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XNASFXNC
Market cap208mUSD
Jan 16, Last price  
23.28USD
1D
0.69%
1Q
12.25%
Jan 2017
81.17%
Name

First National Corp

Chart & Performance

D1W1MN
XNAS:FXNC chart
P/E
21.70
P/S
4.26
EPS
1.07
Div Yield, %
1.72%
Shrs. gr., 5y
4.84%
Rev. gr., 5y
6.40%
Revenues
49m
-13.73%
17,730,48120,598,00022,725,00024,172,00024,071,00023,907,00026,464,00025,997,00026,066,00024,711,00025,404,00028,285,00030,882,00032,753,00035,974,00036,562,00037,693,00045,012,00056,855,00049,047,000
Net income
10m
-42.70%
4,205,7745,389,0005,798,0005,747,0004,223,0002,149,000-3,603,000-10,961,0002,823,00010,005,0007,631,0002,655,0005,901,0006,448,00010,135,0009,556,0008,858,00010,359,00016,797,0009,624,000
CFO
16m
-38.78%
5,405,3406,854,0006,269,0007,638,0006,860,0004,295,0007,301,00010,436,00012,218,0008,681,0007,006,0004,601,0009,009,0006,569,00013,758,00011,851,00015,091,0007,868,00026,772,00016,390,000
Dividend
Aug 30, 20240.15 USD/sh
Earnings
Jan 30, 2025

Profile

First National Corporation operates as the bank holding company for First Bank that provides various commercial banking services to small and medium-sized businesses, individuals, estates, local governmental entities, and non-profit organizations in Virginia. The company's deposit products include checking, savings, money market, and individual retirement accounts, as well as certificates of deposit and treasury management solutions. Its loan products comprise construction loans, including residential, land acquisition, and development loans; 1-4 family residential real estate loans; and commercial real estate loans that are secured by commercial real estate, including multi-family residential buildings, office and retail buildings, hotels, industrial buildings, and religious facilities. The company's loan products also include commercial and industrial loans that are secured by business assets, such as accounts receivable, equipment, and inventory; home equity loans; and secured and unsecured consumer loans, such as lines of credit, automobile loans, deposit account loans, and installment and demand loans. In addition, it provides wealth management services, including estate planning, investment management of assets, trustee under an agreement, trustee under a will, and estate settlement. Further, the company offers title insurance and investment services; and holds other real estate owned and office sites, as well as provides internet and mobile banking, remote deposit capture, and other traditional banking services. It serves customers through 20 bank branch offices, a loan production office, and a customer service center, as well as through a network of ATMs. The company was founded in 1907 and is headquartered in Strasburg, Virginia.
IPO date
May 01, 1996
Employees
154
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
49,047
-13.73%
56,855
26.31%
Cost of revenue
22,582
21,985
Unusual Expense (Income)
NOPBT
26,465
34,870
NOPBT Margin
53.96%
61.33%
Operating Taxes
2,181
3,952
Tax Rate
8.24%
11.33%
NOPAT
24,284
30,918
Net income
9,624
-42.70%
16,797
62.15%
Dividends
(3,596)
(3,308)
Dividend yield
2.63%
3.09%
Proceeds from repurchase of equity
(682)
(183)
BB yield
0.50%
0.17%
Debt
Debt current
223
239
Long-term debt
64,383
14,572
Deferred revenue
Other long-term liabilities
1,237,984
(8,857)
Net debt
(95,242)
(531,075)
Cash flow
Cash from operating activities
16,390
26,772
CAPEX
(1,866)
(1,181)
Cash from investing activities
(34,345)
(120,140)
Cash from financing activities
38,202
(15,724)
FCF
109,578
(54,666)
Balance
Cash
87,161
229,821
Long term investments
72,687
316,065
Excess cash
157,396
543,043
Stockholders' equity
83,321
75,644
Invested Capital
1,336,197
1,288,561
ROIC
1.85%
2.39%
ROCE
1.86%
2.56%
EV
Common stock shares outstanding
6,279
6,259
Price
21.75
26.97%
17.13
-25.51%
Market cap
136,571
27.37%
107,223
-16.12%
EV
41,329
(423,852)
EBITDA
28,083
36,383
EV/EBITDA
1.47
Interest
14,306
3,820
Interest/NOPBT
54.06%
10.95%