Security National Financial Corp

Chart & Performance

D1W1MN

P/E

9.25

P/S

0.73

EPS

1.08

Div Yield, %

—

Shrs. gr., 5y

2.08%

Rev. gr., 5y

3.45%

Revenues

335m

+5.32%

Net income

27m

+83.07%

CFO

57m

+6.39%

Dividend

Jun 12, 20030.13 USD/sh

Earnings

Aug 12, 2025

Profile

Security National Financial Corporation engages in the life insurance, cemetery and mortuary, and mortgage businesses. The company's Life Insurance segment is involved in selling and servicing lines of life insurance, annuity products, and accident and health insurance. It offers various life insurance products, including funeral plans and interest-sensitive life insurance, as well as other traditional life, accident, and health insurance products; annuity products comprising single and flexible premium deferred annuities, and immediate annuities; and diver's accident policies. This segment also cedes and assumes various risks with various authorized unaffiliated reinsurers pursuant to reinsurance treaties. Its Cemetery and Mortuary segment operates eleven mortuaries and five cemeteries in Utah; one cemetery in California; and four mortuaries and one cemetery in New Mexico. This segment also offers plots, interment vaults, mausoleum crypts, markers, caskets, urns, and other death care related products; and provides professional services of funeral directors, opening and closing of graves, use of chapels and viewing rooms, and use of automobiles and clothing. The company's Mortgages segment originates and underwrites residential and commercial loans for new construction, existing homes, and real estate projects primarily in Florida, Nevada, Texas, and Utah. It offers residential mortgage lending services to real estate brokers and builders, as well as directly with consumers. Security National Financial Corporation was founded in 1965 and is headquartered in Salt Lake City, Utah.

URL

https://www.securitynational.com/

IPO date

Aug 12, 1987

Employees

1,422

Domiciled in

Incorporated in

Valuation

Order:

Title USD in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title USD in thousands, except ratios and share amounts	2024‑12	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12
Income
Revenues	335,455 5.32%	318,497 -18.40%	390,317 -17.08%
Cost of revenue	(330,954,234)	125,768	158,490
Unusual Expense (Income)
NOPBT	331,289,689	192,729	231,827
NOPBT Margin	98,758.36%	60.51%	59.39%
Operating Taxes	7,568	1,805	8,687
Tax Rate	0.00%	0.94%	3.75%
NOPAT	331,282,121	190,924	223,141
Net income	26,536 83.07%	14,495 -43.58%	25,690 -34.99%
Dividends
Dividend yield
Proceeds from repurchase of equity	(3,054)	(2,846)	(7,520)
BB yield	1.06%	1.33%	4.69%
Debt
Debt current	10,587	7,732	69,517
Long-term debt	96,298	96,035	161,744
Deferred revenue		18,237	16,227
Other long-term liabilities	1,114,743,827	(114,257)	938,088
Net debt	(487,574)	(25,992)	(593,058)
Cash flow
Cash from operating activities	57,320	53,875	130,450
CAPEX		(1,110)	(1,600)
Cash from investing activities	671,480	14,608	(37,162)
Cash from financing activities	(4,007)	(62,044)	(101,219)
FCF	367,252,753	244,911	201,164
Balance
Cash	212,141	129,809	466,778
Long term investments	382,318	(50)	357,541
Excess cash	577,686	113,833	804,803
Stockholders' equity	274,205,264	246,133	232,386
Invested Capital	(35,262,247)	1,324,451	1,215,235
ROIC		15.04%	18.01%
ROCE		13.40%	16.01%
EV
Common stock shares outstanding	23,976	23,812	21,946
Price	12.03 33.67%	9.00 23.29%	7.30 -20.65%
Market cap	288,425 34.59%	214,307 33.77%	160,208 -24.48%
EV	(199,148)	188,315	(432,851)
EBITDA	331,298,473	201,958	249,504
EV/EBITDA		0.93
Interest	4,254	4,865	7,830
Interest/NOPBT	0.00%	2.52%	3.38%