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OTCMEFSI
Market cap128mUSD
Jan 27, Last price  
36.14USD
1D
-0.03%
1Q
9.52%
Jan 2017
40.08%
Name

Eagle Financial Services Inc

Chart & Performance

D1W1MN
OTCM:EFSI chart
P/E
13.71
P/S
2.04
EPS
2.64
Div Yield, %
2.49%
Shrs. gr., 5y
0.35%
Rev. gr., 5y
12.81%
Revenues
63m
+2.72%
19,659,82122,087,00022,951,00023,462,00023,536,00025,286,00027,758,00028,351,00028,781,00029,298,00028,846,00028,431,00030,195,00033,173,00034,506,00037,253,00043,335,00050,983,00061,359,00063,031,000
Net income
9m
-35.56%
4,609,6115,612,0005,858,0005,261,0004,055,0003,441,0003,605,0004,322,0006,550,0007,158,0007,140,0006,897,0006,370,0007,786,0009,001,0009,759,00011,172,00011,021,00014,521,0009,357,000
CFO
7m
-50.23%
6,472,1926,867,0007,077,0007,262,0006,280,0006,676,0009,399,00011,739,00011,433,0008,219,0007,286,0007,164,0009,700,0009,367,000-1,523,00011,348,00011,006,00014,221,00013,814,0006,875,000
Dividend
Aug 05, 20240.3 USD/sh
Earnings
Apr 24, 2025

Profile

Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke County that provides various retail and commercial banking products and services in the Shenandoah Valley and Northern Virginia. The company's deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits. Its loan portfolio comprises one-to-four-family residential real estate, commercial real estate, construction and land development, and commercial and industrial loans, as well as secured and unsecured consumer loans, which include personal installment loans, personal lines of credit, automobile loans, and credit card loans. The company also offers personal and retirement plan services; investment services comprising tax-deferred annuities, IRAs and rollovers, mutual funds, retirement plans, college savings plans, life insurance, long term care insurance, fixed income investing, brokerage CDs, and full service or discount brokerage services; non-deposit investment products; and title insurance products. In addition, it provides ATM and debit cards; and telephone, internet, and mobile banking services, as well as other commercial deposit account services, such as ACH origination and remote deposit capture services. The company operates through twelve full-service branches, two loan production offices, one wealth management office, and one drive-through only facility, as well as 13 ATM locations in the Virginia communities of Berryville, Winchester, Boyce, Stephens City, Purcellville, Warrenton, Leesburg, Ashburn, and Fairfax. Eagle Financial Services, Inc. was founded in 1881 and is headquartered in Berryville, Virginia.
IPO date
Jul 05, 2001
Employees
275
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
63,031
2.72%
61,359
20.35%
Cost of revenue
34,599
27,114
Unusual Expense (Income)
NOPBT
28,432
34,245
NOPBT Margin
45.11%
55.81%
Operating Taxes
1,276
3,150
Tax Rate
4.49%
9.20%
NOPAT
27,156
31,095
Net income
9,357
-35.56%
14,521
31.76%
Dividends
(4,229)
(3,808)
Dividend yield
4.00%
3.04%
Proceeds from repurchase of equity
(170)
10
BB yield
0.16%
-0.01%
Debt
Debt current
20,000
208,453
Long-term debt
178,617
208,882
Deferred revenue
Other long-term liabilities
1,522,774
(204,377)
Net debt
(91,686)
34,026
Cash flow
Cash from operating activities
6,875
13,814
CAPEX
(1,071)
(838)
Cash from investing activities
(130,284)
(331,336)
Cash from financing activities
194,868
320,348
FCF
(813,530)
196,399
Balance
Cash
152,860
224,920
Long term investments
137,443
158,389
Excess cash
287,151
380,241
Stockholders' equity
94,099
88,451
Invested Capital
1,731,498
526,226
ROIC
2.41%
8.42%
ROCE
1.56%
5.57%
EV
Common stock shares outstanding
3,524
3,482
Price
30.00
-16.55%
35.95
3.75%
Market cap
105,706
-15.56%
125,191
5.03%
EV
14,020
159,217
EBITDA
30,422
35,224
EV/EBITDA
0.46
4.52
Interest
32,837
5,473
Interest/NOPBT
115.49%
15.98%