Loading...
XNASVBTX
Market cap1.33bUSD
Jan 10, Last price  
24.44USD
1D
-4.94%
1Q
-5.93%
Jan 2017
-8.50%
IPO
64.14%
Name

Veritex Holdings Inc

Chart & Performance

D1W1MN
XNAS:VBTX chart
P/E
12.30
P/S
3.53
EPS
1.99
Div Yield, %
3.25%
Shrs. gr., 5y
17.30%
Rev. gr., 5y
24.54%
Revenues
378m
-10.62%
2,200,00013,844,00020,740,00023,432,00027,836,00035,163,00047,458,00076,084,000126,099,000315,177,000313,142,000333,428,000422,620,000377,748,000
Net income
108m
-26.01%
-1,700,000109,0001,479,0003,408,0005,205,0008,790,00012,551,00015,152,00039,341,00090,739,00073,883,000139,584,000146,315,000108,261,000
CFO
144m
-25.24%
2,530,0001,633,0006,141,0002,233,00016,048,00010,685,00026,662,00050,388,000103,960,000107,650,000193,491,000192,726,000144,087,000
Dividend
Aug 09, 20240.2 USD/sh
Earnings
Jan 21, 2025

Profile

Veritex Holdings, Inc. operates as the bank holding company for Veritex Community Bank that provides various commercial banking products and services to small and medium-sized businesses, and professionals. The company accepts deposit products include demand, savings, money market, and time accounts. Its loan products include commercial real estate and general commercial, mortgage warehouse loans, residential real estate, construction and land, farmland, consumer, paycheck protection program, 1-4 family residential, agricultural, multi-family residential, and consumer loans, as well as purchased receivables financing. The company also provides interest rate swap services; and a range of online banking solutions, such as access to account balances, online transfers, online bill payment and electronic delivery of customer statements, and ATMs, as well as mobile banking, mail, and personal appointment. In addition, it offers debit cards, night depository services, direct deposits, cashier's checks, and letters of credit; treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearinghouse origination, and stop payments; and cash management deposit products and services consisting of lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts. As of December 31, 2021, the company operated 18 full-service branches located in the Dallas-Fort Worth metroplex, and 10 full-service branches in the Houston metropolitan area. Veritex Holdings, Inc. was incorporated in 2009 and is headquartered in Dallas, Texas.
IPO date
Oct 09, 2014
Employees
763
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
377,748
-10.62%
422,620
26.75%
Cost of revenue
130,774
125,020
Unusual Expense (Income)
NOPBT
246,974
297,600
NOPBT Margin
65.38%
70.42%
Operating Taxes
36,023
40,319
Tax Rate
14.59%
13.55%
NOPAT
210,951
257,281
Net income
108,261
-26.01%
146,315
4.82%
Dividends
(43,318)
(42,289)
Dividend yield
3.41%
2.79%
Proceeds from repurchase of equity
151,052
BB yield
-9.97%
Debt
Debt current
1,079,737
Long-term debt
344,989
1,416,365
Deferred revenue
(22,304)
Other long-term liabilities
10,533,231
(1,226,196)
Net debt
(1,563,655)
532,665
Cash flow
Cash from operating activities
144,087
192,726
CAPEX
(1,854)
(4,620)
Cash from investing activities
(47,503)
(2,399,378)
Cash from financing activities
96,402
2,262,945
FCF
1,554,024
(624,232)
Balance
Cash
629,063
558,527
Long term investments
1,279,581
1,404,910
Excess cash
1,889,757
1,942,306
Stockholders' equity
381,389
310,503
Invested Capital
12,012,948
12,723,712
ROIC
1.71%
2.33%
ROCE
1.99%
2.28%
EV
Common stock shares outstanding
54,596
53,952
Price
23.27
-17.13%
28.08
-29.41%
Market cap
1,270,449
-16.14%
1,514,972
-24.36%
EV
(293,206)
2,047,637
EBITDA
266,459
316,268
EV/EBITDA
6.47
Interest
327,760
84,753
Interest/NOPBT
132.71%
28.48%