Fanhua Inc

Chart & Performance

D1W1MN

P/E

2.26

P/S

0.20

EPS

4.95

Div Yield, %

0.00%

Shrs. gr., 5y

-2.80%

Rev. gr., 5y

-1.62%

Revenues

3.20b

+14.98%

Net income

280m

+80.58%

CFO

102m

-26.11%

Dividend

Apr 11, 20220.145 USD/sh

Earnings

Mar 18, 2025

Profile

Fanhua Inc., together with its subsidiary, distributes insurance products in China. It operates through two segments, Insurance Agency and Claims Adjusting. The Insurance Agency segment provides property and casualty insurance products that primarily include individual accident, travel, homeowner, and indemnity medical insurance products; and life insurance products, such as individual health, individual whole life, individual term life, individual endowment life, and individual annuity, as well as participating insurance products. The Claims Adjusting segment offers pre-underwriting survey, claims adjusting, residual value disposal, loading and unloading supervision, and consulting services. The company also operates baoxian.com, an online insurance platform, which allows customers to search for, and purchase a range of insurance products; Lan Zhanggui, an all-in-one insurance sales and service platform; ehuzhu.com, an online mutual aid platform; and Chetong.net, an online claims services resource aggregating platform, as well as Fanhua RONS DOP, a digital marketing platform; Fanhua RONS Guanjia, a customer service platform; and Fanhua WeCom that enables agents to directly interact with existing and potential customers. It serves customers through insurance sales and service group, and insurance agencies, as well as sales and service branches and outlets, registered independent sales agents, and in-house claims adjustors. The company was formerly known as CNinsure Inc. and changed its name to Fanhua Inc. in December 2016. Fanhua Inc. was founded in 1998 and is headquartered in Guangzhou, China.

URL

http://ir.fanhuaholdings.com/

IPO date

Oct 31, 2007

Employees

5,238

Domiciled in

Incorporated in

Valuation

Order:

Title CNY in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title CNY in thousands, except ratios and share amounts	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12	2014‑12
Income
Revenues	3,198,389 14.98%	2,781,614 -14.96%	3,271,114 0.09%
Cost of revenue	3,002,564	2,612,939	2,969,209
Unusual Expense (Income)
NOPBT	195,825	168,675	301,905
NOPBT Margin	6.12%	6.06%	9.23%
Operating Taxes	59,402	41,016	90,574
Tax Rate	30.33%	24.32%	30.00%
NOPAT	136,423	127,659	211,331
Net income	280,477 80.58%	155,319 -38.12%	250,989 -6.44%
Dividends		(52,069)	(242,518)
Dividend yield		261.95%	1,240.37%
Proceeds from repurchase of equity	(40,556)	(3,984)
BB yield	226.56%	20.04%
Debt
Debt current	221,464	97,983	87,012
Long-term debt	199,786	210,684	343,578
Deferred revenue	435,753
Other long-term liabilities	182,524	229,564	171,082
Net debt	(1,028,558)	(610,647)	(1,340,524)
Cash flow
Cash from operating activities	101,787	137,752	126,199
CAPEX	(12,996)	(77,746)	(30,785)
Cash from investing activities	(234,308)	(127,562)	450,399
Cash from financing activities	86,176	(20,371)	(260,299)
FCF	461,531	(358,612)	166,936
Balance
Cash	1,546,151	915,279	1,435,306
Long term investments	(96,343)	4,035	335,808
Excess cash	1,289,889	780,233	1,607,558
Stockholders' equity	2,174,975	1,730,880	1,999,502
Invested Capital	1,711,136	1,222,811	608,959
ROIC	9.30%	13.94%	45.59%
ROCE	6.22%	8.01%	13.18%
EV
Common stock shares outstanding	53,837	53,723	53,715
Price	0.33 -10.14%	0.37 1.65%	0.36 -39.53%
Market cap	17,901 -9.94%	19,877 1.66%	19,552 -39.53%
EV	(744,402)	(482,842)	(1,159,355)
EBITDA	229,875	188,148	320,292
EV/EBITDA
Interest		13,674
Interest/NOPBT		8.11%