XOSLSVEG
Market cap1.30bUSD
Dec 20, Last price
137.90NOK
1D
0.04%
1Q
9.01%
Jan 2017
184.92%
Name
Sparebanken Vest
Chart & Performance
Profile
Sparebanken Vest, a financial services company, provides banking and financing services in the counties of Vestland and Rogaland, Norway. It operates through Corporate Market, Retail Market, Bulder Bank, Treasury, and Estate Agency Activities segments. The company is also involved in the estate agency and home mortgage activities. As of December 31, 2020, it had 33 points of sale outlets. The company was founded in 1823 and is headquartered in Bergen, Norway.
Valuation
Title NOK in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 6,192,000 26.08% | 4,911,000 18.94% | 4,129,000 10.25% | |||||||
Cost of revenue | 1,641,000 | 334,000 | 311,000 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 4,551,000 | 4,577,000 | 3,818,000 | |||||||
NOPBT Margin | 73.50% | 93.20% | 92.47% | |||||||
Operating Taxes | 873,000 | 687,000 | 542,000 | |||||||
Tax Rate | 19.18% | 15.01% | 14.20% | |||||||
NOPAT | 3,678,000 | 3,890,000 | 3,276,000 | |||||||
Net income | 3,545,000 25.84% | 2,817,000 12.10% | 2,513,000 23.61% | |||||||
Dividends | (1,932,000) | (1,028,000) | (908,000) | |||||||
Dividend yield | 16.12% | 10.36% | 8.47% | |||||||
Proceeds from repurchase of equity | ||||||||||
BB yield | ||||||||||
Debt | ||||||||||
Debt current | 17,755,000 | 23,381,000 | ||||||||
Long-term debt | 124,221,000 | 103,437,000 | 91,823,000 | |||||||
Deferred revenue | ||||||||||
Other long-term liabilities | 159,696,000 | (102,598,000) | (90,970,000) | |||||||
Net debt | 78,515,000 | 84,837,000 | 86,783,000 | |||||||
Cash flow | ||||||||||
Cash from operating activities | 3,789,000 | 2,381,000 | 2,156,000 | |||||||
CAPEX | (107,000) | (123,000) | (93,000) | |||||||
Cash from investing activities | (38,880,000) | (26,914,000) | (16,009,000) | |||||||
Cash from financing activities | 35,335,000 | 24,342,000 | 13,969,000 | |||||||
FCF | 2,082,000 | 4,021,000 | 3,422,000 | |||||||
Balance | ||||||||||
Cash | 387,000 | 143,000 | 334,000 | |||||||
Long term investments | 45,319,000 | 36,212,000 | 28,087,000 | |||||||
Excess cash | 45,396,400 | 36,109,450 | 28,214,550 | |||||||
Stockholders' equity | 19,790,000 | 18,499,000 | 16,570,000 | |||||||
Invested Capital | 286,705,000 | 243,621,000 | 216,153,000 | |||||||
ROIC | 1.39% | 1.69% | 1.56% | |||||||
ROCE | 1.48% | 1.75% | 1.64% | |||||||
EV | ||||||||||
Common stock shares outstanding | 109,586 | 107,355 | 106,964 | |||||||
Price | 109.40 18.40% | 92.40 -7.78% | 100.20 38.40% | |||||||
Market cap | 11,988,658 20.86% | 9,919,608 -7.45% | 10,717,754 38.02% | |||||||
EV | 90,503,658 | 94,756,608 | 97,500,754 | |||||||
EBITDA | 4,743,000 | 4,795,000 | 4,026,000 | |||||||
EV/EBITDA | 19.08 | 19.76 | 24.22 | |||||||
Interest | 9,131,000 | 3,593,000 | 1,143,000 | |||||||
Interest/NOPBT | 200.64% | 78.50% | 29.94% |