XNASHONE
Market cap516mUSD
Jan 14, Last price
11.73USD
1D
3.26%
1Q
-12.46%
Jan 2017
-39.35%
IPO
-8.43%
Name
HarborOne Bancorp Inc
Chart & Performance
Profile
HarborOne Bancorp, Inc. operates as the holding company for HarborOne Bank that provides financial services to individuals, families, small and mid-size businesses, and municipalities. The company operates in two segments, HarborOne Bank and HarborOne Mortgage. Its primary deposit products include checking, money market, savings, and term certificate of deposit accounts; and lending products comprise commercial real estate, commercial, residential mortgages, and consumer loans, including indirect automobile lease loans. The company also originates, sells, and services residential mortgage loans. In addition, it provides a range of educational services, such as classes on small business, financial literacy, and personal enrichment. As of December 31, 2021, the company operated through a network of 30 full-service branches located in Massachusetts and Rhode Island, as well as commercial lending offices in each of Boston, Massachusetts, and Providence, Rhode Island. It also had administrative offices in Brockton, Massachusetts, as well as 5 ATM locations in Massachusetts. The company was founded in 1917 and is based in Brockton, Massachusetts.
IPO date
Jun 30, 2016
Employees
549
Domiciled in
US
Incorporated in
US
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 163,445 -20.23% | 204,908 -9.46% | |||||||
Cost of revenue | 81,113 | 291,167 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 82,332 | (86,259) | |||||||
NOPBT Margin | 50.37% | ||||||||
Operating Taxes | 9,048 | 16,140 | |||||||
Tax Rate | 10.99% | ||||||||
NOPAT | 73,284 | (102,399) | |||||||
Net income | 16,077 -64.73% | 45,589 -22.09% | |||||||
Dividends | (12,826) | (12,188) | |||||||
Dividend yield | 2.47% | 1.86% | |||||||
Proceeds from repurchase of equity | (45,206) | (54,159) | |||||||
BB yield | 8.69% | 8.27% | |||||||
Debt | |||||||||
Debt current | 303,000 | 385,000 | |||||||
Long-term debt | 287,155 | 78,550 | |||||||
Deferred revenue | |||||||||
Other long-term liabilities | 4,818,675 | 337,365 | |||||||
Net debt | 52,858 | (256,714) | |||||||
Cash flow | |||||||||
Cash from operating activities | 44,051 | 68,899 | |||||||
CAPEX | (4,481) | (2,265) | |||||||
Cash from investing activities | (196,713) | (952,018) | |||||||
Cash from financing activities | 272,538 | 786,417 | |||||||
FCF | 2,153,052 | (488,158) | |||||||
Balance | |||||||||
Cash | 227,350 | 399,166 | |||||||
Long term investments | 309,947 | 321,098 | |||||||
Excess cash | 529,125 | 710,019 | |||||||
Stockholders' equity | 316,632 | 309,952 | |||||||
Invested Capital | 3,403,512 | 5,434,593 | |||||||
ROIC | 1.66% | ||||||||
ROCE | 2.21% | ||||||||
EV | |||||||||
Common stock shares outstanding | 43,420 | 47,118 | |||||||
Price | 11.98 -13.81% | 13.90 -6.33% | |||||||
Market cap | 520,167 -20.58% | 654,947 -14.34% | |||||||
EV | 573,025 | 398,233 | |||||||
EBITDA | 86,932 | (81,443) | |||||||
EV/EBITDA | 6.59 | ||||||||
Interest | 117,017 | 22,944 | |||||||
Interest/NOPBT | 142.13% |