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XOSLTOTG
Market cap153mUSD
Oct 31, Last price  
290.00NOK
Name

Totens Sparebank

Chart & Performance

D1W1MN
XOSL:TOTG chart
P/E
12.96
P/S
1.38
EPS
22.38
Div Yield, %
4.85%
Shrs. gr., 5y
Rev. gr., 5y
26.53%
Revenues
634m
+21.62%
238,643,000197,538,000320,508,000344,152,000276,754,000363,865,000375,022,000380,280,000321,856,000353,294,000383,239,000397,146,000425,121,000426,811,000462,016,000521,389,000634,107,000
Net income
292m
+19.52%
65,767,00017,721,000118,123,00097,717,00040,326,000102,032,000101,173,000151,588,00099,373,000134,009,000172,538,000181,747,000193,298,000179,953,000209,500,000244,619,000292,357,000
CFO
332m
+89.90%
-906,552,000-317,870,000-547,660,000-1,399,000-572,268,000984,108,00098,812,000-298,019,000654,477,000233,609,000252,098,000-465,495,000-678,035,000-534,950,000-1,944,651,000174,857,000332,047,000
Dividend
Mar 22, 202414.57 NOK/sh
Earnings
Feb 10, 2025

Profile

Totens Sparebank provides various banking and financial products and services in Norway. The company offers savings and pension products; business and construction loans; leasing; overdrafts and bank guarantees; liability, business, data attack, property damage, craftsman, health, homeowners, collective, personnel, travel, occupational injury, agriculture, and vehicle insurance; and business and credit cards. It also provides online and mobile banking services; payment solutions; asset management; and real estate services. The company operates through five offices located in Lena, Raufoss, Gjøvik, Hamar, and Råholt. Totens Sparebank was founded in 1854 and is headquartered in Lena, Norway.
IPO date
Dec 18, 1995
Employees
92
Domiciled in
NO
Incorporated in
NO

Valuation

Title
NOK in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
634,107
21.62%
521,389
12.85%
462,016
8.25%
Cost of revenue
(645,576)
7,949
5,625
Unusual Expense (Income)
NOPBT
1,279,683
513,440
456,391
NOPBT Margin
201.81%
98.48%
98.78%
Operating Taxes
84,830
65,985
54,520
Tax Rate
6.63%
12.85%
11.95%
NOPAT
1,194,853
447,455
401,871
Net income
292,357
19.52%
244,619
16.76%
209,500
16.42%
Dividends
(86,209)
(75,343)
(54,537)
Dividend yield
6.83%
5.59%
4.12%
Proceeds from repurchase of equity
BB yield
Debt
Debt current
667,000
1,213,692
Long-term debt
29,366
8,618,272
8,597,812
Deferred revenue
Other long-term liabilities
(14,683)
(8,599,594)
(8,574,913)
Net debt
(92,633)
6,378,771
6,900,167
Cash flow
Cash from operating activities
332,047
174,857
(1,944,651)
CAPEX
(34,061)
(14,607)
(2,889)
Cash from investing activities
81,450
(30,185)
(12,114)
Cash from financing activities
10,981
(50,662)
1,940,054
FCF
1,162,179
375,444
411,139
Balance
Cash
94,586
89,129
19,495
Long term investments
27,413
2,817,372
2,891,842
Excess cash
90,294
2,880,432
2,888,236
Stockholders' equity
2,521,825
2,255,227
1,949,046
Invested Capital
22,233,026
19,678,060
18,860,021
ROIC
5.70%
2.32%
2.25%
ROCE
5.73%
2.34%
2.19%
EV
Common stock shares outstanding
6,125
6,125
6,125
Price
206.00
-6.36%
220.00
1.85%
216.00
51.05%
Market cap
1,261,654
-6.36%
1,347,397
1.85%
1,322,899
51.05%
EV
1,169,021
7,726,168
8,223,066
EBITDA
1,290,267
520,993
465,113
EV/EBITDA
0.91
14.83
17.68
Interest
642,554
285,250
120,527
Interest/NOPBT
50.21%
55.56%
26.41%