XNASHBCP
Market cap359mUSD
Jan 14, Last price
44.52USD
1D
3.32%
1Q
0.20%
Jan 2017
15.31%
IPO
287.13%
Name
Home Bancorp Inc
Chart & Performance
Profile
Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services in Louisiana and Mississippi. It offers deposit products, including interest-bearing and noninterest-bearing checking, money market, savings, NOW, and certificates of deposit accounts. The company also provides various loan products, such as one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans. In addition, it invests in securities; and offers credit cards and online banking services. The company operates through a network of 19 banking offices in the Acadiana, four banking offices in Baton Rouge, six banking offices in the Greater New Orleans area, six banking offices in the Northshore region, and three banking offices in Natchez. Home Bancorp, Inc. was founded in 1908 and is headquartered in Lafayette, Louisiana.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 132,486 0.45% | 131,896 12.48% | |||||||
Cost of revenue | 51,079 | 50,013 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 81,407 | 81,883 | |||||||
NOPBT Margin | 61.45% | 62.08% | |||||||
Operating Taxes | 9,906 | 8,430 | |||||||
Tax Rate | 12.17% | 10.30% | |||||||
NOPAT | 71,501 | 73,453 | |||||||
Net income | 40,240 18.10% | 34,072 -29.92% | |||||||
Dividends | (8,222) | (7,777) | |||||||
Dividend yield | 2.43% | 2.37% | |||||||
Proceeds from repurchase of equity | (5,259) | (11,009) | |||||||
BB yield | 1.55% | 3.36% | |||||||
Debt | |||||||||
Debt current | 150,000 | 155,000 | |||||||
Long-term debt | 108,297 | 243,767 | |||||||
Deferred revenue | (5,792) | ||||||||
Other long-term liabilities | 2,854,261 | (51,385) | |||||||
Net debt | (252,525) | (663,094) | |||||||
Cash flow | |||||||||
Cash from operating activities | 41,356 | 51,199 | |||||||
CAPEX | (2,022) | (2,706) | |||||||
Cash from investing activities | (94,255) | (495,352) | |||||||
Cash from financing activities | 41,329 | (69,889) | |||||||
FCF | 2,559,176 | (129,086) | |||||||
Balance | |||||||||
Cash | 75,831 | 574,268 | |||||||
Long term investments | 434,991 | 487,593 | |||||||
Excess cash | 504,198 | 1,055,266 | |||||||
Stockholders' equity | 201,621 | 167,072 | |||||||
Invested Capital | 774,115 | 3,210,416 | |||||||
ROIC | 3.59% | 2.47% | |||||||
ROCE | 8.34% | 2.42% | |||||||
EV | |||||||||
Common stock shares outstanding | 8,065 | 8,194 | |||||||
Price | 42.01 4.95% | 40.03 -3.57% | |||||||
Market cap | 338,811 3.29% | 328,006 -6.24% | |||||||
EV | 86,286 | (335,088) | |||||||
EBITDA | 84,978 | 85,347 | |||||||
EV/EBITDA | 1.02 | ||||||||
Interest | 42,971 | 7,919 | |||||||
Interest/NOPBT | 52.79% | 9.67% |