OTCMCHBH
Market cap108mUSD
Feb 18, Last price
48.12USD
1D
0.04%
1Q
-1.82%
Jan 2017
4.61%
Name
Croghan Bancshares Inc
Chart & Performance
Profile
Croghan Bancshares, Inc. operates as the holding company for the Croghan Colonial Bank, a state-chartered bank that provides a range of commercial and retail banking services to individuals and business clients in Ohio. It offers checking accounts, savings accounts, money market accounts, certificates of deposit, IRAs, time deposit accounts, and health savings accounts. Its loan products portfolio includes agricultural, real estate, mortgage, personal, auto, boat, RV, motorcycle, and home equity and home improvement loans; and small business, commercial real estate, business succession, and equipment loans, as well as business lines of credit. The company also offers equipment leasing; trust and investment management services, such as retirement, financial, and legacy planning; fraud protection; investment products, including annuities and college savings; insurance products; overdraft protection services; credit and debit cards; online and mobile banking services; e-statements and bill pay services; mobile deposits; merchant services; safe deposit boxes; and remote deposit capture services. It operates through 19 banking centers located in Bellevue, Clyde, Curtice, Fremont, Green Springs, Monroeville, Norwalk, Maumee, Oak Harbor, Oregon, Port Clinton, and Tiffin, and Ohio. The company was incorporated in 1888 and is headquartered in Fremont, Ohio.
IPO date
Apr 21, 1997
Employees
205
Domiciled in
US
Incorporated in
US
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 41,893 -6.23% | 44,674 -3.60% | |||||||
Cost of revenue | 8,173 | 17,168 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 33,720 | 27,506 | |||||||
NOPBT Margin | 80.49% | 61.57% | |||||||
Operating Taxes | 2,244 | 2,979 | |||||||
Tax Rate | 6.65% | 10.83% | |||||||
NOPAT | 31,476 | 24,527 | |||||||
Net income | 10,773 -23.13% | 14,014 -8.00% | |||||||
Dividends | (4,878) | (4,839) | |||||||
Dividend yield | 3.95% | ||||||||
Proceeds from repurchase of equity | (2,906) | (46,405) | |||||||
BB yield | 37.93% | ||||||||
Debt | |||||||||
Debt current | 83,386 | ||||||||
Long-term debt | 58,659 | 60,774 | |||||||
Deferred revenue | 58,221 | ||||||||
Other long-term liabilities | 460,052 | (60,500) | |||||||
Net debt | (274,722) | (537,332) | |||||||
Cash flow | |||||||||
Cash from operating activities | 14,445 | 17,846 | |||||||
CAPEX | (1,259) | (666) | |||||||
Cash from investing activities | 26,814 | (79,082) | |||||||
Cash from financing activities | (25,197) | 36,455 | |||||||
FCF | 427,772 | 47,817 | |||||||
Balance | |||||||||
Cash | 37,358 | 351,256 | |||||||
Long term investments | 296,023 | 330,236 | |||||||
Excess cash | 331,286 | 679,258 | |||||||
Stockholders' equity | 124,567 | 111,324 | |||||||
Invested Capital | 513,642 | 633,587 | |||||||
ROIC | 5.49% | 3.86% | |||||||
ROCE | 5.28% | 3.68% | |||||||
EV | |||||||||
Common stock shares outstanding | 2,134 | 2,185 | |||||||
Price | 56.00 -12.50% | ||||||||
Market cap | 122,358 -13.81% | ||||||||
EV | (414,974) | ||||||||
EBITDA | 34,856 | 28,733 | |||||||
EV/EBITDA | |||||||||
Interest | 11,427 | 2,129 | |||||||
Interest/NOPBT | 33.89% | 7.74% |