XOSLSRBNK
Market cap4.73bUSD
Dec 17, Last price
146.00NOK
1D
-1.22%
1Q
9.28%
Jan 2017
140.33%
Name
Sparebank 1 SR Bank ASA
Chart & Performance
Profile
SpareBank 1 SR-Bank ASA, together with its subsidiaries, provides various financial products and services for personal and corporate customers in Southern and Western Norway. The company offers its products and services in the areas of savings, loans, advice, insurance, and pensions. It also provides foreign exchange, administrative securities, commercial properties, leasing, accounting, estate agency, payroll/HR, and securities trading services, as well as management and securities management services. In addition, the company facilitates debt and equity funding; and sells real estate properties comprising holiday homes, new builds, and used homes. Further, it is involved in the customer trading of interest rate instruments; and purchasing of home mortgages. Additionally, the company offers green loan; credit and debit cards; consulting; and mobile and online banking services. The company also serves retail and corporate, small business, and agricultural customers, as well as the public sector. As of December 31, 2021, it had 34 branches in the counties of Rogaland, Vestland, Agder, and Oslo. SpareBank 1 SR-Bank ASA was founded in 1839 and is headquartered in Stavanger, Norway.
IPO date
May 02, 1994
Employees
1,571
Domiciled in
NO
Incorporated in
NO
Valuation
Title NOK in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 8,059,000 20.21% | 6,704,000 8.57% | 6,175,000 8.83% | |||||||
Cost of revenue | 349,000 | 268,000 | 179,000 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 7,710,000 | 6,436,000 | 5,996,000 | |||||||
NOPBT Margin | 95.67% | 96.00% | 97.10% | |||||||
Operating Taxes | 1,202,000 | 834,000 | 682,000 | |||||||
Tax Rate | 15.59% | 12.96% | 11.37% | |||||||
NOPAT | 6,508,000 | 5,602,000 | 5,314,000 | |||||||
Net income | 4,475,000 32.47% | 3,378,000 7.03% | 3,156,000 98.37% | |||||||
Dividends | (1,790,000) | (1,535,000) | (2,200,000) | |||||||
Dividend yield | 5.25% | 4.97% | 6.46% | |||||||
Proceeds from repurchase of equity | 981,000 | |||||||||
BB yield | -2.88% | |||||||||
Debt | ||||||||||
Debt current | 24,223,000 | 23,235,000 | ||||||||
Long-term debt | 390,000 | 150,853,000 | 135,165,000 | |||||||
Deferred revenue | ||||||||||
Other long-term liabilities | 158,545,000 | (150,579,000) | (134,864,000) | |||||||
Net debt | (80,237,000) | 96,309,000 | 91,108,000 | |||||||
Cash flow | ||||||||||
Cash from operating activities | 9,643,000 | (15,653,000) | (7,435,000) | |||||||
CAPEX | (124,000) | (97,000) | (177,000) | |||||||
Cash from investing activities | 349,000 | 100,000 | (205,000) | |||||||
Cash from financing activities | (8,349,000) | 16,392,000 | 6,068,000 | |||||||
FCF | 59,537,000 | 4,392,000 | 7,243,000 | |||||||
Balance | ||||||||||
Cash | 88,000 | 76,000 | 78,000 | |||||||
Long term investments | 80,539,000 | 78,691,000 | 67,214,000 | |||||||
Excess cash | 80,224,050 | 78,431,800 | 66,983,250 | |||||||
Stockholders' equity | 6,607,000 | 25,602,000 | 23,742,000 | |||||||
Invested Capital | 324,096,000 | 343,050,000 | 303,540,000 | |||||||
ROIC | 1.95% | 1.73% | 1.80% | |||||||
ROCE | 2.33% | 1.75% | 1.83% | |||||||
EV | ||||||||||
Common stock shares outstanding | 264,290 | 255,722 | 255,710 | |||||||
Price | 128.90 6.79% | 120.70 -9.38% | 133.20 46.37% | |||||||
Market cap | 34,066,994 10.37% | 30,865,628 -9.38% | 34,060,513 46.36% | |||||||
EV | (46,170,006) | 127,174,628 | 125,168,513 | |||||||
EBITDA | 7,710,000 | 6,602,000 | 6,171,000 | |||||||
EV/EBITDA | 19.26 | 20.28 | ||||||||
Interest | 12,378,000 | 4,766,000 | 2,089,000 | |||||||
Interest/NOPBT | 160.54% | 74.05% | 34.84% |