XNASCBFV
Market cap144mUSD
Jan 17, Last price
28.28USD
1D
-0.25%
1Q
-1.43%
Jan 2017
9.40%
Name
CB Financial Services Inc
Chart & Performance
Profile
CB Financial Services, Inc. operates as the bank holding company for Community Bank that provides various banking products and services for individuals and businesses in southwestern Pennsylvania, West Virginia, and Ohio. The company's primary deposit products include demand deposits, NOW accounts, money market accounts, and savings accounts, as well as time deposit products. Its loan products comprise residential real estate loans, such as one- to four-family mortgage loans, home equity installment loans, and home equity lines of credit; commercial real estate loans that are secured primarily by improved properties, such as retail facilities, office buildings, and other non-residential buildings; construction loans to individuals to finance the construction of residential dwellings, as well as for the construction of commercial properties, including hotels, apartment buildings, housing developments, and owner-occupied properties used for businesses; commercial and industrial loans, and lines of credit; consumer loans consisting of indirect auto loans, secured and unsecured loans, and lines of credit; and other loans. In addition, the company conducts insurance agency activities by offering property and casualty, commercial liability, surety, and other insurance products. It operates through its main office and 13 branch offices in Greene, Allegheny, Washington, Fayette, and Westmoreland counties in southwestern Pennsylvania; Marshall and Ohio counties in West Virginia; and Belmont County in Ohio, as well as one loan production offices in Allegheny County. The company was founded in 1901 and is headquartered in Carmichaels, Pennsylvania.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 68,735 12,676.02% | 538 -98.86% | |||||||
Cost of revenue | 83,129 | 19,634 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | (14,394) | (19,096) | |||||||
NOPBT Margin | |||||||||
Operating Taxes | 7,735 | 2,833 | |||||||
Tax Rate | |||||||||
NOPAT | (22,129) | (21,929) | |||||||
Net income | 22,550 100.50% | 11,247 -2.79% | |||||||
Dividends | (5,111) | (4,920) | |||||||
Dividend yield | 4.19% | 4.46% | |||||||
Proceeds from repurchase of equity | (843) | (4,582) | |||||||
BB yield | 0.69% | 4.15% | |||||||
Debt | |||||||||
Debt current | 8,060 | ||||||||
Long-term debt | 36,108 | 16,619 | |||||||
Deferred revenue | (2,945) | ||||||||
Other long-term liabilities | 1,268,944 | 1,004 | |||||||
Net debt | (239,210) | (456,439) | |||||||
Cash flow | |||||||||
Cash from operating activities | 14,236 | 14,151 | |||||||
CAPEX | (3,293) | (509) | |||||||
Cash from investing activities | (54,727) | (28,307) | |||||||
Cash from financing activities | 5,014 | (1,818) | |||||||
FCF | 3,542 | 1,547 | |||||||
Balance | |||||||||
Cash | 68,223 | 291,060 | |||||||
Long term investments | 207,095 | 190,058 | |||||||
Excess cash | 271,881 | 481,091 | |||||||
Stockholders' equity | 69,045 | 39,999 | |||||||
Invested Capital | 1,387,046 | 1,374,054 | |||||||
ROIC | |||||||||
ROCE | |||||||||
EV | |||||||||
Common stock shares outstanding | 5,123 | 5,149 | |||||||
Price | 23.81 11.11% | 21.43 -10.97% | |||||||
Market cap | 121,977 10.54% | 110,350 -14.99% | |||||||
EV | (117,233) | (346,089) | |||||||
EBITDA | (11,657) | (16,392) | |||||||
EV/EBITDA | 10.06 | 21.11 | |||||||
Interest | 17,672 | 4,781 | |||||||
Interest/NOPBT |