XNASBCML
Market cap293mUSD
Jan 16, Last price
26.42USD
1D
-1.38%
1Q
7.79%
Jan 2017
77.79%
Name
BayCom Corp
Chart & Performance
Profile
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company offers demand, savings, money market, and time deposit accounts. It also provides commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company offers online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, direct deposit, treasury management, wire transfer, automated clearing house services, debit cards, cashier's and travelers checks, letters of credit, lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. As of December 31, 2021, it operated through a network of 33 full-service banking branches in Northern and Southern California; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.
IPO date
Aug 09, 2004
Employees
383
Domiciled in
US
Incorporated in
US
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 102,836 -2.35% | 105,306 25.27% | |||||||
Cost of revenue | 43,590 | 42,752 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 59,246 | 62,554 | |||||||
NOPBT Margin | 57.61% | 59.40% | |||||||
Operating Taxes | 10,733 | 10,024 | |||||||
Tax Rate | 18.12% | 16.02% | |||||||
NOPAT | 48,513 | 52,530 | |||||||
Net income | 27,425 15.57% | 23,730 14.69% | |||||||
Dividends | (3,637) | (2,020) | |||||||
Dividend yield | 1.28% | 0.81% | |||||||
Proceeds from repurchase of equity | (24,114) | 46,181 | |||||||
BB yield | 8.47% | -18.54% | |||||||
Debt | |||||||||
Debt current | 3,877 | ||||||||
Long-term debt | 101,950 | 106,471 | |||||||
Deferred revenue | (8,620) | ||||||||
Other long-term liabilities | 2,148,839 | (72,800) | |||||||
Net debt | (264,800) | (263,952) | |||||||
Cash flow | |||||||||
Cash from operating activities | 30,802 | 39,612 | |||||||
CAPEX | (2,123) | (843) | |||||||
Cash from investing activities | 80,402 | 53,940 | |||||||
Cash from financing activities | 19,520 | (296,424) | |||||||
FCF | 79,299 | 37,750 | |||||||
Balance | |||||||||
Cash | 181,053 | 196,982 | |||||||
Long term investments | 185,697 | 177,318 | |||||||
Excess cash | 361,608 | 369,035 | |||||||
Stockholders' equity | 312,582 | 316,862 | |||||||
Invested Capital | 2,239,378 | 2,175,196 | |||||||
ROIC | 2.20% | 2.47% | |||||||
ROCE | 2.32% | 2.50% | |||||||
EV | |||||||||
Common stock shares outstanding | 12,074 | 13,124 | |||||||
Price | 23.59 24.29% | 18.98 1.17% | |||||||
Market cap | 284,830 14.35% | 249,097 22.01% | |||||||
EV | 20,030 | (14,855) | |||||||
EBITDA | 62,209 | 66,573 | |||||||
EV/EBITDA | 0.32 | ||||||||
Interest | 28,463 | 10,351 | |||||||
Interest/NOPBT | 48.04% | 16.55% |