OTCMPSBQ
Market cap110mUSD
Feb 18, Last price
26.20USD
1D
0.96%
1Q
-6.09%
Jan 2017
-55.59%
Name
PSB Holdings Inc
Chart & Performance
Profile
PSB Holdings, Inc. operates as the holding company for Peoples State Bank that provides a range of retail consumer and commercial banking products and services to individuals and businesses. The company offers checking, savings, individual retirement, and money market accounts, as well as certificates of deposit; and certificate of deposit account registry services. It also provides debit, prepaid, and credit cards; fixed and adjustable rate mortgages; guaranteed rural housing, veterans administration, federal housing administration, construction, land, auto, personal, and student loans; home equity line of credit and loans; overdrafts; business lines of credit, equipment financing, healthcare specialty lending, small business administration loans, and business real estate financing; and business acquisition and buy-outs, and cash management services. In addition, the company offers private banking services; e-statements; investment and insurance products; commercial treasury management services; sweeps and zero balance accounts; and online bill pay, fraud protection, automated clearing house, on-site deposit, and merchant services, as well as online and mobile banking services. As of January 28, 2022, it operated ten full-service banking locations in Marathon, Oneida, Vilas, Milwaukee, and Waukesha counties, Wisconsin; and a loan production office in Stevens Point, Wisconsin. The company was founded in 1962 and is headquartered in Wausau, Wisconsin.
IPO date
Jan 20, 2000
Employees
Domiciled in
US
Incorporated in
US
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 45,457 -4.19% | 47,447 -1.53% | |||||||
Cost of revenue | (3,467) | 18,630 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 48,924 | 28,817 | |||||||
NOPBT Margin | 107.63% | 60.74% | |||||||
Operating Taxes | 4,845 | 4,294 | |||||||
Tax Rate | 9.90% | 14.90% | |||||||
NOPAT | 44,079 | 24,523 | |||||||
Net income | 9,569 -29.83% | 13,637 6.40% | |||||||
Dividends | (2,993) | (2,261) | |||||||
Dividend yield | 3.21% | 2.34% | |||||||
Proceeds from repurchase of equity | (3,029) | 3,869 | |||||||
BB yield | 3.25% | -4.00% | |||||||
Debt | |||||||||
Debt current | 43,129 | 18,041 | |||||||
Long-term debt | 116,776 | 61,505 | |||||||
Deferred revenue | |||||||||
Other long-term liabilities | 216,825 | (61,368) | |||||||
Net debt | 137,587 | (424,015) | |||||||
Cash flow | |||||||||
Cash from operating activities | 13,100 | 18,285 | |||||||
CAPEX | (1,226) | (1,540) | |||||||
Cash from investing activities | (87,046) | (92,931) | |||||||
Cash from financing activities | 72,317 | 50,512 | |||||||
FCF | (732,782) | 557,034 | |||||||
Balance | |||||||||
Cash | 22,318 | 221,516 | |||||||
Long term investments | 282,045 | ||||||||
Excess cash | 20,045 | 501,189 | |||||||
Stockholders' equity | 121,007 | 110,813 | |||||||
Invested Capital | 1,447,184 | 300,472 | |||||||
ROIC | 5.04% | 5.01% | |||||||
ROCE | 3.33% | 7.01% | |||||||
EV | |||||||||
Common stock shares outstanding | 4,212 | 4,416 | |||||||
Price | 22.11 0.96% | 21.90 -15.93% | |||||||
Market cap | 93,126 -3.71% | 96,710 -16.66% | |||||||
EV | 237,913 | (320,105) | |||||||
EBITDA | 50,285 | 32,228 | |||||||
EV/EBITDA | 4.73 | ||||||||
Interest | 22,848 | 6,186 | |||||||
Interest/NOPBT | 46.70% | 21.47% |