OTCMBMBN
Market cap115mUSD
Feb 18, Last price
25.85USD
1D
1.37%
1Q
8.66%
Jan 2017
61.56%
Name
Benchmark Bankshares Inc
Chart & Performance
Profile
Benchmark Bankshares, Inc. operates as the holding company for Benchmark Community Bank that provides various banking products and services. The company accepts various deposits, such as checking, saving, and youth accounts. Its loan products include personal, mortgage, other real estate, business, auto, and student loans. The company also offers credit and debit cards; wealth management services comprising financial and retirement planning, and portfolio management, as well as estate, charitable giving, and trust services; and reorder checks, safe deposit boxes, wire transfers, bill pay, and internet and mobile banking services. As of April 1, 2022, it operated 16 full-service branches, one loan production office, and 14 ATMs. Benchmark Bankshares, Inc. was founded in 1971 and is based in Kenbridge, Virginia.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 54,102 8.33% | 49,941 11.78% | |||||||
Cost of revenue | 24,973 | 22,103 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 29,129 | 27,838 | |||||||
NOPBT Margin | 53.84% | 55.74% | |||||||
Operating Taxes | 3,909 | 3,258 | |||||||
Tax Rate | 13.42% | 11.70% | |||||||
NOPAT | 25,220 | 24,581 | |||||||
Net income | 15,380 16.17% | 13,240 14.89% | |||||||
Dividends | (3,526) | (3,162) | |||||||
Dividend yield | |||||||||
Proceeds from repurchase of equity | (745) | (32) | |||||||
BB yield | |||||||||
Debt | |||||||||
Debt current | 255 | ||||||||
Long-term debt | 1,736 | 2,913 | |||||||
Deferred revenue | |||||||||
Other long-term liabilities | 1,062,102 | 248,748 | |||||||
Net debt | (161,750) | (162,332) | |||||||
Cash flow | |||||||||
Cash from operating activities | 16,204 | 12,262 | |||||||
CAPEX | (4,582) | (648) | |||||||
Cash from investing activities | (30,788) | (206,588) | |||||||
Cash from financing activities | 18,993 | 18,532 | |||||||
FCF | 136,246 | 270,570 | |||||||
Balance | |||||||||
Cash | 91,718 | 87,309 | |||||||
Long term investments | 71,768 | 78,191 | |||||||
Excess cash | 160,781 | 163,003 | |||||||
Stockholders' equity | 92,830 | 79,846 | |||||||
Invested Capital | 181,423 | 257,514 | |||||||
ROIC | 11.49% | 9.67% | |||||||
ROCE | 10.62% | 8.25% | |||||||
EV | |||||||||
Common stock shares outstanding | 4,511 | 4,517 | |||||||
Price | |||||||||
Market cap | |||||||||
EV | |||||||||
EBITDA | 30,902 | 29,066 | |||||||
EV/EBITDA | |||||||||
Interest | 2,014 | ||||||||
Interest/NOPBT | 7.23% |