ServisFirst Bancshares Inc

Chart & Performance

D1W1MN

P/E

18.06

P/S

8.59

EPS

4.16

Div Yield, %

1.20%

Shrs. gr., 5y

0.20%

Rev. gr., 5y

8.92%

Revenues

478m

+16.34%

Net income

227m

+9.86%

CFO

253m

+28.19%

Dividend

Oct 01, 20240.3 USD/sh

Earnings

Jul 14, 2025

Profile

ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides various banking services to individual and corporate customers. It accepts demand, time, savings, and other deposits; checking, money market, and IRA accounts; and certificates of deposit. The company's loan products include commercial lending products, such as seasonal, bridge, and term loans for working capital, expansion of the business, acquisition of property, and plant and equipment, as well as commercial lines of credit; commercial real estate loans, construction and development loans, and residential real estate loans; and consumer loans, such as home equity loans, vehicle financing, loans secured by deposits, and secured and unsecured personal loans. It also offers other banking products and services comprising telephone and mobile banking, direct deposit, Internet banking, traveler's checks, safe deposit boxes, attorney trust accounts, automatic account transfers, automated teller machines, and debit card systems, as well as Visa credit cards; treasury and cash management services; wire transfer, night depository, banking-by-mail, and remote capture services; and correspondent banking services to other financial institutions. In addition, the company holds and manages participations in residential mortgages and commercial real estate loans originated by ServisFirst Bank in Alabama, Florida, Georgia, and Tennessee. It operates 23 full-service banking offices located in Alabama, Florida, Georgia, South Carolina, and Tennessee, as well as 2 loan production offices in Florida. The company was founded in 2005 and is headquartered in Birmingham, Alabama.

URL

https://www.servisfirstbancshares.com/

IPO date

May 14, 2014

Employees

577

Domiciled in

Incorporated in

Valuation

Order:

Title USD in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title USD in thousands, except ratios and share amounts	2024‑12	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12
Income
Revenues	477,656 16.34%	410,586 -18.58%	504,251 20.65%
Cost of revenue	127,687	131,486	114,038
Unusual Expense (Income)
NOPBT	349,969	279,100	390,213
NOPBT Margin	73.27%	67.98%	77.38%
Operating Taxes	51,740	37,735	57,324
Tax Rate	14.78%	13.52%	14.69%
NOPAT	298,229	241,365	332,889
Net income	227,242 9.86%	206,853 -17.75%	251,504 21.07%
Dividends	(65,474)	(45,773)	(37,532)
Dividend yield	1.41%	1.26%	1.00%
Proceeds from repurchase of equity			89
BB yield			0.00%
Debt
Debt current			1,623,079
Long-term debt	64,743	86,962	80,059
Deferred revenue			(12,536)
Other long-term liabilities	15,642,102	14,624,528	(46,111)
Net debt	(1,213,051)	(3,926,973)	(726,930)
Cash flow
Cash from operating activities	252,915	197,296	272,627
CAPEX	(4,646)	(3,910)	(3,650)
Cash from investing activities	(948,534)	(200,432)	(2,642,217)
Cash from financing activities	941,165	1,318,171	(1,036,453)
FCF	321,206	1,760,723	465,948
Balance
Cash	1,277,794	2,131,088	751,132
Long term investments		1,882,847	1,678,936
Excess cash	1,253,911	3,993,406	2,404,855
Stockholders' equity	1,380,991	1,207,800	1,068,203
Invested Capital	16,097,732	14,921,868	15,119,478
ROIC	1.92%	1.61%	2.13%
ROCE	2.02%	1.73%	2.41%
EV
Common stock shares outstanding	54,643	54,535	54,535
Price	84.74 27.18%	66.63 -3.31%	68.91 -18.87%
Market cap	4,630,412 27.43%	3,633,688 -3.31%	3,757,991 -18.72%
EV	3,417,861	(292,785)	3,031,561
EBITDA	354,754	283,536	394,336
EV/EBITDA	9.63		7.69
Interest	499,462	402,309	88,423
Interest/NOPBT	142.72%	144.15%	22.66%