OTCM
NASB
Market cap252mUSD
Jul 09, Last price
34.99USD
1D
2.91%
1Q
0.69%
Jan 2017
5.42%
Name
Nasb Financial Inc
Chart & Performance
Profile
NASB Financial, Inc. operates as a unitary thrift holding company for North American Savings Bank, F.S.B. that provides various banking products and services in the United States. The company offers checking, savings, money market, and certificate of deposit accounts. It also mortgages and refinancing products, including conventional, veterans administration, federal housing administration, jumbo, and IRA residential real-estate loans. In addition, the company provides commercial real estate development and commercial loans, such as multifamily, retail, single-tenant, multi-tenant, office, industrial, and other loans; investment property loans; and construction and development loans. It operates 10 branch offices, 50 ATMs, and 3 mortgage loan offices. The company was founded in 1927 and is based in Grandview, Missouri.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2024‑09 | 2023‑09 | 2022‑09 | 2021‑09 | 2020‑09 | 2019‑09 | 2018‑09 | 2017‑09 | 2016‑09 | 2015‑09 | |
Income | ||||||||||
Revenues | 85,576 -6.66% | 91,682 -29.11% | 129,338 -30.59% | |||||||
Cost of revenue | 11,058 | 46,414 | 77,858 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 74,518 | 45,268 | 51,480 | |||||||
NOPBT Margin | 87.08% | 49.38% | 39.80% | |||||||
Operating Taxes | 7,298 | 9,112 | 9,541 | |||||||
Tax Rate | 9.79% | 20.13% | 18.53% | |||||||
NOPAT | 67,220 | 36,156 | 41,939 | |||||||
Net income | 28,257 30.54% | 21,647 -32.54% | 32,090 -56.46% | |||||||
Dividends | (7,353) | (11,855) | (24,448) | |||||||
Dividend yield | 5.39% | 6.13% | ||||||||
Proceeds from repurchase of equity | (6,224) | (783) | (247) | |||||||
BB yield | 0.36% | 0.06% | ||||||||
Debt | ||||||||||
Debt current | 394,000 | |||||||||
Long-term debt | 482,526 | 603,672 | 724,222 | |||||||
Deferred revenue | 2,252,759 | |||||||||
Other long-term liabilities | 1,955,384 | 1,008,783 | (724,222) | |||||||
Net debt | 167,349 | (276,891) | 498,825 | |||||||
Cash flow | ||||||||||
Cash from operating activities | 21,256 | 146,291 | 457,512 | |||||||
CAPEX | (1,819) | (1,335) | (4,401) | |||||||
Cash from investing activities | (118,405) | (117,272) | (653,611) | |||||||
Cash from financing activities | 7,135 | 163,985 | 292,702 | |||||||
FCF | 63,860 | (44,731) | (188,338) | |||||||
Balance | ||||||||||
Cash | 315,177 | 642,877 | 415,792 | |||||||
Long term investments | 237,686 | 203,605 | ||||||||
Excess cash | 310,898 | 875,979 | 612,930 | |||||||
Stockholders' equity | 452,383 | 419,423 | 411,814 | |||||||
Invested Capital | 2,540,216 | 1,598,401 | 1,710,695 | |||||||
ROIC | 3.25% | 2.19% | 2.72% | |||||||
ROCE | 2.61% | 2.23% | 2.41% | |||||||
EV | ||||||||||
Common stock shares outstanding | 7,377 | 7,409 | 7,408 | |||||||
Price | 29.69 -44.88% | 53.87 -14.50% | ||||||||
Market cap | 219,966 -44.88% | 399,064 -14.55% | ||||||||
EV | (56,925) | 897,889 | ||||||||
EBITDA | 75,353 | 46,209 | 52,650 | |||||||
EV/EBITDA | 17.05 | |||||||||
Interest | 57,712 | 16,035 | ||||||||
Interest/NOPBT | 127.49% | 31.15% |