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OTCMPSBQ
Market cap110mUSD
Feb 18, Last price  
26.20USD
1D
0.96%
1Q
-6.09%
Jan 2017
-55.59%
Name

PSB Holdings Inc

Chart & Performance

D1W1MN
No data to show
P/E
11.52
P/S
2.43
EPS
2.27
Div Yield, %
2.37%
Shrs. gr., 5y
-1.30%
Rev. gr., 5y
5.17%
Revenues
45m
-4.19%
17,212,00017,577,00017,048,00017,839,00017,614,00022,527,00024,462,00024,894,00025,297,00026,500,00027,593,00029,623,00031,917,00033,163,00035,338,00038,864,00043,380,00048,185,00047,447,00045,457,000
Net income
10m
-29.83%
3,526,0004,340,0003,427,0004,140,0003,301,0003,116,0004,754,0005,305,0006,009,0004,744,0006,440,0007,749,0008,436,0007,187,00010,312,00011,247,00010,689,00012,817,00013,637,0009,569,000
CFO
13m
-28.36%
4,939,0005,912,0003,911,0005,496,0005,362,0003,664,0008,719,0009,657,0007,556,00013,034,0009,035,0009,201,0008,921,00011,384,00011,177,00013,765,00017,460,00013,392,00018,285,00013,100,000
Dividend
Jul 11, 20240.32 USD/sh
Earnings
Apr 21, 2025

Profile

PSB Holdings, Inc. operates as the holding company for Peoples State Bank that provides a range of retail consumer and commercial banking products and services to individuals and businesses. The company offers checking, savings, individual retirement, and money market accounts, as well as certificates of deposit; and certificate of deposit account registry services. It also provides debit, prepaid, and credit cards; fixed and adjustable rate mortgages; guaranteed rural housing, veterans administration, federal housing administration, construction, land, auto, personal, and student loans; home equity line of credit and loans; overdrafts; business lines of credit, equipment financing, healthcare specialty lending, small business administration loans, and business real estate financing; and business acquisition and buy-outs, and cash management services. In addition, the company offers private banking services; e-statements; investment and insurance products; commercial treasury management services; sweeps and zero balance accounts; and online bill pay, fraud protection, automated clearing house, on-site deposit, and merchant services, as well as online and mobile banking services. As of January 28, 2022, it operated ten full-service banking locations in Marathon, Oneida, Vilas, Milwaukee, and Waukesha counties, Wisconsin; and a loan production office in Stevens Point, Wisconsin. The company was founded in 1962 and is headquartered in Wausau, Wisconsin.
IPO date
Jan 20, 2000
Employees
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
45,457
-4.19%
47,447
-1.53%
Cost of revenue
(3,467)
18,630
Unusual Expense (Income)
NOPBT
48,924
28,817
NOPBT Margin
107.63%
60.74%
Operating Taxes
4,845
4,294
Tax Rate
9.90%
14.90%
NOPAT
44,079
24,523
Net income
9,569
-29.83%
13,637
6.40%
Dividends
(2,993)
(2,261)
Dividend yield
3.21%
2.34%
Proceeds from repurchase of equity
(3,029)
3,869
BB yield
3.25%
-4.00%
Debt
Debt current
43,129
18,041
Long-term debt
116,776
61,505
Deferred revenue
Other long-term liabilities
216,825
(61,368)
Net debt
137,587
(424,015)
Cash flow
Cash from operating activities
13,100
18,285
CAPEX
(1,226)
(1,540)
Cash from investing activities
(87,046)
(92,931)
Cash from financing activities
72,317
50,512
FCF
(732,782)
557,034
Balance
Cash
22,318
221,516
Long term investments
282,045
Excess cash
20,045
501,189
Stockholders' equity
121,007
110,813
Invested Capital
1,447,184
300,472
ROIC
5.04%
5.01%
ROCE
3.33%
7.01%
EV
Common stock shares outstanding
4,212
4,416
Price
22.11
0.96%
21.90
-15.93%
Market cap
93,126
-3.71%
96,710
-16.66%
EV
237,913
(320,105)
EBITDA
50,285
32,228
EV/EBITDA
4.73
Interest
22,848
6,186
Interest/NOPBT
46.70%
21.47%