Royal Bank of Canada

Chart & Performance

D1W1MN

Profile

Royal Bank of Canada operates as a diversified financial service company. The company operates through five segments: Personal & Commercial Banking, Wealth Management, Insurance, Investor & Treasury, and Capital Markets. The Personal & Commercial Banking segment offers checking and savings accounts, home equity financing, personal lending, private banking, mutual funds and self-directed brokerage accounts, guaranteed investment certificates, credit cards, and payment products and solutions, as well as indirect lending, including auto financing; and lending, leasing, deposit, investment, foreign exchange, cash management, auto dealer financing, trade products, and services to small and medium-sized commercial businesses. This segment offers financial products and services through branches, automated teller machines, and mobile sales network. The Wealth Management segment provides a suite of advice-based solutions and strategies to high net worth and ultra-high net worth individuals, and institutional clients. The Insurance segment offers life, health, wealth, home, auto, travel, annuities, and reinsurance advice and solutions through its advice centers, RBC insurance stores, mobile advisors, and digital platforms, as well as independent brokers and partners. The Investor & Treasury Services segment provides custody, fund administration, shareholder, private capital, transaction banking, cash and liquidity management, foreign exchange, securities finance, and treasury services. The Capital Markets segment offers corporate and investment banking, as well as equity and debt origination, distribution, advisory, sale, and trading services for corporations, institutional investors, asset managers, private equity firms, and governments. The company was founded in 1864 and is headquartered in Toronto, Canada.

URL

https://www.rbcroyalbank.com/

IPO date

Jun 17, 1905

Employees

93,753

Domiciled in

Incorporated in

Valuation

Order:

Title CAD in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title CAD in thousands, except ratios and share amounts	2024‑10	2023‑10	2022‑10	2021‑10	2020‑10	2019‑10	2018‑10	2017‑10	2016‑10	2015‑10
Income
Revenues	57,491,000 7.14%	53,661,000 10.02%	48,775,000 -1.54%
Cost of revenue	21,083,000	23,885,000	18,311,000
Unusual Expense (Income)
NOPBT	36,408,000	29,776,000	30,464,000
NOPBT Margin	63.33%	55.49%	62.46%
Operating Taxes	3,622,000	3,600,000	4,302,000
Tax Rate	9.95%	12.09%	14.12%
NOPAT	32,786,000	26,176,000	26,162,000
Net income	16,230,000 9.23%	14,859,000 -5.92%	15,794,000 -1.52%
Dividends	(6,637,000)	(5,549,000)	(6,960,000)
Dividend yield	3.88%	4.99%	5.35%
Proceeds from repurchase of equity	(812,000)	164,000	(5,757,000)
BB yield	0.47%	-0.15%	4.43%
Debt
Debt current	136,017,000	118,321,000	142,952,000
Long-term debt	342,858,000	331,998,000	287,334,000
Deferred revenue	4,149,000	3,830,000	3,660,000
Other long-term liabilities	(342,876,000)	1,556,168,000	(126,740,000)
Net debt	(129,004,000)	(171,916,000)	(129,244,000)
Cash flow
Cash from operating activities	23,139,000	26,079,000	21,942,000
CAPEX	(2,280,000)	(2,730,000)	(2,500,000)
Cash from investing activities	(20,887,000)	(28,265,000)	(57,054,000)
Cash from financing activities	(8,146,000)	(9,833,000)	(2,185,000)
FCF	45,342,000	(114,825,000)	28,791,000
Balance
Cash	167,126,000	212,004,000	240,596,000
Long term investments	440,753,000	410,231,000	318,934,000
Excess cash	605,004,450	619,551,950	557,091,250
Stockholders' equity	118,744,000	111,139,000	108,514,000
Invested Capital	2,188,313,000	2,016,004,000	1,789,499,000
ROIC	1.56%	1.38%	1.55%
ROCE	1.58%	1.40%	1.60%
EV
Common stock shares outstanding	1,416,149	1,392,529	1,406,034
Price	120.89 51.34%	79.88 -13.62%	92.47 -11.10%
Market cap	171,198,253 53.91%	111,235,217 -14.44%	130,015,964 -12.39%
EV	51,317,253	(53,267,783)	8,205,964
EBITDA	39,389,000	32,630,000	33,116,000
EV/EBITDA	1.30		0.25
Interest	76,998,000	61,862,000	18,054,000
Interest/NOPBT	211.49%	207.76%	59.26%