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XNYS
RDN
Market cap4.49bUSD
Jun 09, Last price  
33.41USD
1D
-0.36%
1Q
7.53%
Jan 2017
85.82%
Name

Radian Group Inc

Chart & Performance

D1W1MN
P/E
7.43
P/S
3.48
EPS
4.50
Div Yield, %
2.20%
Shrs. gr., 5y
-6.02%
Rev. gr., 5y
-3.31%
Revenues
1.29b
+4.01%
1,298,151,0001,327,946,000201,051,0001,808,036,0001,313,378,000417,465,0001,947,843,000817,700,000758,987,0001,072,685,0001,193,253,0001,238,452,0001,221,631,0001,273,006,0001,526,955,0001,438,617,0001,329,932,0001,190,726,0001,240,588,0001,290,285,000
Net income
604m
+0.22%
522,854,000582,172,000-1,290,299,000-410,579,000-147,879,000-1,805,867,000302,150,000-451,468,000-196,985,000959,517,000286,924,000308,253,000121,088,000606,011,000672,309,000393,626,000600,671,000742,934,000603,119,000604,440,000
CFO
247m
-53.37%
570,386,000488,491,000301,795,000-333,816,00060,033,000-862,603,000-897,775,000-510,500,000-664,937,000-136,174,00013,755,000381,724,000360,575,000677,786,000694,431,000658,434,000557,112,000388,298,000529,433,999246,885,000
Dividend
Aug 26, 20240.245 USD/sh
Earnings
Jul 29, 2025

Profile

Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. Its Mortgage segment offers credit-related insurance coverage primarily through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management, contract underwriting, and fulfillment solutions. This segment primarily serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company's Homegenius segment offers title services, including a suite of insurance and non-insurance title, tax and title data, centralized recording, document retrieval and default curative title services, and deed and property reports, as well as closing and settlement services comprising electronic execution and traditional signing services; real estate valuation products and services; and asset management services, as well as a suite of real estate technology products and services to facilitate real estate transactions, such as software as a service solutions. This segment serves consumers, mortgage lenders, mortgage and real estate investors, government-sponsored enterprises, and real estate brokers and agents. The company was founded in 1977 and is headquartered in Wayne, Pennsylvania.
URL
https://www.radian.com/
IPO date
Oct 30, 1992
Employees
1,400
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
1,290,285
4.01%
1,240,588
4.19%
1,190,726
-10.47%
Cost of revenue
38,271
386,069
463,506
Unusual Expense (Income)
NOPBT
1,252,014
854,519
727,220
NOPBT Margin
97.03%
68.88%
61.07%
Operating Taxes
166,850
164,368
209,845
Tax Rate
13.33%
19.24%
28.86%
NOPAT
1,085,164
690,151
517,375
Net income
604,440
0.22%
603,119
-18.82%
742,934
23.68%
Dividends
(151,961)
(145,908)
(135,437)
Dividend yield
3.11%
3.19%
4.16%
Proceeds from repurchase of equity
(224,131)
(131,559)
(398,854)
BB yield
4.58%
2.88%
12.26%
Debt
Debt current
703,526
104,895
Long-term debt
74,884
1,581,950
1,618,712
Deferred revenue
27,400
Other long-term liabilities
1,631,397
502,902
560,225
Net debt
(5,560,647)
1,341,486
(4,020,556)
Cash flow
Cash from operating activities
246,885
529,434
388,298
CAPEX
(16,281)
(17,672)
Cash from investing activities
551,109
(300,842)
(5,175)
Cash from financing activities
(794,412)
(265,087)
(479,183)
FCF
3,276,497
4,112,063
(5,446,139)
Balance
Cash
521,648
18,999
56,183
Long term investments
5,817,409
221,465
5,687,980
Excess cash
6,274,543
178,435
5,684,627
Stockholders' equity
4,345,278
3,913,081
3,330,329
Invested Capital
2,650,945
6,825,934
2,254,476
ROIC
22.90%
15.20%
18.93%
ROCE
16.17%
11.25%
12.17%
EV
Common stock shares outstanding
154,191
160,133
170,664
Price
31.72
11.10%
28.55
49.71%
19.07
-9.75%
Market cap
4,890,939
6.98%
4,571,797
40.47%
3,254,562
-19.05%
EV
(669,708)
5,913,283
(765,994)
EBITDA
1,252,014
933,634
803,795
EV/EBITDA
6.33
Interest
103,739
89,695
84,454
Interest/NOPBT
8.29%
10.50%
11.61%