XNYSCFB
Market cap720mUSD
Jan 14, Last price
14.61USD
1D
2.67%
1Q
-12.98%
IPO
-0.27%
Name
CrossFirst Bankshares Inc
Chart & Performance
P/E
10.81
P/S
3.12
EPS
1.35
Div Yield, %
0.06%
Shrs. gr., 5y
-0.71%
Rev. gr., 5y
14.65%
Revenues
231m
+299,920.78%
Net income
67m
+8.23%
CFO
99m
+23.65%
Earnings
Jan 20, 2025
Profile
CrossFirst Bankshares, Inc. operates as the bank holding company for CrossFirst Bank that provides various banking and financial services to businesses, business owners, professionals, and its personal networks. The company offers commercial real estate, construction and development, 1-4 family real estate, commercial, energy, and consumer loans. It also provides a range of deposit products consisting of noninterest-bearing demand and interest-bearing deposits, which include transaction accounts, savings accounts, money market accounts, and certificates of deposit; and personal and business checking and savings accounts, as well as negotiable order of withdrawal accounts; and brokered and reciprocal deposits. In addition, the company offers international banking services; treasury management services; automated teller machine access; and mobile banking services. Further, it holds investments in marketable securities. As of December 31, 2021, it had nine full-service banking offices in Kansas, Missouri, Oklahoma, Arizona, and Texas. CrossFirst Bankshares, Inc. was founded in 2007 and is headquartered in Leawood, Kansas.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | |
| Income | |||||||
Revenues | 231,016 299,920.78% | 77 -99.96% | |||||
Cost of revenue | 99,325 | 81,843 | |||||
Unusual Expense (Income) | |||||||
NOPBT | 131,691 | (81,766) | |||||
NOPBT Margin | 57.01% | ||||||
Operating Taxes | 17,440 | 15,973 | |||||
Tax Rate | 13.24% | ||||||
NOPAT | 114,251 | (97,739) | |||||
Net income | 66,669 8.23% | 61,599 -11.26% | |||||
Dividends | (413) | ||||||
Dividend yield | 0.06% | ||||||
Proceeds from repurchase of equity | 3 | (36,705) | |||||
BB yield | 0.00% | 5.92% | |||||
| Debt | |||||||
Debt current | 5,000 | ||||||
Long-term debt | 116,503 | 253,568 | |||||
Deferred revenue | (3,496) | ||||||
Other long-term liabilities | 6,567,169 | (160,957) | |||||
Net debt | (129,407) | (729,548) | |||||
| Cash flow | |||||||
Cash from operating activities | 99,355 | 80,353 | |||||
CAPEX | (8,954) | (2,569) | |||||
Cash from investing activities | (658,247) | (619,946) | |||||
Cash from financing activities | 513,983 | 357,004 | |||||
FCF | 2,542,496 | (127,316) | |||||
| Balance | |||||||
Cash | 234,029 | 301,215 | |||||
Long term investments | 11,881 | 686,901 | |||||
Excess cash | 234,359 | 988,112 | |||||
Stockholders' equity | 222,838 | 142,068 | |||||
Invested Capital | 4,495,190 | 6,460,522 | |||||
ROIC | 2.09% | ||||||
ROCE | 2.79% | ||||||
| EV | |||||||
Common stock shares outstanding | 49,340 | 50,002 | |||||
Price | 13.58 9.43% | 12.41 -20.50% | |||||
Market cap | 670,038 7.98% | 620,525 -23.60% | |||||
EV | 540,631 | (109,023) | |||||
EBITDA | 141,152 | (76,461) | |||||
EV/EBITDA | 3.83 | 1.43 | |||||
Interest | 210,310 | 54,979 | |||||
Interest/NOPBT | 159.70% | ||||||