XTSE
IAG
Market cap9.47bUSD
May 16, Last price
142.03CAD
1D
0.36%
1Q
8.99%
Jan 2017
166.02%
Name
iA Financial Corporation Inc
Chart & Performance
Profile
iA Financial Corporation Inc., through its subsidiary, Industrial Alliance Insurance and Financial Services Inc., provides various life and health insurance products in Canada and the United States. The company operates through Individual Insurance, Individual Wealth Management, Group Insurance, Group Savings and Retirement, US Operations, and Other segments. It offers life, health, disability, and mortgage insurance products, as well as individual products and services for savings plans, securities brokerage, trust operations, and mutual funds. The company also provides group insurance products and services, including accidental death and dismemberment, dental care, short and long-term disability insurance, products for employee plans; creditor and replacement insurance, replacement warranties, extended warranties, and other products for dealer services; and specialized products. In addition, the company offers group products and services for savings plans, retirement, and segregated funds. Further, the company provides auto and home insurance products, as well as offers asset management and financing services. The company was founded in 1892 and is headquartered in Québec, Canada.
Valuation
Title CAD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2024‑12 | 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | ||||||||||
Revenues | 11,577,000 46.05% | 7,927,000 21.10% | 6,546,000 -57.80% | |||||||
Cost of revenue | (3,303,000) | 1,741,000 | ||||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 11,577,000 | 11,230,000 | 4,805,000 | |||||||
NOPBT Margin | 100.00% | 141.67% | 73.40% | |||||||
Operating Taxes | 267,000 | 212,000 | 156,000 | |||||||
Tax Rate | 2.31% | 1.89% | 3.25% | |||||||
NOPAT | 11,310,000 | 11,018,000 | 4,649,000 | |||||||
Net income | 962,000 21.93% | 789,000 -1.38% | 800,000 -6.87% | |||||||
Dividends | (348,000) | (328,000) | (304,000) | |||||||
Dividend yield | 2.75% | 3.53% | 3.58% | |||||||
Proceeds from repurchase of equity | (365,000) | (600,000) | (451,000) | |||||||
BB yield | 2.88% | 6.45% | 5.32% | |||||||
Debt | ||||||||||
Debt current | ||||||||||
Long-term debt | 2,187,000 | 1,975,000 | 2,176,000 | |||||||
Deferred revenue | 10,000 | |||||||||
Other long-term liabilities | (2,413,000) | 84,421,000 | (561,000) | |||||||
Net debt | (37,199,000) | (1,363,000) | (30,502,000) | |||||||
Cash flow | ||||||||||
Cash from operating activities | 1,041,000 | 1,342,000 | 613,000 | |||||||
CAPEX | (278,000) | (279,000) | (287,000) | |||||||
Cash from investing activities | (491,000) | (307,000) | (287,000) | |||||||
Cash from financing activities | (397,000) | (1,009,000) | (525,000) | |||||||
FCF | 18,871,000 | 5,384,000 | 3,348,000 | |||||||
Balance | ||||||||||
Cash | 1,566,000 | 1,379,000 | 1,358,000 | |||||||
Long term investments | 37,820,000 | 1,959,000 | 31,320,000 | |||||||
Excess cash | 38,807,150 | 2,941,650 | 32,350,700 | |||||||
Stockholders' equity | 6,851,000 | 7,021,000 | 7,642,000 | |||||||
Invested Capital | 102,683,000 | 90,585,350 | 79,295,000 | |||||||
ROIC | 11.70% | 12.97% | 5.65% | |||||||
ROCE | 10.54% | 11.97% | 5.50% | |||||||
EV | ||||||||||
Common stock shares outstanding | 95,000 | 103,000 | 107,000 | |||||||
Price | 133.32 47.59% | 90.33 13.95% | 79.27 9.52% | |||||||
Market cap | 12,665,400 36.13% | 9,303,990 9.69% | 8,481,890 8.51% | |||||||
EV | (24,533,600) | 8,315,990 | (20,970,110) | |||||||
EBITDA | 11,897,000 | 11,521,000 | 5,308,000 | |||||||
EV/EBITDA | 0.72 | |||||||||
Interest | 61,000 | 66,000 | 67,000 | |||||||
Interest/NOPBT | 0.53% | 0.59% | 1.39% |