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XNASPCB
Market cap264mUSD
Jan 10, Last price  
18.53USD
1D
-3.74%
1Q
0.00%
Jan 2017
42.54%
Name

PCB Bancorp

Chart & Performance

D1W1MN
XNAS:PCB chart
P/E
8.61
P/S
2.66
EPS
2.15
Div Yield, %
3.75%
Shrs. gr., 5y
-0.35%
Rev. gr., 5y
5.54%
Revenues
99m
-4.62%
5,574,37010,729,32717,835,09825,122,10624,491,14222,048,98626,395,97230,372,78632,906,23837,362,77843,696,00049,342,00059,200,00069,064,00075,849,00080,903,00077,929,00095,571,000104,131,00099,319,000
Net income
31m
-12.24%
1,042,3702,160,3992,813,3102,477,468720,853-16,136,170-17,670,783841,6848,036,59821,383,07811,819,00012,186,00014,002,00016,403,00024,301,00024,108,00016,175,00040,103,00034,987,00030,705,000
CFO
63m
+10.61%
485,1482,871,6806,206,8945,368,1503,737,01013,748,382385,98727,198,2609,717,68427,785,56617,965,00056,844,00040,836,00025,243,00035,080,00030,120,00017,091,000-1,617,00057,267,00063,343,000
Dividend
Aug 09, 20240.18 USD/sh
Earnings
Jan 23, 2025

Profile

PCB Bancorp operates as the bank holding company for Pacific City Bank that provides various banking products and services to small to medium-sized businesses, individuals, and professionals in Southern California. The company offers demand, savings, money market, and time deposits, as well as certificates of deposit; and remote deposit capture, courier deposit services, positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, Small Business Administration (SBA) property, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, SBA commercial term, and SBA Paycheck Protection Program loans; and other consumer loans comprising automobile secured loans and personal loans. In addition, the company offers access to account balances, online transfers, and online bill payment and electronic delivery of customer statements; and mobile banking solutions that include remote check deposit and mobile bill pay. Further, it provides automated teller machines; and banking by telephone, mail, personal appointment, debit cards, direct deposit, and cashier's checks, as well as treasury management, wire transfer, and automated clearing house services. The company operates through a network of 11 full-service branches in Los Angeles and Orange counties, California; and one full-service branch in each of Englewood Cliffs, New Jersey, and Bayside, New York. It also operates 10 loan production offices in Irvine, Artesia, and Los Angeles, California; Annandale, Virginia; Atlanta, Georgia; Chicago, Illinois; Bellevue, Washington; Aurora, Colorado; Carrollton, Texas; and New York, New York. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.
IPO date
Nov 26, 2003
Employees
272
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
99,319
-4.62%
104,131
8.96%
Cost of revenue
37,655
35,912
Unusual Expense (Income)
NOPBT
61,664
68,219
NOPBT Margin
62.09%
65.51%
Operating Taxes
12,557
14,416
Tax Rate
20.36%
21.13%
NOPAT
49,107
53,803
Net income
30,705
-12.24%
34,987
-12.76%
Dividends
(9,908)
(8,946)
Dividend yield
3.73%
3.36%
Proceeds from repurchase of equity
(8,830)
62,409
BB yield
3.32%
-23.42%
Debt
Debt current
22,718
Long-term debt
79,274
33,618
Deferred revenue
(11,843)
Other long-term liabilities
2,363,445
(15,007)
Net debt
(306,391)
(374,421)
Cash flow
Cash from operating activities
63,343
57,267
CAPEX
(1,315)
(5,453)
Cash from investing activities
(275,273)
(356,665)
Cash from financing activities
307,241
243,144
FCF
46,389
41,228
Balance
Cash
242,342
288,894
Long term investments
143,323
141,863
Excess cash
380,699
425,550
Stockholders' equity
348,872
335,442
Invested Capital
2,440,634
2,083,667
ROIC
2.17%
2.70%
ROCE
2.21%
2.81%
EV
Common stock shares outstanding
14,418
15,065
Price
18.43
4.18%
17.69
-19.44%
Market cap
265,723
-0.29%
266,503
-20.44%
EV
28,473
(38,777)
EBITDA
65,731
71,951
EV/EBITDA
0.43
Interest
62,673
12,119
Interest/NOPBT
101.64%
17.76%