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XNYSRDN
Market cap4.71bUSD
Jan 08, Last price  
31.64USD
1D
-0.28%
1Q
-8.08%
Jan 2017
75.97%
Name

Radian Group Inc

Chart & Performance

D1W1MN
XNYS:RDN chart
P/E
7.81
P/S
3.80
EPS
4.05
Div Yield, %
3.10%
Shrs. gr., 5y
-6.03%
Rev. gr., 5y
-0.51%
Revenues
1.24b
+4.19%
1,364,053,0001,298,151,0001,327,946,000201,051,0001,808,036,0001,313,378,000417,465,0001,947,843,000817,700,000758,987,0001,072,685,0001,193,253,0001,238,452,0001,221,631,0001,273,006,0001,526,955,0001,438,617,0001,329,932,0001,190,726,0001,240,588,000
Net income
603m
-18.82%
518,653,000522,854,000582,172,000-1,290,299,000-410,579,000-147,879,000-1,805,867,000302,150,000-451,468,000-196,985,000959,517,000286,924,000308,253,000121,088,000606,011,000672,309,000393,626,000600,671,000742,934,000603,119,000
CFO
529m
+36.35%
326,999,000570,386,000488,491,000301,795,000-333,816,00060,033,000-862,603,000-897,775,000-510,500,000-664,937,000-136,174,00013,755,000381,724,000360,575,000677,786,000694,431,000658,434,000557,112,000388,298,000529,433,999
Dividend
Aug 26, 20240.245 USD/sh
Earnings
Feb 05, 2025

Profile

Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. Its Mortgage segment offers credit-related insurance coverage primarily through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management, contract underwriting, and fulfillment solutions. This segment primarily serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company's Homegenius segment offers title services, including a suite of insurance and non-insurance title, tax and title data, centralized recording, document retrieval and default curative title services, and deed and property reports, as well as closing and settlement services comprising electronic execution and traditional signing services; real estate valuation products and services; and asset management services, as well as a suite of real estate technology products and services to facilitate real estate transactions, such as software as a service solutions. This segment serves consumers, mortgage lenders, mortgage and real estate investors, government-sponsored enterprises, and real estate brokers and agents. The company was founded in 1977 and is headquartered in Wayne, Pennsylvania.
URL
https://www.radian.com/
IPO date
Oct 30, 1992
Employees
1,400
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
1,240,588
4.19%
1,190,726
-10.47%
Cost of revenue
386,069
463,506
Unusual Expense (Income)
NOPBT
854,519
727,220
NOPBT Margin
68.88%
61.07%
Operating Taxes
164,368
209,845
Tax Rate
19.24%
28.86%
NOPAT
690,151
517,375
Net income
603,119
-18.82%
742,934
23.68%
Dividends
(145,908)
(135,437)
Dividend yield
3.19%
4.16%
Proceeds from repurchase of equity
(131,559)
(398,854)
BB yield
2.88%
12.26%
Debt
Debt current
104,895
Long-term debt
1,581,950
1,618,712
Deferred revenue
27,400
Other long-term liabilities
502,902
560,225
Net debt
1,341,486
(4,020,556)
Cash flow
Cash from operating activities
529,434
388,298
CAPEX
(16,281)
(17,672)
Cash from investing activities
(300,842)
(5,175)
Cash from financing activities
(265,087)
(479,183)
FCF
4,112,063
(5,446,139)
Balance
Cash
18,999
56,183
Long term investments
221,465
5,687,980
Excess cash
178,435
5,684,627
Stockholders' equity
3,913,081
3,330,329
Invested Capital
6,825,934
2,254,476
ROIC
15.20%
18.93%
ROCE
11.25%
12.17%
EV
Common stock shares outstanding
160,133
170,664
Price
28.55
49.71%
19.07
-9.75%
Market cap
4,571,797
40.47%
3,254,562
-19.05%
EV
5,913,283
(765,994)
EBITDA
933,634
803,795
EV/EBITDA
6.33
Interest
89,695
84,454
Interest/NOPBT
10.50%
11.61%