Loading...
XNASRBCAA
Market cap1.15bUSD
Jan 08, Last price  
66.65USD
1D
-0.36%
1Q
5.59%
Jan 2017
68.56%
Name

Republic Bancorp Inc

Chart & Performance

D1W1MN
XNAS:RBCAA chart
P/E
12.76
P/S
3.71
EPS
5.23
Div Yield, %
2.46%
Shrs. gr., 5y
-1.18%
Rev. gr., 5y
1.75%
Revenues
311m
+0.70%
117,246,000123,182,000119,998,000132,270,000175,578,000227,306,000244,470,000284,484,000267,833,000156,970,000151,842,000168,091,000209,423,000252,946,000285,003,000298,435,000315,065,000302,493,000308,728,000310,883,000
Net income
90m
-0.80%
32,501,00035,065,00028,351,00024,913,00033,652,00042,131,00064,753,00094,149,000119,339,00025,423,00028,787,00035,166,00045,903,00045,632,00077,852,00091,699,00083,246,00087,611,00091,106,00090,374,000
CFO
109m
-29.88%
39,305,00046,618,00027,465,00038,509,00058,863,00072,078,00089,234,000123,604,00089,914,00025,436,00026,705,00050,046,00047,672,00077,777,000119,199,00097,245,00068,434,00099,431,000154,789,000108,531,000
Dividend
Sep 20, 20240.407 USD/sh
Earnings
Jan 24, 2025

Profile

Republic Bancorp, Inc., a financial holding company, provides various banking products and services in the United States. It operates in five segments: Traditional Banking, Warehouse, Mortgage Banking, Tax Refund Solutions, and Republic Credit Solutions. The company accepts demand, money market accounts, savings, individual retirement accounts, time, brokered, and other certificates of deposit. Its loan products include residential real estate, commercial real estate, construction and land development, home improvement and home equity, secured and unsecured personal, and aircraft loans. The company also offers credit cards; title insurance and other financial products and services; and memory banking, private banking, lockbox processing, remote deposit capture, business online banking, account reconciliation, automated clearing house processing, and internet and mobile banking services. In addition, it provides short-term and revolving credit facilities to mortgage bankers; tax refund solutions, which facilitate the receipt and payment of federal and state tax refund products through third-party tax preparers and tax-preparation software providers; and general purpose reloadable prepaid cards through third party service providers. Further, the company offers consumer credit products; and property and casualty insurance products. As of January 28, 2022, it operated 42 full-service banking centers. Republic Bancorp, Inc. was incorporated in 1974 and is headquartered in Louisville, Kentucky.
URL
https://www.republicbank.com/
IPO date
Jul 22, 1998
Employees
1,043
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
310,883
0.70%
308,728
2.06%
Cost of revenue
127,043
119,783
Unusual Expense (Income)
NOPBT
183,840
188,945
NOPBT Margin
59.13%
61.20%
Operating Taxes
22,839
25,739
Tax Rate
12.42%
13.62%
NOPAT
161,001
163,206
Net income
90,374
-0.80%
91,106
3.99%
Dividends
(28,350)
(26,145)
Dividend yield
2.59%
3.21%
Proceeds from repurchase of equity
(20,279)
(11,412)
BB yield
1.85%
1.40%
Debt
Debt current
134,632
302,997
Long-term debt
341,078
170,618
Deferred revenue
Other long-term liabilities
5,376,596
2,547,300
Net debt
(1,175,099)
(1,219,794)
Cash flow
Cash from operating activities
108,531
154,789
CAPEX
(6,896)
(3,503)
Cash from investing activities
(516,951)
(254,509)
Cash from financing activities
411,298
(343,562)
FCF
(72,376)
177,655
Balance
Cash
907,880
985,547
Long term investments
742,929
707,862
Excess cash
1,635,265
1,677,973
Stockholders' equity
770,632
714,919
Invested Capital
5,740,591
4,968,964
ROIC
3.01%
3.15%
ROCE
2.82%
3.32%
EV
Common stock shares outstanding
19,853
19,905
Price
55.16
34.80%
40.92
-19.51%
Market cap
1,095,091
34.45%
814,494
-22.07%
EV
(80,008)
(405,300)
EBITDA
198,846
198,807
EV/EBITDA
Interest
67,285
7,493
Interest/NOPBT
36.60%
3.97%