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OTCMISBA
Market cap191mUSD
Jan 23, Last price  
25.79USD
1D
-0.04%
1Q
19.95%
Jan 2017
-7.40%
Name

Isabella Bank Corp

Chart & Performance

D1W1MN
OTCM:ISBA chart
P/E
10.56
P/S
2.70
EPS
2.44
Div Yield, %
3.26%
Shrs. gr., 5y
-1.26%
Rev. gr., 5y
3.75%
Revenues
71m
-0.13%
8,900,0009,253,0009,780,00011,173,00043,581,00048,422,00049,313,00049,920,00053,722,00052,664,00052,945,00050,888,00052,189,00056,731,00059,179,00057,484,00064,770,00063,864,00071,234,00071,142,000
Net income
18m
-18.31%
6,645,0006,776,0007,001,0007,930,0004,101,0007,800,0009,045,00010,210,00012,206,00012,510,00013,724,00015,130,00013,799,00013,237,00014,021,00013,024,00010,885,00019,499,00022,238,00018,167,000
CFO
24m
-11.96%
12,742,00018,452,000-1,698,00060,387,00020,661,00018,225,00026,521,00018,860,00019,464,00022,741,00017,334,00012,090,00019,162,00016,989,00022,010,00023,303,00021,997,00025,501,00026,937,00023,715,000
Dividend
Sep 26, 20240.28 USD/sh
Earnings
Feb 14, 2025

Profile

Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides various banking products and services to businesses, institutions, and individuals and their families. Its deposit products include checking accounts, savings accounts, certificates of deposit, direct deposits, and money market accounts. The company's loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans. It also offers cash management, mobile and internet banking, electronic bill pay, automated teller machines, trust and investment, estate planning, and safe deposit box rental services; and group life, health, accident, disability, and other insurance products, as well as other employee benefit programs. As of December 31, 2021, the company operated 30 banking offices in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. Isabella Bank Corporation was founded in 1903 and is headquartered in Mount Pleasant, Michigan.
URL
https://ir.isabellabank.com/investor-relations/default.aspx
IPO date
Nov 08, 2001
Employees
347
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
71,142
-0.13%
71,234
11.54%
Cost of revenue
37,361
27,270
Unusual Expense (Income)
NOPBT
33,781
43,964
NOPBT Margin
47.48%
61.72%
Operating Taxes
3,665
4,606
Tax Rate
10.85%
10.48%
NOPAT
30,116
39,358
Net income
18,167
-18.31%
22,238
14.05%
Dividends
(8,216)
(8,082)
Dividend yield
Proceeds from repurchase of equity
(3,422)
(551)
BB yield
Debt
Debt current
57,771
Long-term debt
69,335
29,245
Deferred revenue
(4,112)
Other long-term liabilities
1,787,231
(16,479)
Net debt
11,771
(1,128,616)
Cash flow
Cash from operating activities
23,715
26,937
CAPEX
(4,064)
(3,205)
Cash from investing activities
(25,779)
(106,255)
Cash from financing activities
(3,188)
12,912
FCF
106,621
38,326
Balance
Cash
33,672
619,405
Long term investments
23,892
596,227
Excess cash
54,007
1,212,070
Stockholders' equity
202,402
181,205
Invested Capital
2,004,961
1,889,955
ROIC
1.55%
2.09%
ROCE
1.64%
2.12%
EV
Common stock shares outstanding
7,575
7,648
Price
Market cap
EV
EBITDA
35,762
46,147
EV/EBITDA
Interest
21,687
5,317
Interest/NOPBT
64.20%
12.09%