000)	(29,471,000)
Cash from financing activities	(17,412,000)	268,000	15,980,000
FCF	31,254,000	(182,000)	1,864,000
Balance
Cash	113,529,000	114,310,000	118,207,000
Long term investments	398,607,000	321,095,000	272,916,000
Excess cash	510,533,950	433,953,950	389,810,050
Stockholders' equity	77,895,000	73,051,000	67,063,000
Invested Capital	1,438,588,000	1,382,491,000	1,167,681,000
ROIC	1.28%	1.36%	1.21%
ROCE	1.34%	1.29%	1.43%
EV
Common stock shares outstanding	728,535	710,515	665,707
Price	126.88 21.08%	104.79 -16.50%	125.49 -6.61%
Market cap	92,436,521 24.15%	74,454,867 -10.87%	83,539,571 -4.16%
EV	(151,847,479)	(105,381,133)	(79,457,429)
EBITDA	22,442,000	20,886,000	19,014,000
EV/EBITDA
Interest	46,517,000	36,893,000	11,012,000
Interest/NOPBT	228.79%	196.38%	62.46%