OTCMPYFRF
Market cap130mUSD
Jan 06, Last price
2.71USD
1D
0.82%
1Q
63.75%
IPO
-66.13%
Name
Payfare Inc
Chart & Performance
P/E
14.26
P/S
1.01
EPS
0.27
Div Yield, %
0.00%
Shrs. gr., 5y
3.27%
Rev. gr., 5y
120.27%
Revenues
186m
+43.19%
Net income
13m
P
CFO
23m
+187.41%
Earnings
Jun 13, 2025
Profile
Payfare Inc., a financial technology company, provides instant payment and digital banking solutions to gig economy workers in Canada, the United States, and Mexico. The company offers PayFare, a platform that provides access to earnings, as well as banking services, such as ATM withdrawals, funds transfers, bill payments, and savings wallets. Payfare Inc. was incorporated in 2012 and is headquartered in Vancouver, Canada.
Valuation
Title CAD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | |
| Income | ||||||||
Revenues | 186,044 43.19% | 129,928 196.81% | ||||||
Cost of revenue | 165,338 | 128,938 | ||||||
Unusual Expense (Income) | ||||||||
NOPBT | 20,706 | 990 | ||||||
NOPBT Margin | 11.13% | 0.76% | ||||||
Operating Taxes | 134 | 63 | ||||||
Tax Rate | 0.65% | 6.34% | ||||||
NOPAT | 20,572 | 927 | ||||||
Net income | 13,124 -546.95% | (2,936) -86.26% | ||||||
Dividends | ||||||||
Dividend yield | ||||||||
Proceeds from repurchase of equity | (191) | (2,678) | ||||||
BB yield | ||||||||
| Debt | ||||||||
Debt current | 36 | |||||||
Long-term debt | 36 | |||||||
Deferred revenue | ||||||||
Other long-term liabilities | ||||||||
Net debt | (78,153) | (42,514) | ||||||
| Cash flow | ||||||||
Cash from operating activities | 22,620 | 7,870 | ||||||
CAPEX | (61) | (3,551) | ||||||
Cash from investing activities | (5,579) | (3,551) | ||||||
Cash from financing activities | 5,486 | (2,738) | ||||||
FCF | 22,446 | 4,879 | ||||||
| Balance | ||||||||
Cash | 78,153 | 42,586 | ||||||
Long term investments | ||||||||
Excess cash | 68,851 | 36,090 | ||||||
Stockholders' equity | 52,776 | 32,516 | ||||||
Invested Capital | 18,470 | 17,145 | ||||||
ROIC | 115.52% | 6.22% | ||||||
ROCE | 29.06% | 1.99% | ||||||
| EV | ||||||||
Common stock shares outstanding | 48,631 | 46,053 | ||||||
Price | ||||||||
Market cap | ||||||||
EV | ||||||||
EBITDA | 24,040 | 2,370 | ||||||
EV/EBITDA | ||||||||
Interest | 256 | 2 | ||||||
Interest/NOPBT | 0.00% | 0.18% | ||||||