XCSESPNO
Market cap3.31bUSD
Dec 20, Last price
205.50DKK
1D
0.24%
1Q
60.80%
Jan 2017
153.70%
Name
Spar Nord Bank A/S
Chart & Performance
Profile
Spar Nord Bank A/S provides various banking products and services to retail, business, and public sector customers in Denmark. It offers deposits, loans, advances, and guarantee services, as well as custodianship accounts. The company also provides trading services in the field of equities, bonds, interest and forex, asset management, and international transactions, as well as leasing products. In addition, it offers consumer financing services through retail stores; gift voucher solutions through shopping centers and shopping center associations; and direct loans through its website, sparxpres.dk. Spar Nord Bank A/S was founded in 1824 and is based in Aalborg, Denmark.
Valuation
Title DKK in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 5,691,000 39.86% | 4,069,000 9.18% | 3,727,000 -30.80% | |||||||
Cost of revenue | 1,785,000 | 172,000 | 162,000 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 3,906,000 | 3,897,000 | 3,565,000 | |||||||
NOPBT Margin | 68.63% | 95.77% | 95.65% | |||||||
Operating Taxes | 720,000 | 313,000 | 333,000 | |||||||
Tax Rate | 18.43% | 8.03% | 9.34% | |||||||
NOPAT | 3,186,000 | 3,584,000 | 3,232,000 | |||||||
Net income | 2,421,000 70.85% | 1,417,000 3.58% | 1,368,000 85.62% | |||||||
Dividends | (540,000) | (615,000) | (184,000) | |||||||
Dividend yield | 4.25% | 4.74% | 1.79% | |||||||
Proceeds from repurchase of equity | (329,000) | (194,000) | 2,000 | |||||||
BB yield | 2.59% | 1.50% | -0.02% | |||||||
Debt | ||||||||||
Debt current | 2,571,000 | 3,857,000 | ||||||||
Long-term debt | 136,000 | 8,100,000 | 6,643,000 | |||||||
Deferred revenue | 6,515,000 | |||||||||
Other long-term liabilities | 48,682,000 | (7,892,000) | (6,519,000) | |||||||
Net debt | (61,235,000) | (43,036,000) | (39,994,000) | |||||||
Cash flow | ||||||||||
Cash from operating activities | (4,179,000) | (473,000) | (658,000) | |||||||
CAPEX | (38,000) | (55,000) | (358,000) | |||||||
Cash from investing activities | (113,000) | (38,000) | (390,000) | |||||||
Cash from financing activities | 2,197,000 | 809,000 | 2,504,000 | |||||||
FCF | 74,370,000 | 4,886,000 | 3,859,000 | |||||||
Balance | ||||||||||
Cash | 1,715,000 | 3,660,000 | 3,282,000 | |||||||
Long term investments | 59,656,000 | 50,047,000 | 47,212,000 | |||||||
Excess cash | 61,086,450 | 53,503,550 | 50,307,650 | |||||||
Stockholders' equity | 13,979,000 | 10,716,000 | 10,419,000 | |||||||
Invested Capital | 51,223,000 | 115,712,000 | 109,933,000 | |||||||
ROIC | 3.82% | 3.18% | 3.12% | |||||||
ROCE | 5.99% | 3.08% | 2.96% | |||||||
EV | ||||||||||
Common stock shares outstanding | 119,189 | 121,823 | 122,940 | |||||||
Price | 106.60 0.19% | 106.40 27.27% | 83.60 39.80% | |||||||
Market cap | 12,705,598 -1.98% | 12,961,952 26.12% | 10,277,744 39.81% | |||||||
EV | (48,529,402) | (30,074,048) | (29,716,256) | |||||||
EBITDA | 4,000,000 | 3,995,000 | 3,661,000 | |||||||
EV/EBITDA | ||||||||||
Interest | 577,000 | 412,000 | 468,000 | |||||||
Interest/NOPBT | 14.77% | 10.57% | 13.13% |