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XNASBCML
Market cap293mUSD
Jan 16, Last price  
26.42USD
1D
-1.38%
1Q
7.79%
Jan 2017
77.79%
Name

BayCom Corp

Chart & Performance

D1W1MN
XNAS:BCML chart
P/E
10.71
P/S
2.86
EPS
2.47
Div Yield, %
1.24%
Shrs. gr., 5y
4.49%
Rev. gr., 5y
11.75%
Revenues
103m
-2.35%
275,8471,753,0002,910,0004,132,0004,511,45411,627,99513,264,47617,705,69323,877,31327,605,60044,388,00059,000,00077,193,00087,028,00084,063,000105,306,000102,836,000
Net income
27m
+15.57%
-732,351-526,000426,0001,207,000319,8842,154,5882,690,0185,178,4297,452,4445,911,9365,260,00014,492,00017,319,00013,726,00020,691,00023,730,00027,425,000
CFO
31m
-22.24%
-479,9721,402,9331,050,2616,773,9822,219,7256,504,8026,173,5776,319,1139,328,0006,237,0006,956,0009,997,00010,429,00039,612,00030,802,000
Dividend
Sep 19, 20240.1 USD/sh
Earnings
Jan 23, 2025

Profile

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company offers demand, savings, money market, and time deposit accounts. It also provides commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company offers online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, direct deposit, treasury management, wire transfer, automated clearing house services, debit cards, cashier's and travelers checks, letters of credit, lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. As of December 31, 2021, it operated through a network of 33 full-service banking branches in Northern and Southern California; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.
IPO date
Aug 09, 2004
Employees
383
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
102,836
-2.35%
105,306
25.27%
Cost of revenue
43,590
42,752
Unusual Expense (Income)
NOPBT
59,246
62,554
NOPBT Margin
57.61%
59.40%
Operating Taxes
10,733
10,024
Tax Rate
18.12%
16.02%
NOPAT
48,513
52,530
Net income
27,425
15.57%
23,730
14.69%
Dividends
(3,637)
(2,020)
Dividend yield
1.28%
0.81%
Proceeds from repurchase of equity
(24,114)
46,181
BB yield
8.47%
-18.54%
Debt
Debt current
3,877
Long-term debt
101,950
106,471
Deferred revenue
(8,620)
Other long-term liabilities
2,148,839
(72,800)
Net debt
(264,800)
(263,952)
Cash flow
Cash from operating activities
30,802
39,612
CAPEX
(2,123)
(843)
Cash from investing activities
80,402
53,940
Cash from financing activities
19,520
(296,424)
FCF
79,299
37,750
Balance
Cash
181,053
196,982
Long term investments
185,697
177,318
Excess cash
361,608
369,035
Stockholders' equity
312,582
316,862
Invested Capital
2,239,378
2,175,196
ROIC
2.20%
2.47%
ROCE
2.32%
2.50%
EV
Common stock shares outstanding
12,074
13,124
Price
23.59
24.29%
18.98
1.17%
Market cap
284,830
14.35%
249,097
22.01%
EV
20,030
(14,855)
EBITDA
62,209
66,573
EV/EBITDA
0.32
Interest
28,463
10,351
Interest/NOPBT
48.04%
16.55%