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XNAS
SBT
Market cap253mUSD
Mar 31, Last price  
4.84USD
Name

Sterling Bancorp Inc

Chart & Performance

D1W1MN
XNAS:SBT chart
P/E
118.39
P/S
1.87
EPS
0.04
Div Yield, %
—
Shrs. gr., 5y
0.08%
Rev. gr., 5y
0.41%
Revenues
135m
+77.18%
66,215,00090,339,000113,909,000142,137,000132,431,000110,101,00095,569,00080,149,00076,272,000135,135,000
Net income
2m
-71.16%
22,511,00033,234,00037,977,00063,468,00056,951,000-12,967,00023,390,000-14,194,0007,413,0002,138,000
CFO
-2m
L-91.48%
24,493,00028,704,00044,413,00060,575,00071,288,0004,945,00030,746,0002,338,000-24,910,000-2,122,000
Dividend
Feb 20, 20200.01 USD/sh
Earnings
Jul 22, 2025

Profile

Sterling Bancorp, Inc. (Southfield, MI) operates as the unitary thrift holding company for Sterling Bank and Trust, F.S.B. that provides community banking services to individuals and businesses. It offers checking, savings, and money market accounts, as well as IRAs and certificates of deposit; and one- to four-family residential, commercial, commercial real estate, construction, and consumer loans, as well as commercial lines of credit. The company also provides retail banking services. It operates through a network of 28 branches in San Francisco and Los Angeles, California; New York, New York; and Southfield, Michigan. The company was founded in 1984 and is headquartered in Southfield, Michigan.
URL
https://sterlingbank.gcs-web.com/
IPO date
Nov 17, 2017
Employees
270
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
135,135
77.18%
76,272
-4.84%
80,149
-16.13%
Cost of revenue
10,065
63,223
34,653
Unusual Expense (Income)
NOPBT
125,070
13,049
45,496
NOPBT Margin
92.55%
17.11%
56.76%
Operating Taxes
2,112
3,149
6,629
Tax Rate
1.69%
24.13%
14.57%
NOPAT
122,958
9,900
38,867
Net income
2,138
-71.16%
7,413
-152.23%
(14,194)
-160.68%
Dividends
Dividend yield
Proceeds from repurchase of equity
500
1,120
2,446
BB yield
-0.20%
-0.38%
-0.80%
Debt
Debt current
11,589
15,990
Long-term debt
11,589
67,056
147,251
Deferred revenue
(5,239)
Other long-term liabilities
2,090,960
2,029,752
1,984,857
Net debt
(1,193,108)
(1,354,040)
(913,891)
Cash flow
Cash from operating activities
(2,122)
(24,910)
2,338
CAPEX
(88)
(472)
(421)
Cash from investing activities
286,268
238,375
373,698
Cash from financing activities
16,068
(15,296)
(407,914)
FCF
117,530
13,437
(254,268)
Balance
Cash
1,216,286
997,180
728,932
Long term investments
423,916
348,200
Excess cash
1,209,529
1,417,282
1,073,125
Stockholders' equity
314,910
311,063
297,819
Invested Capital
2,133,191
2,104,940
2,141,677
ROIC
5.80%
0.47%
1.96%
ROCE
5.11%
0.54%
1.86%
EV
Common stock shares outstanding
51,341
50,779
50,346
Price
4.76
-17.50%
5.77
-5.25%
6.09
5.91%
Market cap
244,383
-16.59%
292,992
-4.44%
306,608
6.35%
EV
(948,725)
(1,061,048)
(607,283)
EBITDA
126,100
14,380
47,037
EV/EBITDA
Interest
78,665
61,830
21,130
Interest/NOPBT
62.90%
473.83%
46.44%