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XNYS
KFS
Market cap446mUSD
Jul 07, Last price  
16.20USD
1D
-2.23%
1Q
109.84%
Jan 2017
159.20%
IPO
-55.15%
Name

Kingsway Financial Services Inc

Chart & Performance

D1W1MN
P/E
P/S
4.08
EPS
Div Yield, %
Shrs. gr., 5y
4.46%
Rev. gr., 5y
11.59%
Revenues
109m
+5.95%
1,923,217,0001,916,355,0002,035,685,0001,475,594,000452,698,000248,077,000228,547,000159,659,000172,160,000187,834,000158,751,000176,615,000193,179,00043,610,00063,214,00065,717,00094,775,000114,689,000103,244,000109,382,000
Net income
-9m
L
135,008,000123,309,000-18,526,000-405,865,000-290,287,000-38,243,000-20,138,000-52,083,000-36,861,000-12,820,0001,107,000803,000-15,469,000-26,586,000-2,769,000-5,422,0001,860,00024,722,00023,559,000-9,451,000
CFO
605k
P
273,747,000167,228,000-99,317,000-462,470,000-666,316,000-69,945,000-76,114,000-46,696,000-41,814,000-14,624,000-32,805,000-15,589,000-18,977,000-10,143,000-759,0001,672,000-5,908,000-14,574,000-26,186,000605,000
Dividend
Jun 11, 20090.02 USD/sh
Earnings
Aug 04, 2025

Profile

Kingsway Financial Services Inc., through its subsidiaries, engages in the extended warranty business services, asset management, and real estate businesses. The company operates through three segments: Extended Warranty, Leased Real Estate, and Kingsway Search Xcelerator. The Extended Warranty segment markets, sells, and administers vehicle service agreements and related products for new and used automobiles, motorcycles, and ATVs. This segment also sells new home warranty products, as well as offers uninsured warrant administration services to homebuilders and homeowners; markets and distributes warranty products to manufacturers, distributors, and installers of heating, ventilation and air conditioning, standby generator, commercial LED lighting, and commercial refrigeration equipment; and provides equipment breakdown and maintenance support services to companies. The Leased Real Estate segment owns a parcel of real property consisting of approximately 192 acres located in the State of Texas. The Kingsway Search Xcelerator offers outsourced finance and human resources consulting services, including operational accounting, such as bookkeeping, accounting, financial reporting, and analysis and strategic finance services; technical accounting comprising initial public offerings, SEC reporting, and international consolidation services; human resources, workforce management, and compliance support services; and advisory services. The company offers its products and services through credit unions, dealers, homebuilders, and consumers. Kingsway Financial Services Inc. was incorporated in 1989 and is based in Itasca, Illinois.
IPO date
Jul 11, 2001
Employees
471
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
109,382
5.95%
103,244
-9.98%
114,689
21.01%
Cost of revenue
71,660
69,016
67,600
Unusual Expense (Income)
NOPBT
37,722
34,228
47,089
NOPBT Margin
34.49%
33.15%
41.06%
Operating Taxes
(147)
(1,899)
4,825
Tax Rate
10.25%
NOPAT
37,869
36,127
42,264
Net income
(9,451)
-140.12%
23,559
-4.70%
24,722
1,229.14%
Dividends
(13)
Dividend yield
0.01%
Proceeds from repurchase of equity
(2,504)
(3,204)
149
BB yield
1.10%
1.44%
-0.07%
Debt
Debt current
1,217
Long-term debt
60,219
46,812
104,526
Deferred revenue
83,995
82,713
Other long-term liabilities
2,682
71,606
Net debt
21,528
(4,167)
(15,315)
Cash flow
Cash from operating activities
605
(26,186)
(14,574)
CAPEX
(709)
(205)
26,461
Cash from investing activities
(16,846)
6,457
100,940
Cash from financing activities
11,444
(39,963)
(37,932)
FCF
37,370
34,347
256,421
Balance
Cash
5,493
9,259
64,325
Long term investments
33,198
41,720
56,733
Excess cash
33,222
45,817
115,324
Stockholders' equity
(352,282)
(351,506)
(310,767)
Invested Capital
538,898
549,223
590,351
ROIC
6.96%
6.34%
5.85%
ROCE
20.21%
17.31%
16.59%
EV
Common stock shares outstanding
27,192
26,448
25,304
Price
8.37
-0.36%
8.40
5.93%
7.93
44.71%
Market cap
227,597
2.45%
222,163
10.72%
200,661
62.47%
EV
259,014
214,898
191,796
EBITDA
44,696
40,448
53,538
EV/EBITDA
5.80
5.31
3.58
Interest
4,790
6,250
8,092
Interest/NOPBT
12.70%
18.26%
17.18%