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XNASFNWD
Market cap116mUSD
Jan 16, Last price  
27.00USD
1D
-1.14%
1Q
-12.48%
Jan 2017
-30.50%
Name

Finward Bancorp

Chart & Performance

D1W1MN
XNAS:FNWD chart
P/E
13.90
P/S
1.78
EPS
1.94
Div Yield, %
4.58%
Shrs. gr., 5y
7.17%
Rev. gr., 5y
8.49%
Revenues
65m
-16.98%
23,068,00023,806,00023,460,00022,317,00026,762,00028,950,00030,887,00030,020,00031,263,00029,786,00031,437,00034,220,00037,667,00038,518,00043,458,00053,828,00064,029,00064,522,00078,658,00065,301,000
Net income
8m
-44.43%
6,290,0006,672,0006,475,0005,589,0005,930,0002,488,0005,179,0005,385,0006,853,0007,118,0007,394,0007,852,0009,142,0008,961,0009,337,00012,097,00015,932,00014,963,00015,080,0008,380,000
CFO
22m
+23.48%
7,875,0007,126,0006,570,0008,246,00012,145,0001,247,00014,481,00014,820,0008,528,0007,178,0009,578,0009,460,00010,390,00012,298,00010,540,00010,957,00021,149,00017,043,00017,762,00021,933,000
Dividend
Jul 19, 20240.12 USD/sh
Earnings
Jan 28, 2025

Profile

Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company's deposit products include non-interest and interest bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts, and retirement savings plans. Its loan products portfolio comprises residential mortgage loans that enable borrowers to purchase existing homes, refinance existing homes, or construct new homes; construction loans primarily to individuals and contractors; commercial real estate loans; consumer loans to individuals for personal, household, or family purposes; home equity line of credit; home improvement loans and equity loans; commercial business loans; government loans; and loans to municipalities. The company also offers estate and retirement planning services, guardianships, land trusts, profit sharing and 401(k) retirement plans, IRA and Keogh accounts, and investment agency accounts, as well as serves as the personal representative of estates, and acts as trustee for revocable and irrevocable trusts. In addition, it provides insurance and annuity investments to wealth management customers; holds real estate properties; and operates as a real estate investment trust. As of March 2, 2022, the company operated through 30 locations in Lake and Porter counties in Northwest Indiana and South Chicagoland. The company was formerly known as NorthWest Indiana Bancorp and changed its name to Finward Bancorp in May 2021. Finward Bancorp was incorporated in 1994 and is headquartered in Munster, Indiana.
URL
https://investorrelations.ibankpeoples.com/corporate-profile/default.aspx
IPO date
Mar 18, 1998
Employees
281
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
65,301
-16.98%
78,658
21.91%
Cost of revenue
(730)
32,125
Unusual Expense (Income)
NOPBT
66,031
46,533
NOPBT Margin
101.12%
59.16%
Operating Taxes
(335)
1,478
Tax Rate
3.18%
NOPAT
66,366
45,055
Net income
8,380
-44.43%
15,080
0.78%
Dividends
(5,335)
(5,075)
Dividend yield
4.94%
3.34%
Proceeds from repurchase of equity
(196)
37,861
BB yield
0.18%
-24.94%
Debt
Debt current
15,503
Long-term debt
80,000
120,000
Deferred revenue
1,930,459
Other long-term liabilities
572,020
(120,000)
Net debt
(373,282)
(266,675)
Cash flow
Cash from operating activities
21,933
17,762
CAPEX
(1,148)
(3,031)
Cash from investing activities
17,299
(1,163)
Cash from financing activities
15,494
(18,493)
FCF
1,698,659
(1,106,592)
Balance
Cash
81,908
31,282
Long term investments
371,374
370,896
Excess cash
450,017
398,245
Stockholders' equity
77,790
67,361
Invested Capital
736,016
630,865
ROIC
9.71%
9.74%
ROCE
8.11%
6.63%
EV
Common stock shares outstanding
4,282
4,193
Price
25.24
-30.28%
36.20
-21.09%
Market cap
108,085
-28.80%
151,804
-4.84%
EV
(265,197)
(114,871)
EBITDA
73,194
52,501
EV/EBITDA
Interest
31,228
4,886
Interest/NOPBT
47.29%
10.50%