OTCMEFSI
Market cap128mUSD
Jan 27, Last price
36.14USD
1D
-0.03%
1Q
9.52%
Jan 2017
40.08%
Name
Eagle Financial Services Inc
Chart & Performance
Profile
Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke County that provides various retail and commercial banking products and services in the Shenandoah Valley and Northern Virginia. The company's deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits. Its loan portfolio comprises one-to-four-family residential real estate, commercial real estate, construction and land development, and commercial and industrial loans, as well as secured and unsecured consumer loans, which include personal installment loans, personal lines of credit, automobile loans, and credit card loans. The company also offers personal and retirement plan services; investment services comprising tax-deferred annuities, IRAs and rollovers, mutual funds, retirement plans, college savings plans, life insurance, long term care insurance, fixed income investing, brokerage CDs, and full service or discount brokerage services; non-deposit investment products; and title insurance products. In addition, it provides ATM and debit cards; and telephone, internet, and mobile banking services, as well as other commercial deposit account services, such as ACH origination and remote deposit capture services. The company operates through twelve full-service branches, two loan production offices, one wealth management office, and one drive-through only facility, as well as 13 ATM locations in the Virginia communities of Berryville, Winchester, Boyce, Stephens City, Purcellville, Warrenton, Leesburg, Ashburn, and Fairfax. Eagle Financial Services, Inc. was founded in 1881 and is headquartered in Berryville, Virginia.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 63,031 2.72% | 61,359 20.35% | |||||||
Cost of revenue | 34,599 | 27,114 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 28,432 | 34,245 | |||||||
NOPBT Margin | 45.11% | 55.81% | |||||||
Operating Taxes | 1,276 | 3,150 | |||||||
Tax Rate | 4.49% | 9.20% | |||||||
NOPAT | 27,156 | 31,095 | |||||||
Net income | 9,357 -35.56% | 14,521 31.76% | |||||||
Dividends | (4,229) | (3,808) | |||||||
Dividend yield | 4.00% | 3.04% | |||||||
Proceeds from repurchase of equity | (170) | 10 | |||||||
BB yield | 0.16% | -0.01% | |||||||
Debt | |||||||||
Debt current | 20,000 | 208,453 | |||||||
Long-term debt | 178,617 | 208,882 | |||||||
Deferred revenue | |||||||||
Other long-term liabilities | 1,522,774 | (204,377) | |||||||
Net debt | (91,686) | 34,026 | |||||||
Cash flow | |||||||||
Cash from operating activities | 6,875 | 13,814 | |||||||
CAPEX | (1,071) | (838) | |||||||
Cash from investing activities | (130,284) | (331,336) | |||||||
Cash from financing activities | 194,868 | 320,348 | |||||||
FCF | (813,530) | 196,399 | |||||||
Balance | |||||||||
Cash | 152,860 | 224,920 | |||||||
Long term investments | 137,443 | 158,389 | |||||||
Excess cash | 287,151 | 380,241 | |||||||
Stockholders' equity | 94,099 | 88,451 | |||||||
Invested Capital | 1,731,498 | 526,226 | |||||||
ROIC | 2.41% | 8.42% | |||||||
ROCE | 1.56% | 5.57% | |||||||
EV | |||||||||
Common stock shares outstanding | 3,524 | 3,482 | |||||||
Price | 30.00 -16.55% | 35.95 3.75% | |||||||
Market cap | 105,706 -15.56% | 125,191 5.03% | |||||||
EV | 14,020 | 159,217 | |||||||
EBITDA | 30,422 | 35,224 | |||||||
EV/EBITDA | 0.46 | 4.52 | |||||||
Interest | 32,837 | 5,473 | |||||||
Interest/NOPBT | 115.49% | 15.98% |