XOSL
SVEG
Market cap1.42bUSD
Apr 16, Last price
134.02NOK
Name
Sparebanken Vest
Chart & Performance
Profile
Sparebanken Vest, a financial services company, provides banking and financing services in the counties of Vestland and Rogaland, Norway. It operates through Corporate Market, Retail Market, Bulder Bank, Treasury, and Estate Agency Activities segments. The company is also involved in the estate agency and home mortgage activities. As of December 31, 2020, it had 33 points of sale outlets. The company was founded in 1823 and is headquartered in Bergen, Norway.
Valuation
Title NOK in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2024‑12 | 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | ||||||||||
Revenues | 7,341,000 18.56% | 6,192,000 26.08% | 4,911,000 18.94% | |||||||
Cost of revenue | 1,641,000 | 334,000 | ||||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 7,341,000 | 4,551,000 | 4,577,000 | |||||||
NOPBT Margin | 100.00% | 73.50% | 93.20% | |||||||
Operating Taxes | 988,000 | 873,000 | 687,000 | |||||||
Tax Rate | 13.46% | 19.18% | 15.01% | |||||||
NOPAT | 6,353,000 | 3,678,000 | 3,890,000 | |||||||
Net income | 4,653,000 31.26% | 3,545,000 25.84% | 2,817,000 12.10% | |||||||
Dividends | (2,673,000) | (1,932,000) | (1,028,000) | |||||||
Dividend yield | 17.20% | 16.12% | 10.36% | |||||||
Proceeds from repurchase of equity | ||||||||||
BB yield | ||||||||||
Debt | ||||||||||
Debt current | 17,755,000 | |||||||||
Long-term debt | 124,221,000 | 103,437,000 | ||||||||
Deferred revenue | ||||||||||
Other long-term liabilities | 159,696,000 | (102,598,000) | ||||||||
Net debt | (50,129,000) | 78,515,000 | 84,837,000 | |||||||
Cash flow | ||||||||||
Cash from operating activities | 4,427,000 | 3,789,000 | 2,381,000 | |||||||
CAPEX | (72,000) | (107,000) | (123,000) | |||||||
Cash from investing activities | (28,803,000) | (38,880,000) | (26,914,000) | |||||||
Cash from financing activities | 24,471,000 | 35,335,000 | 24,342,000 | |||||||
FCF | 6,511,000 | 2,082,000 | 4,021,000 | |||||||
Balance | ||||||||||
Cash | 483,000 | 387,000 | 143,000 | |||||||
Long term investments | 49,646,000 | 45,319,000 | 36,212,000 | |||||||
Excess cash | 49,761,950 | 45,396,400 | 36,109,450 | |||||||
Stockholders' equity | 2,887,000 | 19,790,000 | 18,499,000 | |||||||
Invested Capital | 335,280,000 | 286,705,000 | 243,621,000 | |||||||
ROIC | 2.04% | 1.39% | 1.69% | |||||||
ROCE | 2.17% | 1.48% | 1.75% | |||||||
EV | ||||||||||
Common stock shares outstanding | 109,666 | 109,586 | 107,355 | |||||||
Price | 141.70 29.52% | 109.40 18.40% | 92.40 -7.78% | |||||||
Market cap | 15,539,606 29.62% | 11,988,658 20.86% | 9,919,608 -7.45% | |||||||
EV | (34,445,394) | 90,503,658 | 94,756,608 | |||||||
EBITDA | 7,341,000 | 4,743,000 | 4,795,000 | |||||||
EV/EBITDA | 19.08 | 19.76 | ||||||||
Interest | 12,607,000 | 9,131,000 | 3,593,000 | |||||||
Interest/NOPBT | 171.73% | 200.64% | 78.50% |