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XNASOPHC
Market cap46mUSD
Jan 08, Last price  
4.60USD
1D
-0.43%
1Q
1.55%
Jan 2017
21.69%
Name

OptimumBank Holdings Inc

Chart & Performance

D1W1MN
XNAS:OPHC chart
P/E
7.39
P/S
1.30
EPS
0.62
Div Yield, %
0.00%
Shrs. gr., 5y
37.12%
Rev. gr., 5y
62.79%
Revenues
36m
+90.36%
5,473,0006,128,0006,756,0006,815,0006,752,0005,689,0005,314,0003,374,0002,430,0003,143,0005,029,0004,062,0003,541,0003,572,0003,130,0003,310,0005,284,00011,178,00018,796,00035,780,000
Net income
6m
+56.18%
1,570,0001,601,0001,834,0001,742,000520,000-11,481,000-8,453,000-3,747,000-4,697,000-7,075,0001,605,000-163,000-396,000-589,000796,000-1,100,000-782,0006,296,0004,023,0006,283,000
CFO
7m
-33.57%
3,946,0002,951,0003,759,0002,175,0003,130,0001,201,0001,679,000-885,000-2,663,000-2,966,0001,303,000627,000551,000570,00024,000-558,000-1,458,0003,763,00010,360,0006,882,000
Earnings
Feb 03, 2025

Profile

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit; and offers residential and commercial real estate, multi-family real estate, commercial, land and construction, and consumer loans, as well as lending lines for working capital needs. The company also provides debit and ATM cards; investment, cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. It operates through two banking offices located in Broward County, Florida. The company was founded in 2000 and is based in Fort Lauderdale, Florida.
URL
https://www.optimumbank.com/
IPO date
May 08, 2003
Employees
48
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
35,780
90.36%
18,796
68.15%
Cost of revenue
8,261
5,604
Unusual Expense (Income)
NOPBT
27,519
13,192
NOPBT Margin
76.91%
70.19%
Operating Taxes
2,174
1,369
Tax Rate
7.90%
10.38%
NOPAT
25,345
11,823
Net income
6,283
56.18%
4,023
-36.10%
Dividends
Dividend yield
Proceeds from repurchase of equity
324
9,866
BB yield
-1.07%
-40.51%
Debt
Debt current
374
Long-term debt
14,496
14,344
Deferred revenue
(1,060)
Other long-term liabilities
126,891
510,467
Net debt
(86,882)
(107,862)
Cash flow
Cash from operating activities
6,882
10,360
CAPEX
(668)
(322)
Cash from investing activities
(199,661)
(229,802)
Cash from financing activities
197,606
232,308
FCF
(262,263)
266,217
Balance
Cash
76,663
96,938
Long term investments
24,715
25,642
Excess cash
99,589
121,640
Stockholders' equity
(21,214)
(27,828)
Invested Capital
812,468
228,954
ROIC
4.87%
4.90%
ROCE
3.48%
6.52%
EV
Common stock shares outstanding
7,239
5,955
Price
4.18
2.24%
4.09
4.07%
Market cap
30,271
24.29%
24,355
58.94%
EV
(56,611)
(83,507)
EBITDA
28,079
13,761
EV/EBITDA
Interest
12,067
4,046
Interest/NOPBT
43.85%
30.67%