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XNASPDLB
Market cap310mUSD
Jan 10, Last price  
12.75USD
1D
-0.15%
1Q
17.51%
IPO
-11.73%
Name

Ponce Financial Group Inc

Chart & Performance

D1W1MN
XNAS:PDLB chart
P/E
90.64
P/S
4.11
EPS
0.14
Div Yield, %
0.00%
Shrs. gr., 5y
5.08%
Rev. gr., 5y
13.73%
Revenues
74m
+4.08%
29,677,00029,376,00034,571,00038,816,00040,124,00049,593,00069,325,00070,971,00073,866,000
Net income
3m
P
2,518,0001,425,000-4,387,0002,677,000-5,125,0003,853,00025,415,000-30,001,0003,352,000
CFO
6m
-33.74%
5,230,0004,343,0008,646,0007,885,0006,076,000-27,500,00018,553,0009,799,0006,493,000
Earnings
Jan 28, 2025

Profile

Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It accepts various deposit products, including demand accounts, NOW/IOLA accounts, money market accounts, reciprocal deposits, savings accounts, and certificates of deposit. The company also provides one-to-four family investor-owned and owner-occupied residential, multifamily residential, nonresidential property, construction and land, commercial and industrial, business, and consumer loans; lines of credit; and paycheck protection program. In addition, it invests in securities, which consist of U.S. Government and federal agency securities and securities issued by government-sponsored or government-owned enterprises, as well as mortgage-backed securities, corporate bonds and obligations, and Federal Home Loan Bank stock. It operates 4 banking offices in Bronx, 2 banking offices in Manhattan, 3 banking offices in Queens, and 3 banking offices in Brooklyn, New York; 1 banking office in Union City, New Jersey; and 2 mortgage loan offices in Queens, 1 mortgage loan office in Brooklyn, New York; and 1 mortgage loan office in Englewood Cliffs and 1 mortgage loan office in Bergenfield, New Jersey. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York.
URL
https://www.poncebank.com
IPO date
Oct 02, 2017
Employees
244
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
73,866
4.08%
70,971
2.37%
Cost of revenue
37,984
34,857
Unusual Expense (Income)
NOPBT
35,882
36,114
NOPBT Margin
48.58%
50.89%
Operating Taxes
2,501
(6,845)
Tax Rate
6.97%
NOPAT
33,381
42,959
Net income
3,352
-111.17%
(30,001)
-218.04%
Dividends
Dividend yield
Proceeds from repurchase of equity
(11,009)
2
BB yield
4.94%
0.00%
Debt
Debt current
188,160
Long-term debt
386,468
586,439
Deferred revenue
(23,635)
Other long-term liabilities
1,893,578
(550,517)
Net debt
(344,014)
(51,085)
Cash flow
Cash from operating activities
6,493
9,799
CAPEX
(411)
(492)
Cash from investing activities
(332,908)
(777,061)
Cash from financing activities
411,245
667,728
FCF
75,250
(84,780)
Balance
Cash
148,832
185,359
Long term investments
581,650
640,325
Excess cash
726,789
822,135
Stockholders' equity
294,036
300,344
Invested Capital
2,444,721
2,174,780
ROIC
1.45%
2.27%
ROCE
1.31%
1.45%
EV
Common stock shares outstanding
22,822
22,691
Price
9.76
4.72%
9.32
-35.72%
Market cap
222,746
5.33%
211,480
-13.14%
EV
103,732
385,395
EBITDA
40,408
40,380
EV/EBITDA
2.57
9.54
Interest
60,601
16,149
Interest/NOPBT
168.89%
44.72%