Loading...
XNASNBTB
Market cap2.13bUSD
Jan 10, Last price  
45.20USD
1D
-2.54%
1Q
0.60%
Jan 2017
7.93%
Name

NBT Bancorp Inc

Chart & Performance

D1W1MN
XNAS:NBTB chart
P/E
17.95
P/S
4.35
EPS
2.52
Div Yield, %
2.62%
Shrs. gr., 5y
0.34%
Rev. gr., 5y
2.85%
Revenues
490m
-4.80%
191,376,000200,660,000212,462,000224,726,000257,752,000276,600,000286,416,000280,587,000288,970,000338,675,000355,256,000364,290,000376,696,000400,034,000426,174,000451,420,000458,659,000475,967,000515,121,000490,373,000
Net income
119m
-21.85%
50,047,00052,438,00055,947,00050,328,00058,353,00052,011,00057,404,00057,901,00054,558,00061,747,00075,074,00076,425,00078,409,00082,151,000112,566,000121,021,000104,388,000154,885,000151,995,000118,782,000
CFO
157m
-14.06%
96,562,00065,058,00065,517,00085,840,00087,326,00054,684,00089,437,00083,765,00088,854,000119,298,00087,811,000124,543,000109,510,000136,904,000147,773,000153,463,000142,412,000157,635,000183,223,000157,457,000
Dividend
Aug 30, 20240.34 USD/sh
Earnings
Jan 21, 2025

Profile

NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company's loan portfolio comprises commercial and industrial, commercial real estate, agricultural, and commercial construction loans; indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; and residential real estate loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan consulting and recordkeeping services. In addition, the company offers insurance products comprising personal property and casualty, business liability, and commercial insurance, as well as other products and services through 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. As of December 31, 2021, it had 140 branches and 164 ATMs in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Connecticut, and Maine. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.
URL
http://www.nbtbancorp.com/
IPO date
Mar 17, 1992
Employees
1,861
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
490,373
-4.80%
515,121
8.23%
Cost of revenue
203,561
193,849
Unusual Expense (Income)
NOPBT
286,812
321,272
NOPBT Margin
58.49%
62.37%
Operating Taxes
34,677
44,161
Tax Rate
12.09%
13.75%
NOPAT
252,135
277,111
Net income
118,782
-21.85%
151,995
-1.87%
Dividends
(55,886)
(49,765)
Dividend yield
2.98%
2.65%
Proceeds from repurchase of equity
(4,853)
(14,713)
BB yield
0.26%
0.78%
Debt
Debt current
293,000
585,012
Long-term debt
271,860
225,809
Deferred revenue
(38,827)
Other long-term liabilities
11,632,613
382,074
Net debt
(3,413,525)
(3,391,280)
Cash flow
Cash from operating activities
157,457
183,223
CAPEX
(9,254)
(7,009)
Cash from investing activities
(44,226)
(926,216)
Cash from financing activities
(105,392)
(328,728)
FCF
4,045,123
831,723
Balance
Cash
1,604,669
1,724,575
Long term investments
2,373,716
2,477,526
Excess cash
3,953,866
4,176,345
Stockholders' equity
861,437
768,896
Invested Capital
7,827,085
11,516,585
ROIC
2.61%
2.44%
ROCE
3.30%
2.61%
EV
Common stock shares outstanding
44,770
43,181
Price
41.91
-3.48%
43.42
12.72%
Market cap
1,876,311
0.07%
1,874,919
11.33%
EV
(1,537,214)
(1,516,361)
EBITDA
309,084
340,333
EV/EBITDA
Interest
144,570
21,880
Interest/NOPBT
50.41%
6.81%