XTAEUNCR
Market cap5mUSD
Jun 21, Last price
3.00ILS
Name
Unet Credit Finance Services Ltd
Chart & Performance
Profile
Unet Credit Finance Services Ltd offers various insurance products and services to families and businesses in Israel. It provides life insurance, loss of work ability insurance, health insurance, long-term care insurance, overseas travel insurance, etc.; motor, home, business and liability, officeholders', and professional liability insurance; and property and property risk insurance. The company also offers non-bank financing; and manages investment portfolios and mutual funds for private customers and companies. In addition, it provides pension consulting, fund transfer, and financial advisory services. The company was formerly known as Speech Modules Holdings Ltd. Unet Credit Finance Services Ltd is headquartered in Holon, Israel.
Valuation
Title ILS in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|
2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||
Revenues | 33,760 84.24% | |||||||
Cost of revenue | 22,985 | |||||||
Unusual Expense (Income) | ||||||||
NOPBT | 10,775 | |||||||
NOPBT Margin | 31.92% | |||||||
Operating Taxes | (7) | |||||||
Tax Rate | ||||||||
NOPAT | 10,782 | |||||||
Net income | (6,535) -42.65% | |||||||
Dividends | ||||||||
Dividend yield | ||||||||
Proceeds from repurchase of equity | 49,629 | |||||||
BB yield | ||||||||
Debt | ||||||||
Debt current | 103,017 | |||||||
Long-term debt | 22,634 | |||||||
Deferred revenue | ||||||||
Other long-term liabilities | ||||||||
Net debt | 103,543 | |||||||
Cash flow | ||||||||
Cash from operating activities | (51,208) | |||||||
CAPEX | (948) | |||||||
Cash from investing activities | (1,554) | |||||||
Cash from financing activities | 64,132 | |||||||
FCF | (15,518) | |||||||
Balance | ||||||||
Cash | 22,108 | |||||||
Long term investments | ||||||||
Excess cash | 20,420 | |||||||
Stockholders' equity | 64,632 | |||||||
Invested Capital | 180,742 | |||||||
ROIC | 7.60% | |||||||
ROCE | 5.36% | |||||||
EV | ||||||||
Common stock shares outstanding | ||||||||
Price | 13.04 -43.65% | |||||||
Market cap | ||||||||
EV | ||||||||
EBITDA | 11,469 | |||||||
EV/EBITDA | ||||||||
Interest | ||||||||
Interest/NOPBT |