Loading...
XCSE
SPNO
Market cap3.54bUSD
Apr 03, Last price  
209.00DKK
1D
-0.24%
1Q
1.70%
Jan 2017
158.02%
Name

Spar Nord Bank A/S

Chart & Performance

D1W1MN
P/E
10.76
P/S
4.34
EPS
19.43
Div Yield, %
4.78%
Shrs. gr., 5y
-1.17%
Rev. gr., 5y
11.29%
Revenues
5.51b
-3.15%
1,548,190,0001,783,453,0001,724,722,0001,780,895,0002,607,500,0002,493,900,0002,114,700,0002,388,300,0003,029,100,0003,224,400,0003,363,800,0003,189,600,0003,146,000,0002,996,000,0003,229,000,0005,386,000,0003,727,000,0004,069,000,0005,691,000,0005,512,000,000
Net income
2.22b
-8.22%
479,321,000828,553,000985,822,00095,296,000117,500,000105,000,000274,800,000223,800,000536,100,000613,600,000896,800,000838,200,000989,000,000920,000,0001,059,000,000737,000,0001,368,000,0001,417,000,0002,421,000,0002,222,000,000
CFO
1.73b
P
-87,158,0003,955,864,000-2,214,293,000611,791,000-1,593,000,000-1,572,000,000622,600,0003,349,500,000-3,363,300,0005,167,200,000-1,791,400,00092,300,000583,000,000154,000,000-1,711,000,000-149,000,000-658,000,000-473,000,000-4,179,000,0001,727,000,000
Dividend
Mar 20, 202410 DKK/sh
Earnings
Apr 30, 2025

Profile

Spar Nord Bank A/S provides various banking products and services to retail, business, and public sector customers in Denmark. It offers deposits, loans, advances, and guarantee services, as well as custodianship accounts. The company also provides trading services in the field of equities, bonds, interest and forex, asset management, and international transactions, as well as leasing products. In addition, it offers consumer financing services through retail stores; gift voucher solutions through shopping centers and shopping center associations; and direct loans through its website, sparxpres.dk. Spar Nord Bank A/S was founded in 1824 and is based in Aalborg, Denmark.
IPO date
May 29, 1990
Employees
Domiciled in
DK
Incorporated in
DK

Valuation

Title
DKK in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
5,512,000
-3.15%
5,691,000
39.86%
4,069,000
9.18%
Cost of revenue
207,000
1,785,000
172,000
Unusual Expense (Income)
NOPBT
5,305,000
3,906,000
3,897,000
NOPBT Margin
96.24%
68.63%
95.77%
Operating Taxes
684,000
720,000
313,000
Tax Rate
12.89%
18.43%
8.03%
NOPAT
4,621,000
3,186,000
3,584,000
Net income
2,222,000
-8.22%
2,421,000
70.85%
1,417,000
3.58%
Dividends
(1,171,000)
(540,000)
(615,000)
Dividend yield
4.90%
4.25%
4.74%
Proceeds from repurchase of equity
(406,000)
(329,000)
(194,000)
BB yield
1.70%
2.59%
1.50%
Debt
Debt current
2,571,000
Long-term debt
136,000
8,100,000
Deferred revenue
Other long-term liabilities
48,682,000
(7,892,000)
Net debt
(63,996,000)
(61,235,000)
(43,036,000)
Cash flow
Cash from operating activities
1,727,000
(4,179,000)
(473,000)
CAPEX
(69,000)
(38,000)
(55,000)
Cash from investing activities
(43,000)
(113,000)
(38,000)
Cash from financing activities
(1,640,000)
2,197,000
809,000
FCF
(63,394,000)
74,370,000
4,886,000
Balance
Cash
2,263,000
1,715,000
3,660,000
Long term investments
61,733,000
59,656,000
50,047,000
Excess cash
63,720,400
61,086,450
53,503,550
Stockholders' equity
12,895,000
13,979,000
10,716,000
Invested Capital
130,890,000
51,223,000
115,712,000
ROIC
5.07%
3.82%
3.18%
ROCE
3.69%
5.99%
3.08%
EV
Common stock shares outstanding
115,914
119,189
121,823
Price
206.00
93.25%
106.60
0.19%
106.40
27.27%
Market cap
23,878,254
87.93%
12,705,598
-1.98%
12,961,952
26.12%
EV
(40,117,746)
(48,529,402)
(30,074,048)
EBITDA
5,396,000
4,000,000
3,995,000
EV/EBITDA
Interest
818,000
577,000
412,000
Interest/NOPBT
15.42%
14.77%
10.57%