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XNASOPOF
Market cap128mUSD
Jan 10, Last price  
25.30USD
1D
-1.63%
1Q
31.43%
Jan 2017
1.20%
Name

Old Point Financial Corp

Chart & Performance

D1W1MN
XNAS:OPOF chart
P/E
16.62
P/S
2.16
EPS
1.52
Div Yield, %
2.19%
Shrs. gr., 5y
-0.46%
Rev. gr., 5y
5.02%
Revenues
59m
+6.74%
33,811,00034,531,00036,015,00038,158,00040,217,00039,973,00043,547,00041,732,00041,765,00037,916,00039,084,00039,799,00040,327,00043,430,00046,559,00047,896,00048,498,00053,679,00055,718,00059,471,000
Net income
8m
-15.13%
8,580,0007,268,0007,024,0007,969,0006,790,0001,682,0001,547,0003,290,0004,187,0003,163,0004,116,0003,634,0003,669,000-29,0004,919,0007,860,0005,389,0008,440,0009,108,0007,730,000
CFO
11m
-37.40%
9,241,0009,178,0009,053,0008,105,0007,946,000-4,922,0002,833,0009,392,0009,775,0008,517,00010,035,0007,833,0008,653,0009,438,00012,154,00012,370,000-8,635,00023,176,00017,565,00010,996,000
Dividend
Sep 04, 20240.14 USD/sh
Earnings
Jan 28, 2025

Profile

Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, multi-family and second mortgages, and equity lines of credit; and other loans, as well as cash management services. In addition, the company offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products and wealth management services. It operates 14 branches in the Hampton Roads localities of Hampton, Newport News, Norfolk, Virginia Beach, Chesapeake, Williamsburg/James City County, York County, and Isle of Wight County; a loan production office in Richmond, Virginia; and a mortgage loan origination office in Charlotte, North Carolina. The company was founded in 1922 and is headquartered in Hampton, Virginia.
URL
https://oldpoint.com/
IPO date
Jan 21, 1998
Employees
294
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
59,471
6.74%
55,718
3.80%
Cost of revenue
41,520
32,248
Unusual Expense (Income)
NOPBT
17,951
23,470
NOPBT Margin
30.18%
42.12%
Operating Taxes
1,334
1,474
Tax Rate
7.43%
6.28%
NOPAT
16,617
21,996
Net income
7,730
-15.13%
9,108
7.91%
Dividends
(2,817)
(2,640)
Dividend yield
3.13%
1.93%
Proceeds from repurchase of equity
131
(6,526)
BB yield
-0.15%
4.77%
Debt
Debt current
11,378
Long-term debt
31,318
76,852
Deferred revenue
(987)
Other long-term liabilities
1,309,111
1,169,585
Net debt
(391,969)
(382,056)
Cash flow
Cash from operating activities
10,996
17,565
CAPEX
(1,053)
(1,354)
Cash from investing activities
(32,547)
(213,440)
Cash from financing activities
81,060
27,203
FCF
36,801
2,885
Balance
Cash
219,009
244,768
Long term investments
204,278
225,518
Excess cash
420,313
467,500
Stockholders' equity
89,679
82,141
Invested Capital
1,356,703
1,272,207
ROIC
1.26%
2.11%
ROCE
1.24%
1.73%
EV
Common stock shares outstanding
5,025
5,071
Price
17.93
-33.59%
27.00
15.53%
Market cap
90,101
-34.20%
136,922
11.85%
EV
(301,868)
(245,134)
EBITDA
20,529
25,893
EV/EBITDA
Interest
18,427
3,605
Interest/NOPBT
102.65%
15.36%