XNAS
BWB
Market cap454mUSD
Jul 07, Last price
16.56USD
1D
-2.59%
1Q
30.39%
IPO
27.19%
Name
Bridgewater Bancshares Inc
Chart & Performance
P/E
13.85
P/S
464,066.96
EPS
1.20
Div Yield, %
—
Shrs. gr., 5y
-1.41%
Rev. gr., 5y
-89.53%
Revenues
1k
-100.00%
Net income
33m
-17.86%
CFO
46m
+54.51%
Earnings
Jul 22, 2025
Profile
Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services to commercial real estate investors, small business entrepreneurs, and high net worth individuals in the United States. The company offers savings and money market accounts, demand deposits, time and brokered deposits, and interest and noninterest bearing transaction, as well as certificates of deposit. It also provides commercial loans to sole proprietorships, partnerships, corporations, and other business enterprises to finance accounts receivable or inventory, capital assets, or other business-related purposes; paycheck protection program loans; construction and land development loans; 1-4 family mortgage loans; multifamily lending products; owner and non-owner occupied commercial real estate loans; and consumer and other loans. In addition, the company online, mobile, and direct banking services. It operates through seven full-service offices located in Bloomington, Greenwood, Minneapolis, St. Louis Park, Orono, and St. Paul, Minnesota. The company was incorporated in 2005 and is headquartered in Saint Louis Park, Minnesota.
IPO date
Mar 14, 2018
Employees
253
Domiciled in
US
Incorporated in
US
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|---|
| 2024‑12 | 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | |
| Income | |||||||||
Revenues | 980 -100.00% | 111,842 -17.78% | 136,030 18.47% | ||||||
Cost of revenue | 44,008 | 42,931 | 40,338 | ||||||
Unusual Expense (Income) | |||||||||
NOPBT | (44,007) | 68,911 | 95,692 | ||||||
NOPBT Margin | 61.61% | 70.35% | |||||||
Operating Taxes | 9,911 | 12,562 | 18,318 | ||||||
Tax Rate | 18.23% | 19.14% | |||||||
NOPAT | (53,918) | 56,349 | 77,374 | ||||||
Net income | 32,825 -17.86% | 39,960 -25.16% | 53,392 16.86% | ||||||
Dividends | (4,054) | (4,054) | (4,054) | ||||||
Dividend yield | 1.07% | 1.06% | 0.80% | ||||||
Proceeds from repurchase of equity | (5,901) | (5,127) | (10,936) | ||||||
BB yield | 1.56% | 1.34% | 2.15% | ||||||
| Debt | |||||||||
Debt current | 13,750 | 13,750 | |||||||
Long-term debt | 413,923 | 191,627 | |||||||
Deferred revenue | |||||||||
Other long-term liabilities | 4,594,557 | 3,760,187 | (186,824) | ||||||
Net debt | (984,257) | (318,743) | (437,835) | ||||||
| Cash flow | |||||||||
Cash from operating activities | 46,376 | 30,015 | 84,999 | ||||||
CAPEX | (2,970) | (1,633) | |||||||
Cash from investing activities | (95,236) | (209,183) | (938,243) | ||||||
Cash from financing activities | 150,058 | 220,687 | 796,814 | ||||||
FCF | (1,798,134) | 1,748,123 | 63,112 | ||||||
| Balance | |||||||||
Cash | 998,007 | 128,562 | 94,599 | ||||||
Long term investments | 604,104 | 548,613 | |||||||
Excess cash | 998,007 | 727,074 | 636,410 | ||||||
Stockholders' equity | 362,847 | 329,195 | 297,535 | ||||||
Invested Capital | 4,717,145 | 2,484,478 | 4,059,046 | ||||||
ROIC | 1.72% | 2.13% | |||||||
ROCE | 2.45% | 2.20% | |||||||
| EV | |||||||||
Common stock shares outstanding | 27,943 | 28,316 | 28,668 | ||||||
Price | 13.51 -0.07% | 13.52 -23.79% | 17.74 0.28% | ||||||
Market cap | 377,515 -1.39% | 382,827 -24.73% | 508,573 -0.76% | ||||||
EV | (540,228) | 130,598 | 137,252 | ||||||
EBITDA | (41,002) | 72,054 | 98,945 | ||||||
EV/EBITDA | 13.18 | 1.81 | 1.39 | ||||||
Interest | 143,705 | 117,181 | 33,997 | ||||||
Interest/NOPBT | 170.05% | 35.53% | |||||||