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XNAS
VBTX
Market cap1.77bUSD
Jul 23, Last price  
32.49USD
1D
1.18%
1Q
40.47%
Jan 2017
21.64%
IPO
118.20%
Name

Veritex Holdings Inc

Chart & Performance

D1W1MN
P/E
16.46
P/S
2.33
EPS
1.97
Div Yield, %
1.85%
Shrs. gr., 5y
0.36%
Rev. gr., 5y
19.16%
Revenues
757m
+100.46%
2,200,00013,844,00020,740,00023,432,00027,836,00035,163,00047,458,00076,084,000126,099,000315,177,000313,142,000333,428,000422,620,000377,748,000757,216,000
Net income
107m
-0.94%
-1,700,000109,0001,479,0003,408,0005,205,0008,790,00012,551,00015,152,00039,341,00090,739,00073,883,000139,584,000146,315,000108,261,000107,241,000
CFO
136m
-5.35%
2,530,0001,633,0006,141,0002,233,00016,048,00010,685,00026,662,00050,388,000103,960,000107,650,000193,491,000192,726,000144,087,000136,379,000
Dividend
Aug 09, 20240.2 USD/sh

Profile

Veritex Holdings, Inc. operates as the bank holding company for Veritex Community Bank that provides various commercial banking products and services to small and medium-sized businesses, and professionals. The company accepts deposit products include demand, savings, money market, and time accounts. Its loan products include commercial real estate and general commercial, mortgage warehouse loans, residential real estate, construction and land, farmland, consumer, paycheck protection program, 1-4 family residential, agricultural, multi-family residential, and consumer loans, as well as purchased receivables financing. The company also provides interest rate swap services; and a range of online banking solutions, such as access to account balances, online transfers, online bill payment and electronic delivery of customer statements, and ATMs, as well as mobile banking, mail, and personal appointment. In addition, it offers debit cards, night depository services, direct deposits, cashier's checks, and letters of credit; treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearinghouse origination, and stop payments; and cash management deposit products and services consisting of lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts. As of December 31, 2021, the company operated 18 full-service branches located in the Dallas-Fort Worth metroplex, and 10 full-service branches in the Houston metropolitan area. Veritex Holdings, Inc. was incorporated in 2009 and is headquartered in Dallas, Texas.
IPO date
Oct 09, 2014
Employees
763
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
757,216
100.46%
377,748
-10.62%
422,620
26.75%
Cost of revenue
31,336
130,774
125,020
Unusual Expense (Income)
NOPBT
725,880
246,974
297,600
NOPBT Margin
95.86%
65.38%
70.42%
Operating Taxes
31,747
36,023
40,319
Tax Rate
4.37%
14.59%
13.55%
NOPAT
694,133
210,951
257,281
Net income
107,241
-0.94%
108,261
-26.01%
146,315
4.82%
Dividends
(43,580)
(43,318)
(42,289)
Dividend yield
2.92%
3.41%
2.79%
Proceeds from repurchase of equity
(3,537)
151,052
BB yield
0.24%
-9.97%
Debt
Debt current
1,079,737
Long-term debt
230,736
344,989
1,416,365
Deferred revenue
(22,304)
Other long-term liabilities
10,533,231
(1,226,196)
Net debt
(1,323,359)
(1,563,655)
532,665
Cash flow
Cash from operating activities
136,379
144,087
192,726
CAPEX
(1,854)
(4,620)
Cash from investing activities
(180,714)
(47,503)
(2,399,378)
Cash from financing activities
270,472
96,402
2,262,945
FCF
686,380
1,554,024
(624,232)
Balance
Cash
52,486
629,063
558,527
Long term investments
1,501,609
1,279,581
1,404,910
Excess cash
1,516,234
1,889,757
1,942,306
Stockholders' equity
507,903
381,389
310,503
Invested Capital
12,260,438
12,012,948
12,723,712
ROIC
5.72%
1.71%
2.33%
ROCE
5.68%
1.99%
2.28%
EV
Common stock shares outstanding
54,958
54,596
53,952
Price
27.16
16.72%
23.27
-17.13%
28.08
-29.41%
Market cap
1,492,659
17.49%
1,270,449
-16.14%
1,514,972
-24.36%
EV
169,300
(293,206)
2,047,637
EBITDA
745,535
266,459
316,268
EV/EBITDA
0.23
6.47
Interest
371,971
327,760
84,753
Interest/NOPBT
51.24%
132.71%
28.48%